| Advisor Profile |
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Business Description |
John R. Carter Corporation provides investment and financial planning advice to clients who demand sound advice and reasonable, consistent returns.
I am a fee only advisor with many years experience in dealing with financial and investment matters. If you're nervous about commission driven salesmen masquerading as financial advisors or trusting your future to a 30 year old MBA, you're in the right website.
Your investments are managed considering your financial objectives, age, net worth and risk tolerance; I invest in what's prudent and avoid what's not. |
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General Information |
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| Insurance License#: |
OC 70499
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| States Willing to do Business in: |
TX, AZ
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| Years of Experience in Financial Services: |
50
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| Number of Years with Current Firm: |
25
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| I work with the following types of clients: |
Individual Investors
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Education |
| Academic Background |
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Bachelor of Science degree - Cal State University
Graduate courses at UCLA and USC. |
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Services |
| Investment Types: |
Exchange Traded Funds (ETFs), Mortgages & Real Estate, Mutual Funds, Insurance, Annuities, Stocks, Bonds
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Certified Public Accountant (CPA), Certified Management Accountant (CMAŽ), Personal Financial Specialist (PFS)
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| Securities Licenses: |
Series 7, Series 66
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| Insurance and Annuity Licenses: |
Health, Long Term Care, Life
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| Financial Organization Memberships: |
Paladin Registry, Financial Executives Institute, American Institute of Certified Public Accountants (AICPA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Advisor's Number of Clients: |
18
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| Advisor's Number of Managed Clients: |
18
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| Advisor's Number of Planning Clients: |
18
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| Assets Managed by Advisor: |
$27,000,000
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Compliance |
| Registered Investment Advisor: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-only financial professional: |
Yes
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| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$200,000
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| Compensation Methods: |
Flat Fee
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| Fee % Based on Assets: |
0.5%
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| Additional Details on Charges: |
I charge 1/2% annually (minimum of $250 pr quarter) to construct & manage portfolios. Financial analysis and special projects are priced at a fixed fee agreed on before the work starts.
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| Minimum Fee Charged for Managed Accounts: |
$1000
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| Minimum Fee Charged for Flat Fee Accounts: |
$1000
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| Prepared By: |
John Carter |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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If a customer should become dissatisfied I will make any reasonable accomodation and refund any unearned fees. |
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What are your qualifications? What is your education background? |
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I am a Registered Investment Advisor, Certified Public Accountant, Personal Financial Specialist, etc. |
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What is your approach to financial planning? |
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To analyze the objectives in a thoughtful manner & provide workable solutions that are well thought out. |
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What services do you offer? |
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Portfolio management, financial planning & financial problem solutions. |
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How many clients do you currently manage? |
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Approximately 18 with an average portfolio size of about $1,300,000. |
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Will you be the only person working with me? |
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How are you compensated? How will I pay for your services? |
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Portfolio management is .125% per quarter, other projects are at fees agreed upon in advance. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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No, but I will inform you what I am going to do before I do it. |
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Do you offer any guaranteed results? |
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No. Such guarantees are generally worthless. |
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How much risk should I be willing to take? |
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That's a decision we arrive at together based upon discussion & evaluation. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Portfolio management, financial planning & financial problem solutions. |
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What is your experience? How many clients do you currently manage? |
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Approximately 18 with an average portfolio size of about $1,300,000. |
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What financial institution(s) do you represent? |
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Portfolio management, financial planning & financial problem solutions. |
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How do you charge for your services? |
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Portfolio management is .125% per quarter, other projects are at fees agreed upon in advance. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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I will give you consistent, sound results. |
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What are your qualifications? |
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I am a Registered Investment Advisor, Certified Public Accountant, Personal Financial Specialist, etc. |
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| Q. |
How long does the process of rolling over a 401K plan usually take? |
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About 3 weeks from start to finish. |
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What financial institutions do you represent? |
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I am not affiliated with any. I use T Rowe Price if the client doesn't have a preference. |
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How many years of experience do you have? |
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What are your fees for this service? |
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Portfolio management is .125% per quarter, other projects are at fees agreed upon in advance. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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I will give you consistent, sound results. |
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Do you provide a free initial consultation? |
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