| Advisor Profile |
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Business Description |
I represent many quality insurance and investment companies to provide for you the best products, rates, and service to meet your needs. No single company has the best solution for your individual concerns. Through the representation of many companies, I can shop the best product for you.
The following is a list of the services I provide. Please use me as a reference if you need information or pass this to a friend.
Retirement Income & Planning including:
Mutual Funds portfolio construction & management
IRAs - Traditional & ROTH
College Planning- Section 529 Plans - Wisconsin's EdVest or others
Annuities - fixed, index, variable
401k and other business retirement plans - Sep, Simple, Individual-K
Insurance Planning including:
Life Insurance term, permanent, variable
Disability Income Insurance - individual or group
Long Term Care Insurance - protecting assets from a nursing home
Health Insurance - Group & Individual
Medicare Advantage and Med |
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General Information |
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| Years of Experience in Financial Services: |
6
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Education |
| Academic Background |
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| BS - Northern Michigan University (2001) |
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Services |
| Investment Types: |
Stocks Mutual Funds, Bond Mutual Funds, International Investments, Alternative Investments, Annuities
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Insurance License (Life & Health; Long Term Care; Specify below), Series 6, Series 63
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Assets Managed by Firm: |
Yes
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Compensation & Fees |
| Additional Details on Charges: |
I typiclly work on a commision basis. Often times I give my clients different options as to how they would like me to sell the product to them. I am very up front with my clients as to how I get paid, and if they want to know I will tell them how much I get paid from selling a specific product. If the client prefers a different mode of payment than comission, that is negotiable and on a case by case basis.
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| Prepared By: |
Tim Freiberg |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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What are your qualifications? What is your education background? |
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Northern Michigan University BS 2001 |
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What is your approach to financial planning? |
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Fit the client with the product or products that best suit their needs. Being affiliated with an INDEPENDENT Broker Dealer I have no company that I HAVE to do business with. This allows me to be truly independant. |
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What services do you offer? |
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Insurance, Investments, Financial Planning |
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How many clients do you currently manage? |
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Over 100 clients not including participants I work with through business retirement plans I have (401k's, etc) |
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Will you be the only person working with me? |
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More than likely yes, unless there is a situation where bringing my business partner in with me. |
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How are you compensated? How will I pay for your services? |
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Commision or Fee, not both!! |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Yes, unless you tell me differently |
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Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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This depends on many factors we will explore |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Insurance, Investments, Financial Planning |
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What is your experience? How many clients do you currently manage? |
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Over 100 clients not including participants I work with through business retirement plans I have (401k's, etc). I work with clients in all age groups and occupations. |
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What financial institution(s) do you represent? |
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Packerland Brokerage Services, Inc. An independant Broker Dealer based out of Green Bay, WI |
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How do you charge for your services? |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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Make your decision after you meet with me. |
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| Q. |
What is your approach to 401 K plan rollovers? |
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Share different options with the clients and help them choose an option that is comfortable for them. |
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How long does the process of rolling over a 401K plan usually take? |
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What financial institutions do you represent? |
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How many years of experience do you have? |
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Been in practice since April 2002 |
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What are your fees for this service? |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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Because I am independent and I can show you as many different options as you'd like with many different companies. |
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Do you provide a free initial consultation? |
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