Business Description

My objective and passion to is give my utmost best effort to help clients achieve their personal and financial goals and dreams in an ethical, effective and efficient manner. My consultative approach to client's affairs is holistic in nature. I prefer to examine and fully understand the client's current financial position, goals, issues and problems in order to deliver timely and optimal solutions. My active portfolio management approach is designed to optimize risk-adjusted returns. Its primary purpose is to avoid significant declines in portfolio value. My goal is to have a life long mutually beneficial relatiionship with every client.

General Information

Gender:

Male

CRD#:

1142931

Firm CRD#:

6413

Name of Broker/Dealer:

LPL Financial Corporation

States Licensed in:

Years of Experience in Financial Services:

Number of Years with Current Firm:

Education

Academic Background

BS, Accounting - DePaul University (1976)
MBA, Investment Finance - DePaul University (1984)

Services

Investment Types:

Stocks, Annuities, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Real Estate, Bonds

Qualifications & Memberships

Certifications, Accreditations & Designations:

CERTIFIED FINANCIAL PLANNER™ Certificant, Certified Public Accountant (CPA), Accredited Asset Management Specialist (AAMS®), Chartered Mutual Fund Counselor (CMFC®), Personal Financial Specialist (PFS)

Securities Licenses:

Series 7, Series 6, Series 22, Series 24

Insurance and Annuity Licenses:

Disability, Life, Health, Long Term Care

Firm Information

Number of Advisors in Office:

Up to 10 employees

Compliance

Investment Advisor Representative:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

I am a fee-based financial professional:

Yes

Minimum Portfolio Size for New Managed Accounts:

$100,000

Compensation Methods:

Based on Assets, Hourly, Flat Fee, Commissions

Fee % Based on Assets:

1.25%

Hourly Rate:

$250

Additional Details on Charges:

Annual Fees for Portfolio Management vary based on assets undermanagement and whether the portfolio is actively or passively managed. Hourly and flat fees are for financial planning engagements and advice.

Prepared By:

Kevin Holland, CFP®