| Advisor Profile |
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Business Description |
As an A.G. Edwards financial consultant with Accredited Asset Management Specialist (AAMS) certification, I can help you develop a diversified investment portfolio, which may include a combination of stocks, bonds, mutual funds or other investments. Whether you are an experienced investor or just beginning to invest, you can depend on me for objective advice that focuses on your unique goals.
I am a graduate of Columbia College with a degree in business administration. Prior to becoming a financial consultant with A. G. Edwards, I held various computer programming, analytical, and management positions with the state of Missouri, Verizon, and DST Systems during a 20 year career. I am a member of the Breakfast Rotary Club and I am active with the Central Missouri United Way. |
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General Information |
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| Name of Broker/Dealer: |
Wachovia Securities, LLC
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| States Licensed in: |
AL, AZ, AR, CA, CO, FL, GA, IL, IN, KS, MN, MS, MO, NE, NM, OH, OR, SC, TX, UT, VA, WA
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| States Willing to do Business in: |
All
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| Years of Experience in Financial Services: |
5
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| Number of Years with Current Firm: |
5
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| I work with the following types of clients: |
Businesses, Investment Clubs, Non-Profit Organizations, Individual Investors
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Education |
| Academic Background |
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| BS, Business Administration - Columbia College (1996) |
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Services |
| Investment Types: |
Exchange Traded Funds (ETFs), Mortgages & Real Estate, Options & Futures, Mutual Funds, Insurance, Annuities, Bonds, Stocks, Alternative Investments, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Accredited Asset Management Specialist (AAMSŪ)
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| Securities Licenses: |
Series 7, Series 66
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| Non-Financial Organization Memberships: |
Jefferson City Breakfast Rotary
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Firm Information |
| Number of Advisors in Office: |
Over 1000 employees
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| Advisor's Number of Clients: |
500
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| Assets Managed by Advisor: |
$45,000,000
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$25,000
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| Compensation Methods: |
Based on Assets, Commissions
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| Fee % Based on Assets: |
1%
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| Additional Details on Charges: |
Fee Based Products may be discounted below 1% if assets are greater than $1M
Mutual Funds - Standard A and C share classes
Stocks - 1% to 2% per trade, discounting based on trade frequency and amount of assets
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| Prepared By: |
Greg Frank |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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No - it is against firm policy to have a refund policy. I aim for customer satisfaction based on understanding your needs and matching the right investments with those needs. |
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| Q. |
What are your qualifications? What is your education background? |
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AAMS - Accredited Asset Managment Specialist, Bachelor of Science in Business Administration from Columbia College |
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What is your approach to financial planning? |
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I listen to your needs and understand the amount of risk necessary to reach your goals. I then recommend strategies and solutions for these needs. |
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What services do you offer? |
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IRA's, Mutual Funds, Stocks, Bonds, CD's, Annuities, CD's, Life Insurance, Long Term Care |
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How many clients do you currently manage? |
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250 client groups (a group could consist of a husband and wife and/or children) |
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Will you be the only person working with me? |
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You will work with me only on all investment decisions. I have an assistant that helps with paperwork. |
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How are you compensated? How will I pay for your services? |
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I either receive a commission based on a purchase of a security or a fee is assessed on a quarterly basis. When investments are considered, part of the determination is the impact of commissions or fees on your assets. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Do you offer any guaranteed results? |
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No - this is against firm policy. |
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| Q. |
How much risk should I be willing to take? |
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The investments selected are matched to your risk tolerance. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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IRA's, Mutual Funds, Stocks, Bonds, CD's, Annuities, CD's, Life Insurance, Long Term Care |
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What is your experience? How many clients do you currently manage? |
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5 years of experience. 300+ clients (couples and families counted as one client) |
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What financial institution(s) do you represent? |
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How do you charge for your services? |
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Commissions and fee based (a percentage of the assets) |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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I listen to your needs and your understand the amount of risk you should take to meet your goals. I then recommend strategies and solutions for these needs. With 5 years of experience as an advisor, I have been through both up and down markets, and have the skill and expertise to choose the right investment options that meet uncertain markets. |
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What are your qualifications? |
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AAMS - Accredited Asset Managment Specialist, Bachelor of Science in Business Administration from Columbia College |
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| Q. |
What is your approach to Education Planning? |
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I set down to understand your situation. What are your |
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How long does the process of setting up an Education Plan usually take? |
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It usually takes one to two consultations to determine which plan best suits your needs. |
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What financial institutions do you represent? |
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How many years of experience do you have? |
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What are your fees for this service? |
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No initial fees for a consultation. Other fees are based on what investments are chosen. |
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How many Education Planning clients do you currently manage? |
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Why should I work with you on setting up an Education Plan? |
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I listen to your needs and understand the amount of risk you should take to meet your goals. I then recommend strategies and solutions for these needs. With 5 years of experience as an advisor, I have been through both up and down markets, and have the skill and expertise to choose the right investment options that meet uncertain markets. |
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| Q. |
Do you provide a free initial consultation? |
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| Q. |
What are your qualifications? |
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AAMS - Accredited Asset Managment Specialist, Bachelor of Science in Business Administration from Columbia College |
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What is your approach to 401 K plan rollovers? |
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I set down with you to understand your needs and desires for your money. Do you need your rollover to grow or do you need current income? Does a 72(t) distribution make sense for your situation? There are many options to consider and each solution is customized to the individual. |
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How long does the process of rolling over a 401K plan usually take? |
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Depending on the company it could take as little as 5 days and as long as 6 weeks |
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What financial institutions do you represent? |
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Wachovia Securiteis - we offer over 60 different mutual fund families, have a large offering of bonds, and can also buy/sell stocks |
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How many years of experience do you have? |
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What are your fees for this service? |
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Commissions based on the investments. I also offer fee based services |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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I offer a vast array of investment options that match your risk tolerance. I also can build an investment portfolio that maximizes your income from the rollover when you retire. |
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Do you provide a free initial consultation? |
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