| Advisor Profile |
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| Name: |
Stephen Foster |
| Phone Number: |
(281) 547-0371 |
| Website: |
Visit Website
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Disclosure Link:
www.petrabenefits.com
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ADV Form II Link:
You can substantiate my clea...
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| Disclaimer |
| Securities and investment advisory services offered through Royal Alliance Associates, Inc., member FINRA, SIPC, and a Registered Investment Advisor.
Petra Benefits Financial Services, LP is not affiliated with Royal Alliance Associates, Inc. or registered as a broker-dealer or investment advisor.
Securities services offered in Texas. |
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Business Description |
I listen to you. You have a unique situation and I will make sure I take care of you. I'm an independent advisor so you are my first concern.
I am dedicated to being as helpful as I can to create and execute a custom financial plan just for you and your goals. |
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General Information |
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| Insurance License#: |
1292413
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| Name of Broker/Dealer: |
Royal Alliance Associates, Inc.
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| Years of Experience in Financial Services: |
6
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| Number of Years with Current Firm: |
5
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| I work with the following types of clients: |
Individual Investors, Businesses
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Education |
| Academic Background |
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| BS, Agribusiness - Texas A&M University ('93) |
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Services |
| Investment Types: |
Stocks, Annuities, Insurance, Mutual Funds, Bonds, Alternative Investments, Exchange Traded Funds (ETFs)
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Qualifications & Memberships |
| Securities Licenses: |
Series 65, Series 7, Series 63
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| Insurance and Annuity Licenses: |
Variable Annuity, Variable Life, Long Term Care, Disability, HMO, Health, Annuity, Life
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| Non-Financial Organization Memberships: |
South East Texas Tres Dias (SETTD)
Texas A&M Association of Former Students
Texas Aggie Band Association (TABA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| Fee Structure: |
I am a fee-based financial professional
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| Minimum Portfolio Size for New Managed Accounts: |
$250,000
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| Compensation Methods: |
Flat Fee, Commissions, Based on Assets
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| Fee % Based on Assets: |
1%
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| Prepared By: |
Stephen Foster |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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I was named a 2009 Five Star Best in Client Satisfaction Wealth Manager in the Houston market. See all the details at http://video.fivestarprofessional.com/houwm2009/stephenfoster
see #1 and #2 below |
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What are your qualifications? What is your education background? |
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#1 Presented to 7% of wealth managers with five years of experience in the financial services industry. The final list identifies the wealth managers, of those evaluated, in the local market that score highest in client satisfaction. Each wealth manager was reviewed for regulatory actions, civil judicial actions and customer complaints. |
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What is your approach to financial planning? |
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Each person has very specific goals they want to accomplish. I design your plan just for you to help accomplish those specific goals. |
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What services do you offer? |
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Retirement Planning, Estate Planning, 401(k) rollovers, IRA transfers, College Planning, call for a complete list. |
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Will you be the only person working with me? |
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No, my firm has a registered assistant that will provide support to your account. |
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How are you compensated? How will I pay for your services? |
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I charge a fee to manage assets or a fee for financial planning. |
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Do you offer any guaranteed results? |
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#2 Working with a highly rated advisor does not ensure that a client or prospective client will experience a higher level of performance or results. |
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How much risk should I be willing to take? |
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As little as you need to to reach your goal. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Retirement Planning. I help people retire with dignity. |
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What financial institution(s) do you represent? |
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I am independent, so I can represent the vast majority of institutions. |
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Do you provide a free initial consultation? |
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Do you have a minimum requirement for number of employees or total investment value? |
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Do you provide a free initial consultation? |
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