Business Description
Lynch Financial Advisors is a Fee-Only (no commissions and no sales of ANY sort) financial planning and advisory firm. Our best clients are those that enjoy having a hands on "General Manager" that helps them get to (and stay in) financial independence. Our primary goal for every client is that we help them achieve more of their three "S's". Give us a call to find out what the "S's" are and how we help our current clients with them.
General Information Gender:    Male CRD#:    137094 States Licensed in:    California States Willing to do Business in:    We currently have clients in California, Oregon, Washington, Colorado, Kansas and Virginia. We welcome clients from any state within the United States. Years of Experience in Financial Services:    13 Number of Years with Current Firm:    8 I work with the following types of clients:    Businesses, Individual Investors
Education Academic Background   MBA, Global Management University of Phoenix BS, Business Administation (Finance) California State University, Chico
Services Investment Types:    Insurance, Bonds, Stocks, Annuities, Commodities, Mutual Funds, Options & Futures, Alternative Investments, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
Qualifications & Memberships Certifications, Accreditations & Designations:    IARD Registered Investment Advisor Securities Licenses:    Series 65 Financial Organization Memberships:    National Association of Personal Financial Advisors (NAPFA), The Alliance of Cambridge Advisors Non-Financial Organization Memberships:    Roseville Chamber of Commerce
Firm Information Number of Advisors in Office:    Up to 10 employees I work with clients as part of a team:    Yes
Compliance Registered Investment Advisor:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-only financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    $0 Compensation Methods:    Flat Fee
Prepared By:	Michael Lynch

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What are your qualifications? What is your education background?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	What services do you provide? What are your specialties?

Q.	What is your experience? How many clients do you currently manage?

Q.	What financial institution(s) do you represent?

Q.	How do you charge for your services?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

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Q.	Do you have a customer satisfaction or refund policy?
In the 10 years we've been in business, we have lost very few clients. Our refund policy is defined in the client retainer.

Q.	What are your qualifications? What is your education background?
MBA, Global Management BS, Business Administration (Finance & Economics) Over 10 years of experience consulting individuals, families and small businesses with their finances.

Q.	What is your approach to financial planning?
We take a behavioral approach to financial planning. This means that we look at the overall picture of your finances and how they relate to your personal and family goals.

Q.	What services do you offer?
Comprehensive financial planning which includes: - Prioritizing Short and Long Term Needs - Educational, Retirement & Estate Planning - Liquidity Analysis - Insurance Review (home, life, disability, liability, etc.) - Employee Benefits & Compensation Review - Small Business Coaching

Q.	How many clients do you currently manage?
We currently manage 40 clients.

Q.	Will you be the only person working with me?
Yes.

Q.	How are you compensated? How will I pay for your services?
We are a Fee-Only firm which means you pay for the services by an annual retainer. The retainer offers you unlimited access for questions via in-person meetings, phone calls and emails. We receive no commissions or incentives for any of the advice we provide.

Q.	What services do you provide? What are your specialties?
Comprehensive financial planning which includes: - Prioritizing Short and Long Term Needs - Educational, Retirement & Estate Planning - Liquidity Analysis - Insurance Review (home, life, disability, liability, etc.) - Employee Benefits & Compensation Review - Small Business Coaching

Q.	What is your experience? How many clients do you currently manage?
MBA, Global Management BS, Business Administration (Finance & Economics) Over 10 years of experience consulting individuals, families and small businesses with their finances.

Q.	What financial institution(s) do you represent?
Not applicable.

Q.	How do you charge for your services?
We are a Fee-Only firm which means you pay for the services by an annual retainer. The retainer offers you unlimited access for questions via in-person meetings, phone calls and emails. We receive no commissions or incentives for any of the advice we provide.

Q.	Do you provide a free initial consultation?
Yes.

Q.	Why should I choose you as my financial advisor?
We provide comprehensive financial planning, meaning that we look at everything that is involved with your financial picture. A lot of "financial advisors/planners" are strictly investment managers, but do not also review and take into consideration your earnings, your expenses, insurances, taxes, etc. and how all of these factors relate to your personal and family goals.