| Advisor Profile |
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| Name: |
Robert Chapman |
| Phone Number: |
(858) 356-5253 |
| Website: |
Visit Website
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Business Description |
Discover a comprehensive wealth management partnership located in the north county of San Diego, CA that brings a world of unbiased, independent investment knowledge to affluent families throughout the United States.
At Chapman, Roper and Breslin, LLC we address everything we do by considering how we would want to be treated by the very best of professional advisors. We manage each portfolio with the care and prudence we use in managing our own family and personal investments. |
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General Information |
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| Insurance License#: |
0B72405
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| Name of Broker/Dealer: |
LPL Financial
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| Name of Custodial Firm: |
LPL Financial
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| States Licensed in: |
CA and a dozen or so more.
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| States Willing to do Business in: |
All 50.
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| Years of Experience in Financial Services: |
14
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| Number of Years with Current Firm: |
7
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| Work Experience: |
Please see our website www.CRBWealth.com
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| I work with the following types of clients: |
Individual Investors, Non-Profit Organizations, Businesses
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Education |
| Academic Background |
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| Bachelors degree. Completed all coursework associated with Cretified Financial Planner (CFP) designation through the College for Financial Planning. Firm has a CFP in-house and another sitting for Certified Financial Planner board exam in July 09. |
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Services |
| Investment Types: |
Variable Insurance Products, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Alternative Investments, Options & Futures, FOREX & Currency, Mutual Funds, Commodities, Insurance, Annuities, Stocks, Bonds, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Certified Financial Planner
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| Securities Licenses: |
Series 24, Series 63, Life & Health, Series 7
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| Insurance and Annuity Licenses: |
Long Term Care, Variable Annuity, Life, Variable Life, Annuity
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| Non-Financial Organization Memberships: |
Toastmasters International
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-only financial professional: |
Yes
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| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$250k
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| Compensation Methods: |
Commissions, Hourly, Based on Assets, Flat Fee
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| Fee % Based on Assets: |
1 to 2%
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| Additional Details on Charges: |
Fee-based percentage rate is tiered depending on size of portfolio to manage. The larger the portfolio, the smaller the fee.
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| Minimum Fee Charged for Managed Accounts: |
.8 %
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| Minimum Fee Charged for Hourly Planning Accounts: |
$195.
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| Minimum Fee Charged for Flat Fee Accounts: |
$195.
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| Prepared By: |
Robert Chapman |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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We present samples of our work and provide a contract that specifically defines the scope of our work. This eliminates any ambiguities as clients know exactly what to expect. Any possible remaining gaps are resolved through negotiation or arbitration. |
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What are your qualifications? What is your education background? |
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Over fourteen years of full-time wealth management, financial planning and asset management experience that includes a wide variety of market conditions. Successfully completed all coursework for Certified Financial Planner (CFP) designation through the College for Financial Planning. |
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What is your approach to financial planning? |
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Client focused approach through detailed questionnaires and discussions involving the priorities and goals of the client. |
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What services do you offer? |
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Detailed and comprehensive wealth management, financial planning, asset management and business retirement plan design and implementation. |
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How many clients do you currently manage? |
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Willing to discuss in private but not in a public format. |
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Will you be the only person working with me? |
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It depends on the size and sophistication of the project. We have a team of six advisors, so we can accommodate challenging cases that most one or two advisor firms might have difficulty processing. |
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How are you compensated? How will I pay for your services? |
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The form of compensation depends on the type of work we do. Most of our work is fee-based, meaning that we are compensated based on the size of the portfolio we manage. A fee schedule is available by contacting our firm. Hourly consulting may also be available depending on the scope of work. A flat fee is usually the basis for most financial plans. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Discretionary and non-discretionary trading is available to clients.
The choice is mostly dependent on client preferences. |
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| Q. |
Do you offer any guaranteed results? |
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No firm is allowed to offer guarantees given the nature of our business and the amount of variables to contend. Certificates of Deposits (CDs), backed by the FDIC, are the only investments that offer guarantees. |
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How much risk should I be willing to take? |
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Completely depends on your personal situation and should be discussed with an advisor. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Please see details provided under Financial Planning. |
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What is your experience? How many clients do you currently manage? |
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Please see details provided under Financial Planning. |
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What financial institution(s) do you represent? |
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We have an affiliation with LPL Financial, the largest broker dealer in the United States that serves independent unbiased advisors. |
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How do you charge for your services? |
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See details under Finanacial Planning. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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Will depend mostly on personality compatibility that will emerge through
face to face meetings.
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| Q. |
What are your qualifications? |
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Please see details under Financial Planning. |
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What is your approach to 401 K plan rollovers? |
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Mostly dependent on the clients goals and objectives that should be discussed in person. |
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How long does the process of rolling over a 401K plan usually take? |
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Usually depends on the processing time at the delivering company where the 401k assets reside. Most cases are processed in 7-14 days. |
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What financial institutions do you represent? |
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We are affiliated with LPL Financial, the largest independent broker dealer in the nation serving unbiased independent advisors. |
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How many years of experience do you have? |
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Please see details under Financial Planning. |
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What are your fees for this service? |
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Please see details under Financial Planning. |
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How many 401K rollover clients do you currently manage? |
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Willing to discuss in private but not in a public format. |
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Why should I roll over my 401K plan to your firm? |
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We offer an incredibly wide variety of investment choices that include; no-load mutual funds, individual stocks, Exchange Traded Funds, options, private Real Estate Investment Trusts, fixed and variable annuities, CDs, and more. |
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Do you provide a free initial consultation? |
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