| Advisor Profile |
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| Name: |
Michael Rosenberg, RFC, CSA |
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| Research This Advisor |
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Disclosure Link:
www.lpl.com/michael.rosenber...
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| Disclaimer |
| Securities and Investments offered through LPL Financial, member FINRA/SIPC |
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Business Description |
Since 1981 I have been in the business of helping my clients meet all their financial challenges. I do this by using a total wealth management approach backed by LPL Financial, the largest independent broker/dealer in the United States. Consistently ranked as one of LPL's top advisor by qualifying for their Chairman's Club, and the author of the book, Retirement Investing, I pride myself not only on the experience and knowledge i bring to the table, but the friendships i have formed over the years with my clients. I believe that working with a financial advisor, shouldn't be "work" but a first class experience.
The vast wealth of data instantly available through an electronic medium like the Internet is truly making ours an information-based economy.
And while many speculated that this information would simplify their lives, many more have found it is only making things more complicated.
When it comes to making financial decisions, the information you can find through Internet sites like this one is a great start, but is only half the picture. What many investors need to be successful is a relationship with a trusted investment professional who will help them sort through the maze of available information and make informed, intelligent choices.
That is what I do for my clients. And it is what I can do for you. If you would like any further information about any financial issue or concern you have, please do not hesitate to call or e-mail me. |
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General Information |
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| States Licensed in: |
NJ,NY,PA, FL, SC, CA
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| Years of Experience in Financial Services: |
28
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Education |
| Academic Background |
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| 1981 graduate of Glassboro State College (Rowan University) with BA in Business. |
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Services |
| Investment Types: |
Variable Insurance Products, Managed Asset Accounts, Mutual Funds, Annuities, Alternative Investments
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
RFC, Registered Investment Advisor (RIA) (State or SEC) or RIA representative
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| Securities Licenses: |
Series 65, 66, Life & Health, Series 63, Series 6
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Advisor's Number of Clients: |
300
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| Assets Managed by Advisor: |
$40M
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Compensation & Fees |
| Minimum Portfolio Size for New Managed Accounts: |
100000
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| Compensation Methods: |
Based on Assets, Hourly, Flat Fee, Commissions
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| Prepared By: |
Michael Rosenberg, RFC, CSA |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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No client should not invest any money, pay any fee until they are 100% comfortable with who we are and what we do as a firm. |
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What are your qualifications? What is your education background? |
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Graduated from Glassboro State College in 1981 with a BA in business. Started out with a NYC financial planning firm in 1981, joined forces with my father who also was a financial planner and have been an indpendent financial advisor every since. I am an RFC, CSA a Principal with LPL Financial and am a Registered Investment Advisor Associate with LPL |
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What is your approach to financial planning? |
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Client first. Understand the needs and objectives of the client and provide them with options to achieve the stated objective |
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What services do you offer? |
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Comprehensive finanical planning with emphasis on Retirement and Estate Planning |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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Yes, along with my Assistant Carrie Abrahamsen |
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How are you compensated? How will I pay for your services? |
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I never let money get between the relationship. The relationship has to mutually beneficial in order to work, i am equally comfortable working on a fee basis or a commission basis, so the choice is up to each individual client. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Do you offer any guaranteed results? |
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Only guarantee i will provide is i will work in your best interest and provide outstanding service. Investment results can not be guaranteed beyond the scope of guaranteed investments |
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How much risk should I be willing to take? |
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That should be determined based on where you are, and what your goals and objectives are. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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My area of expertise is in the retirement distribution phase and estate planning |
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What is your experience? How many clients do you currently manage? |
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What financial institution(s) do you represent? |
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How do you charge for your services? |
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Fee based or commsissioned based |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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Because your success depends on it |
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What are your qualifications? |
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Registered Financial Consultant, Certified Senior Advisor and Registered Principal with LPL Financial |
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What is your approach to 401 K plan rollovers? |
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Understand what the client is looking to accomplish with it |
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How long does the process of rolling over a 401K plan usually take? |
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What financial institutions do you represent? |
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How many years of experience do you have? |
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What are your fees for this service? |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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We have the knowledge, the experience and will work for you |
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Do you provide a free initial consultation? |
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