| Advisor Profile |
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Business Description |
| We utilize a unique process called Values-Based Financial Planning to help you to identify what is important about money to you, and then help you to craft a comprehensive game plan to give you the highest probability of success. More importantly, we act as your trusted advisor and "accountability" coach over time to make sure that quarter by quarter you are focusing on the things that are within your control that will improve your odds of reaching your goals. Just like thinking about exercise is not what produces physical fitness, merely having a good financial plan is not what produces the real results that will make your life better. |
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General Information |
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| States Licensed in: |
All 50
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| Years of Experience in Financial Services: |
12
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| Work Experience: |
May 1996-May 2006 Northwestern Mutual Financial Network
May 2006-present: Freeman Wealth Management
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Education |
| Academic Background |
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| Graduated from Texas A&M in 1996 |
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Services |
| Investment Types: |
Variable Insurance Products, Bonds, Stocks, Annuities, Mutual Funds, Options & Futures, Alternative Investments
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Certified Financial Planner, Chartered Life Underwriter, Registered Investment Advisor (RIA) (State or SEC) or RIA representative
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| Securities Licenses: |
Series 7, Series 65, Life & Health, Series 63, Series 6
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Firm's Number of Clients: |
70
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| Advisor's Number of Clients: |
70
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| Assets Managed by Advisor: |
1M plus
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Compensation & Fees |
| Minimum Portfolio Size for New Managed Accounts: |
1 M
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| Compensation Methods: |
Based on Assets
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| Fee % Based on Assets: |
usually 1%
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| Additional Details on Charges: |
When assets exceed 3 million, the fee will be negotiated downward.
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| Minimum Fee Charged for Managed Accounts: |
$10,000
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| Prepared By: |
Patrick Freeman |
| Most Recent Update: |
08/13/2008 |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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Yes, our customer satisfaction policy is that all of our clients will receive at least 10x the value of what they pay us or we will happily help them to move their account somewhere else. |
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What are your qualifications? What is your education background? |
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1)CERTIFIED FINANCIAL PLANNER (TM) licensee 2) Chartered Life Underwriter 3) 12 years experience solving clients problems 4) Texas A&M graduate in 1996 |
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What is your approach to financial planning? |
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My approach is that holistic wealth management where every aspect of a your financial life is factored into a comprehensive plan produces significantly better results for you than making decisions in a vacuum. |
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What services do you offer? |
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1) investment management 2) retirement planning 3) education planning 4) charitable gifting strategies 5) risk management planning 6) accountability coaching to make sure the plan is actually implemented over time |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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Yes, I intentionally keep our clientele small so you are assured of receiving elite value. When our client community reaches 100, we will no longer accept clients. |
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How are you compensated? How will I pay for your services? |
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I am compensated the industry standard 1% of assets under management for professional, comprehensive help. One quarter of the annual fee is automatically deducted from the account each quarter that we work together. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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No, since I have a fiduciary responsibility for what happens in the account, if I can't reach you and something needs to occur in the account, I will take care of it. Except in unusual circumstances, though, I keep you apprised. |
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Do you offer any guaranteed results? |
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No, nothing is guaranteed in the investment world and if someone tells you this is so, run the other direction. |
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How much risk should I be willing to take? |
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This is impossible to make a blanket statement on without knowing the details of your situation. Every one of our clients is unique, and we tailor our recommendations to your specific needs. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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1) investment management 2) retirement planning 3) education planning 4) charitable gifting strategies 5) risk management planning 6) accountability coaching to make sure the plan is actually implemented over time |
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What is your experience? How many clients do you currently manage? |
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1)CERTIFIED FINANCIAL PLANNER (TM) licensee 2) Chartered Life Underwriter 3) 12 years experience solving clients problems. I currently manage 70 clients |
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What financial institution(s) do you represent? |
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95% of our business is run through our registered investment advisory (i.e. no financial institution represented, only work for the client). 5% of the time through PKS, a broker dealer in New York. All potential conflicts disc. |
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How do you charge for your services? |
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I am compensated the industry standard 1% of assets under management for professional, comprehensive help. One quarter of the annual fee is automatically deducted from the account each quarter that we work together. |
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Do you provide a free initial consultation? |
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We offer 2 no-strings attached gifts to anyone who has over 1M of investable assets: 1)copy of highly impactful Values-Based Financial Planning Book 2) 15 minute phone consultation to implement best exercise in book quickly. |
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Why should I choose you as my financial advisor? |
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I am not sure that you should, necessarily. It depends on what type of relationship you desire. We are the right fit for serious, sane clients who meet our minimum and want to delegate all their finances to one advisor. |
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What are your qualifications? |
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1)CERTIFIED FINANCIAL PLANNER (TM) licensee 2) Chartered Life Underwriter 3) 12 years experience solving clients problems 4) Texas A&M graduate in 1996 |
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What is your approach to Education Planning? |
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Evaluating all available options, as well as the specific details of your situation, to provide creative alternatives to helping you accomplish this goal. |
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How long does the process of setting up an Education Plan usually take? |
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1 45-60 minute initial session with Patrick, 1 week of preparation time for Patrick and his team, and 1 45-60 minute implementation meeting. |
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What financial institutions do you represent? |
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95% of our business is run through our registered investment advisory (i.e. no financial institution represented, only work for the client). 5% of the time through PKS, a broker dealer in New York. All potential conflicts disc. |
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| Q. |
How many years of experience do you have? |
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What are your fees for this service? |
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How many Education Planning clients do you currently manage? |
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Why should I work with you on setting up an Education Plan? |
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I am not sure that you should, necessarily. However, I am confident that if you accept the 2 no-strings attached gifts mentioned above that you will receive tremendous value whether you decide we are the right fit or not. |
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Do you provide a free initial consultation? |
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We offer 2 no-strings attached gifts to anyone who has over 1M of investable assets: 1)copy of highly impactful Values-Based Financial Planning Book 2) 15 minute phone consultation to implement best exercise in book quickly. |
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What are your qualifications? |
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1)CERTIFIED FINANCIAL PLANNER (TM) licensee 2) Chartered Life Underwriter 3) 12 years experience solving clients problems 4) Texas A&M graduate in 1996 |
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What is your approach to 401 K plan rollovers? |
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We utilize a time-tested, conservative, low-expense ratio passive management approach through our partnership with Dimensional Funds Advisors |
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How long does the process of rolling over a 401K plan usually take? |
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What financial institutions do you represent? |
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How many years of experience do you have? |
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What are your fees for this service? |
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I am compensated the industry standard 1% of assets under management for professional, comprehensive help. One quarter of the annual fee is automatically deducted from the account each quarter that we work together. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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I am not sure that you should, necessarily. However, I am confident that if you accept the 2 no-strings attached gifts mentioned above that you will receive tremendous value whether you decide we are the right fit or not. |
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Do you provide a free initial consultation? |
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We offer 2 no-strings attached gifts to anyone who has over 1M of investable assets: 1)copy of highly impactful Values-Based Financial Planning Book 2) 15 minute phone consultation to implement best exercise in book quickly. |
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