| Advisor Profile |
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| Name: |
Rick Willoughby, AAMS, AWMA |
| Phone Number: |
(623) 239-4362 |
| Website: |
Visit Website
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| Disclaimer |
| Rick Willoughby is a Registered Principal offering securities and advisory services through Independent Financial Group, LLC, a registered broker-dealer and investment advisor. Member FINRA and SIPC. Independent Financial Group, LLC and Symphony Financial Services, LLC are not affiliated. |
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Business Description |
****RATED 5 STARS BY THE PALADIN REGISTRY**** I strive to improve my clients' quality of life. Whether you have $1 or Millions you can expect advice that only comes from an independent advisor with experience.
Independent financial advisers are the only type of financial advisers who are able to select from all the products available in the marketplace - making sure you get the right product for your individual needs. We have always been independent of corporate mandates, financial products and restrictions. We can and do use all of the tools in the tool box!
Rick Willoughby is a Registered Principal offering securities and advisory services through Independent Financial Group, LLC, a registered broker-dealer and investment advisor. Member FINRA and SIPC. Independent Financial Group, LLC and Symphony Financial Services, LLC are not affiliated. |
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General Information |
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| Insurance License#: |
85862
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| Name of Broker/Dealer: |
Independent Financial Group LLC
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| Name of Custodial Firm: |
Pershing
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| States Licensed in: |
AZ, CA, CO, FL, HI, IL, IN, IA, LA, MD, MA , MI, MN, NE, NV, NJ, NY, OH, OR, PA, TX, WA, WI
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| States Willing to do Business in: |
AZ
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| Years of Experience in Financial Services: |
10
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| Number of Years with Current Firm: |
5
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| Work Experience: |
I am responsible for assessing my client’s unique financial situation and devising a plan that will help meet their financial goals. This involves much more than investment advice, and, indeed, investment advice is not always the most valuable thing a financial advisor provides.
We look for ways you can increase your savings, reduce your debt, minimize your interest costs, ensure that you are protected in the event of illness or disability, examine your tax situation and look for ways to reduce the taxes you pay, consider whether you require estate or succession planning assistance and then we will turn to the matter of how best to maximize the returns on your investment capital.
Everyone should have access to sound advice.
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| I work with the following types of clients: |
Businesses, Investment Clubs, Individual Investors, Non-Profit Organizations
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Services |
| Investment Types: |
Real Estate, Insurance, Bonds, Stocks, Annuities, Mutual Funds, Options & Futures, Alternative Investments, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Accredited Asset Management Specialist (AAMS®), Accredited Wealth Management Advisor(AWMA)
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| Securities Licenses: |
Series 65, Series 63, Series 24, Series 22, Series 7, Series 6
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| Insurance and Annuity Licenses: |
Property, HMO, Variable Annuity, Long Term Care, Variable Life, Disability, Life, Casualty, Accident, Annuity, Health
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| Financial Organization Memberships: |
Paladin Registry
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| Non-Financial Organization Memberships: |
AAR, NAR
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Firm's Number of Clients: |
<200
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| Firm's Number of Planning Clients: |
<100
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| Firm's Number of Managed Clients: |
<100
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| Assets Managed by Firm: |
$40M +
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$100,000
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| Compensation Methods: |
Based on Assets, Hourly, Commissions
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| Additional Details on Charges: |
Every client decides on the best way for compensation based upon their needs.
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| Prepared By: |
Rick Willoughby, AAMS, AWMA |
Frequently Asked Questions |
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What are your qualifications? What is your education background? |
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Accredited Asset Management Specialist (AAMS) |
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What is your approach to financial planning? |
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I have a broad spectrum of financial tools and the experience to know how and when to use them. Being 100% independent means I can use these different tools when it is appropriate to you. I have no company based financial products, no sales quotas and remain solely committed to my clients and what is best for them. |
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What services do you offer? |
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The broadest spectrum of financial services available is offered. |
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Will you be the only person working with me? |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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What financial institution(s) do you represent? |
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Besdies general brokerage almost every mutual fund and insurance company is part of our tool kit. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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I have a broad spectrum of financial tools and the experience to know how and when to use them. Being 100% independent means I can use these different tools when it is appropriate to you. I have no company based financial products, no sales quotas and remain solely committed to my clients and what is best for them. |
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What are your qualifications? |
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Accredited Asset Management Specialist (AAMS) |
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| Q. |
What is your approach to 401 K plan rollovers? |
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Every new client is different and their needs, wants and desires must be identified before a rollover. |
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What financial institutions do you represent? |
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Besdies general brokerage almost every mutual fund and insurance company is part of our tool kit. |
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| Q. |
Why should I roll over my 401K plan to your firm? |
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I have a broad spectrum of financial tools and the experience to know how and when to use them. Being 100% independent means I can use these different tools when it is appropriate to you. I have no company based financial products, no sales quotas and remain solely committed to my clients and what is best for them. |
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Do you provide a free initial consultation? |
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