| Advisor Profile |
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Business Description |
| Advise clientele in all facets of financial planning. Primary focus is investments and building assets. Insurance planning when needed. |
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General Information |
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| Name of Broker/Dealer: |
Mutli-Financial Securities Corporation
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| States Licensed in: |
MO, GA, KS, OH, TX
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| Years of Experience in Financial Services: |
16
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| Number of Years with Current Firm: |
3
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| I work with the following types of clients: |
Individual Investors
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Education |
| Academic Background |
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Degree in Economics
MBA |
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Services |
| Investment Types: |
Stocks, Bonds, Insurance, Mutual Funds, Options & Futures, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Securities Licenses: |
Series 6, Series 9, Series 10, Series 26, Series 63, Series 7
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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Compliance |
| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Compensation Methods: |
Based on Assets
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| Fee % Based on Assets: |
1%
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| Additional Details on Charges: |
Vary by client situation
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| Prepared By: |
Kevin Adam |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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| Q. |
What are your qualifications? What is your education background? |
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Over 14 years of providing financial advise in MidMissouri. Earned and Economics degree and an MBA. |
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| Q. |
What is your approach to financial planning? |
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Uniquely tailored to each client. Managing risk is critical. Clients range from conservative to higher risk depending on their specific situation. |
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What services do you offer? |
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Investment planning is the primary focus area. Also address taxes, estate planning, and insurance needs when necessary. |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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How are you compensated? How will I pay for your services? |
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Various programs from the client can choose the one which they prefer. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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| Q. |
Do you offer any guaranteed results? |
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Yes, but only on instruments that provide guarantees (e.g. CD's). Other instruments would have market risks (e.g. stocks, bonds, mutual funds). |
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How much risk should I be willing to take? |
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That will be determined based on your risk tolerance and time horizon. |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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Hundreds. I am independent. |
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Are there any pre-existing conditions that you can not cover? |
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Each company is different. |
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How long does it take to complete the application and approval process? |
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That depends on the type of coverage you are applying for. |
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Is there a maximum age that you can insure? |
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What services do you provide? What are your specialties? |
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Investment management, estate planning, insurance planning. |
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What is your experience? How many clients do you currently manage? |
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Over 14 years of experience. Over 100 clients. |
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What financial institution(s) do you represent? |
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I represent all companies. I am independent. |
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How do you charge for your services? |
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Various ways that will be discussed so the client can choose the arrangement that best suits their situation. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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I specialize in prudent asset allocation which leads to consistent returns that complement my clients specific comfort with risk. |
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What are your management fees? |
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Vary by investments chosen by client. |
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| Q. |
What kind of plans do you specialize in? |
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401k, SEP, SIMPLE, IRA's, etc. |
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Do you have a minimum requirement for number of employees or total investment value? |
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What type of plans do you offer? |
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401k, SEP, SIMPLE, IRA's, etc. |
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Do you offer any additional services? |
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All other investment and insurance services. |
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| Q. |
What are your qualifications? |
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14 years advising clients. |
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| Q. |
What is your approach to Education Planning? |
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529 Plans are usually the optimal tool, but each situation must be reviewed individually. |
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How long does the process of setting up an Education Plan usually take? |
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What financial institutions do you represent? |
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How many years of experience do you have? |
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What are your fees for this service? |
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| Q. |
How many Education Planning clients do you currently manage? |
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Why should I work with you on setting up an Education Plan? |
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Do you provide a free initial consultation? |
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What are your qualifications? |
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Over 14 years advising clients. Will provide client referrals. |
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| Q. |
What is your approach to 401 K plan rollovers? |
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Prudent asset allocation brings consistent results that complement a clients comfort level with risk. |
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How long does the process of rolling over a 401K plan usually take? |
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It is important so I would not want to take any shortcuts. |
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What financial institutions do you represent? |
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| Q. |
How many years of experience do you have? |
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What are your fees for this service? |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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Experience and knowledge. |
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Do you provide a free initial consultation? |
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