| Advisor Profile |
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Business Description |
| RSS' investment style is Flexible Growth Stock Management. Our Principals, Barbara Rosenblum and Phyllis Sutton have an extensive track record dating back twenty one years. We currently manage assets for individuals, foundations, and pension plans. Each account is managed separately and custom tailored to meet the client's specific needs and objectives. RSS is a "balanced" manager, determining the mix of stocks, bonds and cash in a portfolio. We utilize a top-down, thematic approach to selecting sectors and individual stocks. In search of capital appreciation, our portfolios emphasize individual "growth" stocks. The bond portion of the portfolios uses laddered maturities, structured to minimize interest rate risk. A heavy emphasis is placed on personal service and interaction with our clients to achieve their goals. All of our new clients receive a complete in-depth review of their finances. Over the long term, this approach has been very rewarding to our clients. |
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General Information |
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| States Licensed in: |
CA, MI, WA
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| Years of Experience in Financial Services: |
33
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| Number of Years with Current Firm: |
33
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| Work Experience: |
Barbara Rosenblum, chief executive officer and principal, began her career as a securities analyst with Bache & Co., covering consumer nondurables and pharmaceuticals. Later, she was research director at Burnham Securities, prior to the formation of Drexel Burnham, Lambert. She founded her own advisory firm in 1975, the predecessor of RSS.
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| I work with the following types of clients: |
Individual Investors
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| Investment Types: |
ADR, Exchange Traded Funds (ETFs), Bonds, Stocks, Mutual Funds
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Chartered Financial Analyst (CFA)
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| Financial Organization Memberships: |
San Francisco Society of Securities Analyst
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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Compliance |
| Registered Investment Advisor: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$500,000
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| Compensation Methods: |
Based on Assets
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| Prepared By: |
Barbara Rosenblum |
| Most Recent Update: |
08/06/2008 |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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We provide an on-going service and charge our clients a flat fee based on a percentage of assets. Our clients can leave the relationship at any time but we can not guarantee results. |
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What are your qualifications? What is your education background? |
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We have two CFA's on staff. |
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What is your approach to financial planning? |
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We plan according to the needs of our clients. The first step is assessing your budget we also review all areas of risk and make the appropriate recommendations. |
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What services do you offer? |
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Our primary service is portfolio management of individual equities and fixed income issues. We also provide financial planning and general financial counseling. |
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How many clients do you currently manage? |
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We manage assets for over two hundred families. |
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Will you be the only person working with me? |
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We work as a team and every member of the firm is familiar with and works on every account. |
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How are you compensated? How will I pay for your services? |
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We charge a flat fee based on a percentage of assets undermanagement. We bill the account(in arrears)every 90 days. The fee will fluctuate based upon the current value of the account. We can bill you at home or we can debit the account. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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No, we require full discretion on every account. However, an investment policy is created for each account and is signed off on by the client and the portfolio manager. This policy creates limits that the client understands and is comfortable with and we are not allowed to exceed those limitations with our the clients approval. |
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Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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That is up to the client. This is a vitally important question and we spend a great deal of time with each client deciding what is appropriate. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Our primary service is portfolio management of individual equities and fixed income issues. We also provide financial planning and general financial counseling. |
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| Q. |
What is your experience? How many clients do you currently manage? |
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Our firm has been in business since 1983 under the same management. We currently have over 200 families that we manage and advise. |
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What financial institution(s) do you represent? |
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How do you charge for your services? |
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We charge a flat fee based on a percentage of assets undermanagement. We bill the account(in arrears)every 90 days. The fee will fluctuate based upon the current value of the account. We can bill you at home or we can debit the account. |
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Do you provide a free initial consultation? |
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We typically have one or two meetings with prospective clients. so they have a solid understanding of who we are and what we do and also to be sure they will benefit from our services. We are only looking for long term relationships. We do not offer free consultations. |
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Why should I choose you as my financial advisor? |
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Our clients hire us for many different reasons depending upon their needs and circumstances. There is no simple answer to this question. |
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