| Advisor Profile |
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Business Description |
At Wealth Financial Group our focus is on you. Whether saving for your child's education, buying your first home, protecting your family against catastrophe or planning for your retirement, we have the knowledge, the products and most importantly, the people who will LISTEN.
We have offices in Cranford, Paramus and Piscataway or we can visit you in your home or office.
Let's get to know one another and you can find out why WFG is the place for all of your financial services needs. |
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General Information |
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| Name of Broker/Dealer: |
MetLife Securities
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| Name of Custodial Firm: |
Pershing
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| States Licensed in: |
NJ, NY, OH, PA, FL, MD
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| Years of Experience in Financial Services: |
7
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| Number of Years with Current Firm: |
4
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| I work with the following types of clients: |
Individual Investors, Businesses
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Education |
| Academic Background |
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| Bachelor of Science degree - Bowling Green State University |
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Services |
| Investment Types: |
Alternative Investments, Mutual Funds, Insurance, Annuities
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Certified in Long-Term Care (CLTC)
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| Securities Licenses: |
Series 6, Series 65, Series 63
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| Insurance and Annuity Licenses: |
Long Term Care, Variable Annuity, Variable Life, Life, Health, Annuity
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Firm Information |
| Number of Advisors in Office: |
100 - 999 employees
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$50,000
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| Compensation Methods: |
Commissions, Based on Assets
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| Prepared By: |
Kevin Kruse |
| Most Recent Update: |
09/29/2008 |
Frequently Asked Questions |
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What services do you provide? What are your specialties? |
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Estate Planning, Retirement Planning, Investment Allocation Consulting, Life and Disability Income Planning
Long Term Care Planning |
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What are your management fees? |
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Fees are always based on the size of the plan (dollars currently under management) and the amount of assets coming into the plan annually. |
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What kind of plans do you specialize in? |
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401-k, 403-b, SEP IRA, SIMPLE IRA, 412i, Deferred Comp., ESOP, SERP |
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Do you have a minimum requirement for number of employees or total investment value? |
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We do start-ups to existing multi-million dollar plans. |
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What type of plans do you offer? |
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There are numerous plans to choose from depending on the size of the business, for-profit vs. not-for-profit, company contribution and so on. We evaluate the goals that management would like to achieve and tailor the plan to best meet those goals. |
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What are your qualifications? |
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I am a Chartered Financial Consultant and Series 6, 63 and 65 licensed. |
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What is your approach to 401 K plan rollovers? |
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Most importantly is the client's age and years to retirement. Once that is determined, I work with the client to determine their risk tolerance, which helps to identify asset allocation models. Finally, we discuss the relative merits of various products available to roll the 401-k over to. The discussion also involves tax and inheritance (such as a Stretch IRA) issues. |
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How long does the process of rolling over a 401K plan usually take? |
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Generally, no more than two weeks. |
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What financial institutions do you represent? |
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I use metLife Securities as my Broker Dealer and utilize funds and management companies such as Fidelity, American Funds, Blackrock, Managers' Choice, Curian Capital, Lockwood among many others. |
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What are your fees for this service? |
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Fee based or commission, depending on the products used. |
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Why should I roll over my 401K plan to your firm? |
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This is most likely the largest check you will ever receive. You owe it to yourself to explore all of the options available to you as well as, to put in place a strategy that makes certain you will be able to live the kind of life in retirement that you have spent years working towards. |
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Do you provide a free initial consultation? |
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There is no cost or obligation for the initial meeting. This is a chance for you to get to know me and my firm and for me to understand your needs. |
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