Business Description

Our most deeply held principle at Merrill Lynch is that clients come first, and I am proud to be part of that tradition. To help you meet your financial objectives and build your wealth, I first listen to your personal goals, and then offer effective approaches to achieve them. At Merrill Lynch, I have unparalleled resources that include planning expertise, investment strategies and state-of-the-art technology designed to streamline any financial picture. Let me put them to work for you.

General Information

Gender:

Male

CRD#:

5421510

Firm CRD#:

7691

Name of Broker/Dealer:

Merrill Lynch, Pierce, Fenner & Smith Incorporated

States Licensed in:

MA, RI, TX

Years of Experience in Financial Services:

Number of Years with Current Firm:

I work with the following types of clients:

Businesses, Non-Profit Organizations, Individual Investors

Education

Academic Background

Graduate of Hobart College

Services

Investment Types:

Alternative Investments, Mutual Funds, Exchange Traded Funds (ETFs), Stocks, Bonds

Qualifications & Memberships

Securities Licenses:

Series 66, Series 7

Insurance and Annuity Licenses:

Accident, Health

Firm Information

Number of Advisors in Office:

100 - 999 employees

I work with clients as part of a team:

Yes

Compliance

Registered Representative:

Yes

Investment Advisor Representative:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

Minimum Portfolio Size for New Managed Accounts:

$100,000

Compensation Methods:

Based on Assets, Commissions

Prepared By:

Gardner Loring

Most Recent Update:

07/03/2008