Business Description
Maryland Capital Management is an independent Registered Investment Advisory firm specializing in asset allocation, retirement planning and investment management services. Our approach to investment management is similar to that of Institutional Pension Plans, Endowments and Foundations and reflects our firm’s principles of independence and diversification. Client portfolios are primarily invested in taxable and tax exempt investment grade bonds and "blue-chip" equities. Additional assets include REIT's, MLP's, ETF's, commodities and Alternative Investments. We work closely with you to develop a strategy to protect and grow your investments. Portfolios are separately managed and customized to specifically address client needs for diversification, income and risk/reward objectives.
General Information Gender:    Male CRD#:    2367844 Firm CRD#:    133329 States Licensed in:    MD, VA, DC, CA, CT, FL, NJ, NY, PA, TN, UT Years of Experience in Financial Services:    17 Number of Years with Current Firm:    5 I work with the following types of clients:    Businesses, Non-Profit Organizations, Individual Investors
Education Academic Background   Bachelor of Arts degree -Wake Forest University MBA - Loyola College Maryland
Services Investment Types:    Exchange Traded Funds (ETFs), Bonds, Stocks, Commodities, Mutual Funds, Alternative Investments
Qualifications & Memberships Certifications, Accreditations & Designations:    CERTIFIED FINANCIAL PLANNER™ Certificant Securities Licenses:    Series 65 Non-Financial Organization Memberships:    Independent College Fund of Maryland, Wake Forest University Alumni Council
Firm Information Number of Advisors in Office:    10 - 99 employees I work with clients as part of a team:    Yes Firm's Number of Clients:    300+ Firm's Number of Managed Clients:    300+ Assets Managed by Firm:    $400,000,000+
Compliance Registered Investment Advisor:    Yes Investment Advisor Representative:    Yes I am an acknowledged fiduciary:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-only financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    $500,000 Compensation Methods:    Based on Assets Fee % Based on Assets:    1% Additional Details on Charges:    Tiered Fee Structure 1% up to $1MM .75% $1MM to $3MM .60% over $3MM
Prepared By:	John Blair, CFP®

Frequently Asked Questions

Q.	What services do you provide? What are your specialties?

Q.	What is your experience? How many clients do you currently manage?

Q.	What financial institution(s) do you represent?

Q.	How do you charge for your services?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

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Q.	What services do you provide? What are your specialties?
We assist clients with all aspects of the financial planning process including insurance, tax and retirement income planning. We specialize in portfolio management investing client assets in high quality stocks, bonds and, when appropriate, ETF's and Alternative Assets.

Q.	What is your experience? How many clients do you currently manage?
Our firm is over 30 years old and I have been advising wealthy families and individuals for over 17 years. I have worked as an Investment Executive at Kidder, Peabody and a Vice President in the Private Wealth Management Group of Alex. Brown & Sons. Additionally, I am a Certified Financial Planner,tm. Our firm manages approximately 250 clients.

Q.	What financial institution(s) do you represent?
We are an independent Registered Investment Advisory firm. We custody client assets at a variety of banks but the majority of our client accounts are with Charles Schwab.

Q.	How do you charge for your services?
We are fee only. Our fee is based on the investment management of the portfolio. Our fees begin at 1% and decline as the size of the portfolio increases. Fees for larger accounts are negotiable. We do not charge existing clients for financial planning services.

Q.	Do you provide a free initial consultation?
Yes, for qualified investors.

Q.	Why should I choose you as my financial advisor?
Education, Experience and Independence.