| Advisor Profile |
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| Name: |
Kent Ballard |
| Phone Number: |
(888) 320-7908 |
| Website: |
Visit Website
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Business Description |
As an independent professional advisor, I can offer you a personalized financial strategy, not a generic investment program. Your individual portfolio will be based on your unique situation, your attitudes, preferences and goals. It will be designed to account for change, both in the market and in your circumstances, so that it can work with you and for you at every stage of your life.
My approach to investing is straightforward: I focus on becoming your partner in building the future you desire. As we work together, I'll thoroughly explain the investment strategies I recommend, so that you'll be fully comfortable with all aspects of your investment program. Every decision we make will be focused on achieving the results you want. My mission is to help my clients achieve financial independence through professional advice, sound risk management, quality investment products, and personal, efficient service.
Your Rights as a Client:
Courteous service
A trustworthy and competent financial advisor
Suitable recommendations
Timely transactions at the best available prices
Full disclosure of costs and risks
Clear communications
Comprehensive statements and trade confirmations
Prompt error and complaint resolution
Strict confidentiality
I have spent my entire career as an Investment Professional with Raymond James Financial Services, my Practice has been located at the same location for my entire 11 years assisting clients in the planning and investment process. |
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General Information |
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| Insurance License#: |
367928679
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| Name of Broker/Dealer: |
Raymond James Financial Services
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| Name of Custodial Firm: |
Raymond James Financial Services
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| States Licensed in: |
MI, AL, CO, IL, MN, NC, TX, AK, FL, IN, NV, OH, VA, CA, GA, NY, SD
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| States Willing to do Business in: |
All 50 States.
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| Years of Experience in Financial Services: |
11
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| Number of Years with Current Firm: |
11
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| Work Experience: |
I have been with Raymond James Financial Services my entire career as an Investment Advisor. I have been the Branch Manager for the past several years, again, all in the same location.
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| I work with the following types of clients: |
Businesses, Non-Profit Organizations, Individual Investors
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Education |
| Academic Background |
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| Bachelor of Science in Business Administration with a double major in Management and Marketing, minor in Business Administration- Central Michigan University. |
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Services |
| Investment Types: |
Annuities, Bonds, Stocks, Insurance, Mutual Funds, Options & Futures, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Securities Licenses: |
Series 7, Series 9, Series 10, Series 31, Series 63
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| Insurance and Annuity Licenses: |
Variable Annuity, Long Term Care, Variable Life, Annuity, Life
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| Financial Organization Memberships: |
Financial Planning Association (FPA), Paladin Registry
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| Non-Financial Organization Memberships: |
Vice President Pheasants Forever, member of following: Safari Club International, Ducks Unlimited, Mighigan Bow Hunters, Commemorative Bucks of Michigan, Rocky Mountain Elk Foundation, International Order of Rocky Mountain Goats, Quality Deer Management
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Firm's Number of Clients: |
500
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| Firm's Number of Planning Clients: |
500
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| Firm's Number of Managed Clients: |
475
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| Assets Managed by Firm: |
$70,000,000
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| Advisor's Number of Clients: |
500
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| Advisor's Number of Managed Clients: |
475
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| Advisor's Number of Planning Clients: |
475
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| Assets Managed by Advisor: |
$55,000,000
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Compliance |
| Registered Investment Advisor: |
Yes
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| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| Minimum Portfolio Size for New Managed Accounts: |
100,000
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| Compensation Methods: |
Based on Assets
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| Fee % Based on Assets: |
1.50
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| Additional Details on Charges: |
Based upon the clients needs and portfolio size. Prior to investing all clients will discuss with me: costs, time committmetn, risks associated and potential performance.
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| Minimum Fee Charged for Managed Accounts: |
1.25%
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| Prepared By: |
Kent Ballard |
Frequently Asked Questions |
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What are your qualifications? What is your education background? |
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I have been with Raymond James Financial Services my entire career as an Investment Professional, 11 years. I have a Bachelor of Science in Business Administration with a double major in Management & Marketing, a minor in Business Administration from Central Michigan University. |
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What is your approach to financial planning? |
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I want to do the heavy lifting for my clients, allowing them to concentrate on their day to day life and business. |
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What services do you offer? |
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My practice specializes in full scale financial advisory services. |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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Yes on your investment decisions. My staff is very efficient and works with all of my clients on the administrative aspects of their planning. |
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How are you compensated? How will I pay for your services? |
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I am compensated by the investment companies that I use within client portfolios or through a fee based asset approach. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Yes, I do NOT run discretionary accounts. |
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Do you offer any guaranteed results? |
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No, other than in FDIC insured Certificates of Deposit. |
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How much risk should I be willing to take? |
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The risk level depends upon each investor and many aspects of their personal life. |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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over 160 different carriers. |
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Are there any pre-existing conditions that you can not cover? |
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How long does it take to complete the application and approval process? |
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Is there a maximum age that you can insure? |
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What services do you provide? What are your specialties? |
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I have been with Raymond James Financial Services my entire career as an Investment Professional, 11 years. I have a Bachelor of Science in Business Administration with a double major in Management & Marketing, a minor in Business Administration from Central Michigan University. |
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What is your experience? How many clients do you currently manage? |
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I have been with Raymond James Financial Services my entire career as an Investment Professional, 11 years. I have a Bachelor of Science in Business Administration with a double major in Management & Marketing, a minor in Business Administration from Central Michigan University. |
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What financial institution(s) do you represent? |
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Raymond James Financial Services. |
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How do you charge for your services? |
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asset based fees or commissions payed by inevestment companies. |
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Do you provide a free initial consultation? |
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Yes, no obligation or cost for initial consultation. |
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Why should I choose you as my financial advisor? |
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I follow up and follow through and use a good common sense approach to working with you on the management of your portfolio. |
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What are your management fees? |
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What kind of plans do you specialize in? |
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Do you have a minimum requirement for number of employees or total investment value? |
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What type of plans do you offer? |
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All types of Business Retirement Plans. |
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Do you offer any additional services? |
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Yes, planning for individual employees. |
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What are your qualifications? |
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My practice has been in existence for 11 years, I have been assisting clients with their 401k rollovers for that entire time period. |
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What is your approach to 401 K plan rollovers? |
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Get the risk level correct for the client and find large credible money managers to manage client accounts. |
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How long does the process of rolling over a 401K plan usually take? |
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Generally less than 10 days. |
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What financial institutions do you represent? |
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Raymond James Financial Services |
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How many years of experience do you have? |
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What are your fees for this service? |
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asset fee based or commission. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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We will work hard for our clients and be proactive in our money management approach. |
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Do you provide a free initial consultation? |
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Yes, no cost and no obligation. |
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