Business Description
Jim Dishman and David Petersen are dedicated to helping their clients manage and preserve their wealth. The key to their success is the personalized approach they take to assist clients with Retirement Planning, Wealth Management and Estate Planning. Both Jim and Dave are well qualified Financial Advisors, with 30 years of combined experience. Jim and Dave's practice serves the needs of a select group of clients, including Retirees, Pre-Retirees and High-Net-Worth Individuals. Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Fee-based investment advisory services offered through Raymond James Financial Services Advisors, Inc., member FINRA/SIPC.
General Information Gender:    Male CRD#:    2249134 Firm CRD#:    6694 Name of Broker/Dealer:    Raymond James Financial Services, Inc. States Licensed in:    AZ, CA, FL, HI, ID, MA, MI, NE, NV, NM, NY, UT Years of Experience in Financial Services:    17 Number of Years with Current Firm:    4 I work with the following types of clients:    Individual Investors, Non-Profit Organizations, Businesses
Education Academic Background   BS, Business Management - Brigham Young University (1991). Graduated with University Honors
Services Investment Types:    Stocks, Bonds, Annuities, Mutual Funds, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
Qualifications & Memberships Certifications, Accreditations & Designations:    CERTIFIED FINANCIAL PLANNER™ Certificant, Chartered Financial Consultant (ChFC®), Chartered Mutual Fund Counselor (CMFC®), Chartered Retirement Planning Counselor (CRPC®) Securities Licenses:    Series 51, Series 63, Series 6, Series 7, Series 24, Series 31, Series 65 Insurance and Annuity Licenses:    Variable Life, Disability, Variable Annuity, Annuity, Health, Life
Firm Information Number of Advisors in Office:    Up to 10 employees I work with clients as part of a team:    Yes Advisor's Number of Clients:    100
Compliance Registered Representative:    Yes Investment Advisor Representative:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-based financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    $100,000 Compensation Methods:    Flat Fee, Commissions, Based on Assets, Hourly
Prepared By:	Jim Dishman, CFP®, ChFC®

Frequently Asked Questions

Q.	What are your qualifications? What is your education background?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

Q.	What services do you provide? What are your specialties?

Q.	Do you provide a free initial consultation?

Q.	How long does the process of rolling over a 401K plan usually take?

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Q.	What are your qualifications? What is your education background?
After obtaining a Bachelor's Degree in Business Management, I became a Financial Advisor in 1992. Since then, I have received my Certified Financial Planner (R) designation, and designations as a Chartered Financial Consultant, Chartered Mutual Fund Counselor and Chartered Retirement Planning Counselor.

Q.	How many clients do you currently manage?
100

Q.	Will you be the only person working with me?
No, my team consists of my business partner, David Petersen, and our Service Associate, Marchelle Morley.

Q.	How are you compensated? How will I pay for your services?
I am typically paid through a combination of fees and/or commissions which are paid as I manage your investment portfolio.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Yes, we only buy or sell for your account with your permission.

Q.	How much risk should I be willing to take?
Only as much risk as is necessary to accomplish your investment objectives.

Q.	Have you ever been charged with any breaches?
No.

Q.	What services do you provide? What are your specialties?
Retirement Planning and Investments.

Q.	Do you provide a free initial consultation?
Yes, I believe it is critical to meet an advisor and learn about that advisor's capabilities without being charged anything.

Q.	How long does the process of rolling over a 401K plan usually take?
Typically 1-3 weeks.