Business Description
I am a financial advisor and wealth manager whose goal is to be a lifetime resource for each and every client. I am fully licensed and can help in the areas of insurance protection strategies, retirement planning, investment planning, college funding startegies and can broker securities trades. I pride my practice in being knowledgeable, helpful and available to my clients.
General Information Gender:    Male CRD#:    5491822 Firm CRD#:    114473 Insurance License#:    OGO0483 Name of Broker/Dealer:    World Group Securities States Licensed in:    CA Years of Experience in Financial Services:    1 Number of Years with Current Firm:    1 I work with the following types of clients:    Non-Profit Organizations, Businesses, Individual Investors Foreign Languages Serviced:    Spanish
Education Academic Background   I recieved my Bachelors degree from the University of California, Berkeley with a major in political science.
Services Investment Types:    Annuities, Bonds, Stocks, Insurance, Mutual Funds, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
Qualifications & Memberships Securities Licenses:    Series 7, Series 66 Insurance and Annuity Licenses:    Disability, Variable Life, Long Term Care, Accident, Life, Health, Annuity, Variable Annuity
Firm Information Number of Advisors in Office:    10 - 99 employees
Compliance Registered Representative:    Yes Investment Advisor Representative:    Yes I am an acknowledged fiduciary:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees Minimum Portfolio Size for New Managed Accounts:    $20,000 Compensation Methods:    Based on Assets, Commissions
Prepared By:	Abel Talamantez

Frequently Asked Questions

Q.	What are your qualifications? What is your education background?

Q.	What services do you offer?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	Do you offer any guaranteed results?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

Q.	What carrier(s) do you represent?

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Q.	What are your qualifications? What is your education background?
I have a degree in political science from UC Berkeley. I went to the financial services industry out of a desire to help working families navigate through the various complexities of financial planning. I am Series 7 licensed and a Registered Investment Advisor Representative.

Q.	What services do you offer?
I offer Insurance protection planning, retirement planning, college funding strategies, investment management and securities trading services.

Q.	Will you be the only person working with me?
Although I have a firm of experts in various fields in which to draw from, I will be the only advisor working with you.

Q.	How are you compensated? How will I pay for your services?
My consulatations with you are always complimentary. I get compensated when a strategy is implemented. There is no fee or obligation in meeting with me to discuss financial strategies. All costs and fees regarding a financial product or management fees will be fully disclosed prior to implementation.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
Yes. I am licensed and have the ability to trade securities in your account myself. However, trades will be unsolicited; meaning I will only trade at your request.

Q.	Do you offer any guaranteed results?
The only guarantee I can offer is quality of service. I pride myself in getting to know my clients personally and will always act with their best interests in mind.

Q.	How much risk should I be willing to take?
It depends. People vary in their risk tolerance and goals for their investment strategies. I will give a risk tolerance questionaire and ask various questions about your goals in order to determine a strategy that is suitable for your own life.

Q.	Have you ever been charged with any breaches?
None

Q.	What carrier(s) do you represent?
As an independent agent, I can offer insurance from a number of comapnies, allowing me to shop around for the best price. Some of the carriers I can offer are Pacific Life and Western Reserve Life.