| Advisor Profile |
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Disclosure Link:
http://www.nageletf.com/Disc...
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| Disclaimer |
| Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product made reference to directly or indirectly on this site, will be profitable, equal any corresponding indicated historical performance level(s), or be suitable for your portfolio. Due to various factors, including changing market conditions, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this site serves as the receipt of, or as a substitute for, personalized investment advice from Nagel & Associates, LLC. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. A copy of our current written disclosure statement discussing our advisory services and fees is available for review upon request. |
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Business Description |
NAGEL & Associates, LLC was established by Brad Nagel after he recognized most investment firms put their shareholders over their clients. The traditional investment relationship puts the client at the bottom of the organization chart. This results in profits over people and we've seen the Wall Street fallout as a result. In addition, excessive commissions, hidden fees and taxes make it difficult for investors to have long term investment success.
Our company puts our clients at the top of the organization chart. We have a vested interest in your success as a fee only firm. As you succeed with investment performance and/or financial planning, our company succeeds.
Our investment process gives you the highest statistical probabilty of return by focusing on asset allocation. Investment portfolios are designed to match your comfort level with risk so you are not losing sleep in challenging times. This is all done with full disclosure of investment holdings and fees.
In an uncertain investment world, you deserve to work with a firm that puts your interests first at all times. A firm that invests along side of you, personally utlizing the same investments chosen for your portfolio. You will be treated with the highest level of ethics and care as a client of NAGEL & Associates. |
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General Information |
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| Insurance License#: |
2385119 WI
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| Name of Custodial Firm: |
Charles Schwab
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| States Willing to do Business in: |
WI
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| Years of Experience in Financial Services: |
15
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| Number of Years with Current Firm: |
1
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| Work Experience: |
Worked for a Wall Street firm, managed a $900 million divison for a national bank and agent for a major insurance company.
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| I work with the following types of clients: |
Non-Profit Organizations, Individual Investors
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Education |
| Academic Background |
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Certified Trust & Financial Advisor (CTFA)
Cannon Financial Institute
Northern Michigan University |
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Services |
| Investment Types: |
Mutual Funds, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Commodities, Bonds, Stocks, Annuities
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Certified Trust & Financial Advisor (CTFA)
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| Securities Licenses: |
Series 65
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| Insurance and Annuity Licenses: |
Health, Life, Disability, Long Term Care
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| Financial Organization Memberships: |
National Ethics Bureau
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| Non-Financial Organization Memberships: |
Rotary Club of Green Bay, WI
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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Compliance |
| Registered Investment Advisor: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-only financial professional: |
Yes
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| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
100,000
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| Compensation Methods: |
Hourly, Flat Fee, Based on Assets
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| Fee % Based on Assets: |
.9%
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| Flat Fee Rate: |
Negotiable
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| Minimum Fee Charged for Managed Accounts: |
1000
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| Minimum Fee Charged for Hourly Planning Accounts: |
1000
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| Minimum Fee Charged for Flat Fee Accounts: |
1000
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| Prepared By: |
Brad Nagel |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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With our hourly planning services, if there is an error in data entry and/or output we will provide a discount for the plan. |
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| Q. |
What are your qualifications? What is your education background? |
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Financial planning and Investing for clients for 15 years. Prior to establishing company, worked for a Wall Street firm, managed a $900 million division for a national bank and worked as a life insurance agent for a major carrier. |
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What is your approach to financial planning? |
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We take a holistic approach to financial planning and invest an extensive amount of time preparing a plan catered to your family's needs. |
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| Q. |
What services do you offer? |
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Professional investment management, retirement planning, financial planning and estate planning. |
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| Q. |
How many clients do you currently manage? |
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Our business was newly formed in 2008. We are selecting clients primarily on a referral basis and they must meet certain qualifications to work with our firm. We currently serve 18 relationships overseeing $18 million in assets. |
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| Q. |
Will you be the only person working with me? |
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I am the only advisor, and have a partnership with Charles Schwab to support many aspects of business. |
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How are you compensated? How will I pay for your services? |
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Fees are charged as a percentage of assets invested on your behalf. Fees are withdrawn on a quarterly basis from the balance of the account. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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We set up investment guidelines which allow us to make trades on your behalf without permission on every trade. This allows us to take advantage of investment opportunities in case clients are not available. |
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Do you offer any guaranteed results? |
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Market investments are not guaranteed and not FDIC insured. |
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How much risk should I be willing to take? |
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Investment portfolios are designed to accommodate your comfort level with risk. The risks and potential returns are disclosed prior to the onset of a relationship. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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Investment management is our specialty. In addition, we offer financial planning, retirement planning and estate planning. |
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What is your experience? How many clients do you currently manage? |
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Financial planning and Investing for clients for 15 years. Prior to establishing company, worked for a Wall Street firm, managed a $900 million division for a national bank and worked as a life insurance agent for a major carrier. Currently manage 18 client relationships overseeing $18 million in assets. |
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What financial institution(s) do you represent? |
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Our firm is independent, but does utilize the service of Charles Schwab to custody our client assets. |
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How do you charge for your services? |
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Fee for assets invested or by the hour. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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In my 15 years of experience, I've been exposed to the secrets that most advisors do not want you to know. I share those secrets with you to put you on the path to investment success. Unlike most "Wall Street" firms that continue to put people over profits. We put people first at all times. |
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What are your qualifications? |
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Certified Trust & Financial Advisor(CTFA). Have worked with hundreds of retirees and pre-retirees throughout my 15 year career. |
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What is your approach to 401 K plan rollovers? |
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Discuss the goals you would like to accomplish. Review the current investment choices and make alternative investment recommendations to accomplish your goals. |
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How long does the process of rolling over a 401K plan usually take? |
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It depends on the retirement plan provider. It can roll over as fast a a week or as long as 6 weeks. |
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What financial institutions do you represent? |
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Our firm is independent, and uses Charles Schwab to custody our client assets. |
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How many years of experience do you have? |
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What are your fees for this service? |
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Fees for assets invested or by the hour. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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In my 15 years of experience, I've been exposed to the secrets that most advisors do not want you to know. I share those secrets with you to put you on the path to investment success. Unlike most "Wall Street" firms that continue to put people over profits. We put people first at all times. |
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Do you provide a free initial consultation? |
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