| Advisor Profile |
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| Name: |
Femi Shote MSF, ChFC, CFP®, AIF® |
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Business Description |
Whether you’re an individual or a couple seeking a Sustainable Retirement Income and Growth Strategy for your investment portfolio, success depends on an unwavering commitment to a set of clearly defined investment principles. A customize portfolio to provide sustainable income after the paycheck stops is the holy grail of the financial industry. Many are called, few are chosen. This is the DNA of and what―I and my firm Asset Harvest Group is all about.
All AHG portfolios are constructed to control risk and enhance your potential for gain. As our foundation, we use institutional portfolios from Dimensional Fund Advisors (DFA) that are not typically available to the average individual investor. Using DFA our clients benefit from some of the nation’s most distinguished financial economists and Nobel Laureates at Harvard, Yale, Stanford, Univ. of Chicago, and Dartmouth.
About Femi T. Shote, MSF, ChFC, CLU, CFP®, AIF®:
Femi is an Independent, Accredited Investment Fiduciary, Fee-only Advisor, and a member of the National Association of Personal Financial Advisors (NAPFA), the nation’s leading organization dedicated to the advancement of fee-only comprehensive financial planning. Because his mission is to offer not isolated advice, but ongoing counsel, Femi seeks to understand his clients on a deeper level than many advisors. Rather than boast about the number of clients dollars under management. Femi emphasizes quality relationships and derives great satisfaction from helping each client meet their goals. |
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General Information |
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| Name of Custodial Firm: |
Fidelity Institutional Wealth Services (IWS)
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| States Licensed in: |
Does Business with cleints in many states accross the country including- MA, VA, SC, FL, TX,MS,IL,and CA
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| States Willing to do Business in: |
In all states.
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| Years of Experience in Financial Services: |
22
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| Number of Years with Current Firm: |
10
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| Work Experience: |
Worked as a financial Analyst from 1987 to 1992
Began as a financial Advisor New England Securities in May of 1992.
Started Asset Harvest Group as a DBA in 1989
Incorporated Asset Harvest Group as a fee-only independent RIA firm in 1992.
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| I work with the following types of clients: |
Businesses, Non-Profit Organizations, Individual Investors
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Education |
| Academic Background |
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Bachelor of Science (magna cum Laude) Accounting, Economics and Finance- Roger Williams University, Bristol, RI 1987.
Masters of Science Finance- Bentley University, Waltham, MA 1991 |
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Services |
| Investment Types: |
FOREX & Currency, Bonds, Stocks, Annuities, Insurance, Mutual Funds, Options & Futures, Alternative Investments, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant, Accredited Investment Fiduciary® (AIF), Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®)
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| Securities Licenses: |
Series 65
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| Insurance and Annuity Licenses: |
Casualty, HMO, Disability, Property, Life, Accident, Annuity, Health
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| Financial Organization Memberships: |
Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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Compliance |
| Registered Investment Advisor: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-only financial professional: |
Yes
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| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
$100,000
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| Compensation Methods: |
Based on Assets
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| Prepared By: |
Femi Shote MSF, ChFC, CFP®, AIF® |
Frequently Asked Questions |
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What is your approach to financial planning? |
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I do not delegate to staff or outsource to other companies. In the past I have tried various schemes promoted by the financial industry― frankly they do not work. I know from experience―when I personally and the new client(s)go through the planning process together do we truly become an effective team and achieve results. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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I value and welcome clients input and suggestions. However on a day-to-day basis―it is my responsibility to manage the account. I and my firm Asset Harvest Group does not and will not have any custody of clients’ cash or securities. This truly an important peace of mind and check and balance issue for you and for us. Your peace of mind is important; I will not have it any other way. |
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How much risk should I be willing to take? |
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I undertake Prudent Risk to help our clients achieve their objective and desired results. |
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Do you provide a free initial consultation? |
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What is your approach to 401 K plan rollovers? |
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We first do a comprehensive review of the incoming client risk and investment objective. We then implement a plan using appropriate Stocks, Preferred Stocks, Bonds, ETF, Mutual funds, commodities, and covered call options to help our client execute and achieve their objectives. |
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