Business Description
Pentecost Capital Management, Inc. is an independent Registered Investment Advisory firm, providing separate Account Management, Retirement Planning and Financial Planning services consistent with the individual needs of our clients. Fees for PCM services are calculated as a percentage of assets under management, and are intended to eliminate the conflicts of interest inherent in commission-based advisory relationships. Portfolios typically include stocks, exchange-traded-funds, bonds and cash, balanced to achieve the investment objectives our clients. For the equity portion of our accounts,PCM endeavors to invest in companies capable of sustained long-term growth, with the potential to appreciate at a rate greater than that of the S&P 500 Index. Our stock selection methodology is best described as “growth at a reasonable price.” Individual stocks are chosen by means of a proprietary “bottom-up” quantitative selection process. Market capitalization is not a criterion; however, PCM portfolios are normally comprised of larger companies.
General Information Gender:    Male CRD#:    1066678 Firm CRD#:    106078 States Licensed in:    OK States Willing to do Business in:    All States Years of Experience in Financial Services:    27 Number of Years with Current Firm:    12 Work Experience:    Pentecost Capital Management - Registered Investment Advisor Merrill Lynch - Financial Consultant Frontier Airlines - Airline Pilot U.S. Navy - Carrier Based Fighter Pilot, Vietnam Combat Veteran, Operational Test Pilot I work with the following types of clients:    Individual Investors, Non-Profit Organizations, Businesses
Education Academic Background   BA, Mathematics - San Diego State University Graduate of the College for Financial Planning Graduate of the Naval Air Training Command
Services Investment Types:    Exchange Traded Funds (ETFs), Bonds, Stocks
Qualifications & Memberships Securities Licenses:    Series 65
Firm Information Number of Advisors in Office:    Up to 10 employees
Compliance Registered Investment Advisor:    Yes Compliance Disclosures in Last 5 years:    I have a clean record Criminal Disclosures in Last 5 years:    I have a clean record
Compensation & Fees I am a fee-only financial professional:    Yes Minimum Portfolio Size for New Managed Accounts:    $100,000 Compensation Methods:    Based on Assets
Prepared By:	Dan Pentecost

Frequently Asked Questions

Q.	Do you have a customer satisfaction or refund policy?

Q.	What are your qualifications? What is your education background?

Q.	What is your approach to financial planning?

Q.	What services do you offer?

Q.	How many clients do you currently manage?

Q.	Will you be the only person working with me?

Q.	How are you compensated? How will I pay for your services?

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Q.	Do you offer any guaranteed results?

Q.	How much risk should I be willing to take?

Q.	Have you ever been charged with any breaches?

Q.	What services do you provide? What are your specialties?

Q.	What is your experience? How many clients do you currently manage?

Q.	What financial institution(s) do you represent?

Q.	How do you charge for your services?

Q.	Do you provide a free initial consultation?

Q.	Why should I choose you as my financial advisor?

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Q.	Do you have a customer satisfaction or refund policy?
PCM clients can discontinue our services at any time and receive a prorated refund of any unearned management fees.

Q.	What are your qualifications? What is your education background?
I hold a BA in Mathematics from San Diego State University and I'm a graduate of the College for Financial Planning. I'm also a former U.S. Navy fighter pilot, an operational test pilot and a combat veteran of the Vietnam War.

Q.	What is your approach to financial planning?
I examine the financial needs of my clients and develop portfolio strategies to accomplish thier objectives.

Q.	What services do you offer?
Securities analysis, investment management and retirement consulting.

Q.	How many clients do you currently manage?
About 100.

Q.	Will you be the only person working with me?
I will be responsible for the management of your investments.

Q.	How are you compensated? How will I pay for your services?
PCM charges a fee based on the size of the assets under management. We do not recieve commissions for making transactions on behalf of our clients, nor do we engage in any practice that creates a conflict of interest.

Q.	If you are going to manage my account, will you obtain my permission every time you buy or sell something?
If you require prior approval, bring a very pleasant attitude and a minimum of $250,000.00 for us to manage. The minimum for accounts not requiring prior approval is $100,000.00.

Q.	Do you offer any guaranteed results?
No. Bernie Madeoff offered very strong assurances.

Q.	How much risk should I be willing to take?
Enough to achieve your investment objectives. Caution: If you're unwilling to accept any risk, or risk volatility, you may be a saver, and should not contact us. If you understand that wealth is, at all times, invested in one, ore more asset classes; and therefore, at all times, subject to risk, you may be an investor. At PCM, we work only with investors.

Q.	Have you ever been charged with any breaches?
No.

Q.	What services do you provide? What are your specialties?
PCM provides Separate Account Management; and Retirement and Financial Consulting services. We specialize in equity analysis, securities selection and individual portfolio management.

Q.	What is your experience? How many clients do you currently manage?
I've been a professional financial consultant and investment advisor since 1982. Prior to establishing PCM, I was a financial consultant with Merrill Lynch for 15 years. I recognize the differences between fee-based financial advisors and commission based broker/dealers and insurance companies. You should too!

Q.	What financial institution(s) do you represent?
None! At PCM, we represent only our clients.

Q.	How do you charge for your services?
PCM charges a fee based on the size of the assets under management. We do not recieve commissions for making transactions on behalf of our clients,and we do not engage in any practice that creates a conflict of interest.

Q.	Do you provide a free initial consultation?
There is no fee for initial, or ongoing consultations.

Q.	Why should I choose you as my financial advisor?
We don't assume that you should! We develop portfolio strategies to address the unique needs of our clients. We then analyze and select each of the assets comprising our client's portfolios. We do not hand our clients off to third parties, or invest in packaged financial products. Investment selection is paramount. In the words of the late Baron Von Richthofen, "Anything else is rubbish!"