| Advisor Profile |
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| Name: |
William Kaiser, CFP |
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Business Description |
My Firm offers sophisticated wealth management solutions for clients by identifying and providing access to best in class cost effective investments and innovative estate, business, and investment planning strategies.
We help people do the best with what they have by maintaining a practice focused by keeping a cap on the total number of clients. |
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General Information |
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| Name of Broker/Dealer: |
National Financial Partners, Inc
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| States Licensed in: |
PA, DE, NJ
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| States Willing to do Business in: |
PA, DE, NJ
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| Years of Experience in Financial Services: |
24
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| Number of Years with Current Firm: |
3
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| Work Experience: |
I have been a financial advisor for 24 years since 1985 and a Certified Financial Planner(R) for 21 years since 1988.
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| I work with the following types of clients: |
Individual Investors, Businesses
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Education |
| Academic Background |
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| B.A. Religious Studies from St. Lawrence University Canton, NY |
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Services |
| Investment Types: |
Exchange Traded Funds (ETFs), Bonds, Stocks, Annuities, Insurance, Mutual Funds, Alternative Investments
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant
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| Securities Licenses: |
Series 65, Series 7, Series 63
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| Insurance and Annuity Licenses: |
Variable Life, Long Term Care, Variable Annuity, Life, Annuity
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| Financial Organization Memberships: |
Financial Planning Association (FPA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| Firm's Number of Clients: |
31
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| Firm's Number of Planning Clients: |
20
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| Firm's Number of Managed Clients: |
31
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| Assets Managed by Firm: |
15,000,000
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| Advisor's Number of Clients: |
31
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| Advisor's Number of Managed Clients: |
20
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| Advisor's Number of Planning Clients: |
11
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| Assets Managed by Advisor: |
$15,000,000
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
100,000
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| Compensation Methods: |
Based on Assets
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| Fee % Based on Assets: |
1.35
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| Prepared By: |
William Kaiser, CFP |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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Yes, if a client is not satisfied we will refund their money. We do ask that they help us get better by filling out a questionaire. |
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What are your qualifications? What is your education background? |
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I have been a CFP(R) (Certified Financial Planner, Denver CO) certificant since 1988 I have a B.A. in Religious Studies from St. Lawrence University, Canton, NY |
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What is your approach to financial planning? |
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I like to be in a position to comment and evaluate based on an comprehensive financial plan. First, we make the blueprint then we build the house. |
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What services do you offer? |
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Comprehensive financial planning, investment advisory, estate and business planning. |
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| Q. |
How many clients do you currently manage? |
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I have 31 clients and will have no more than 50. |
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Will you be the only person working with me? |
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How are you compensated? How will I pay for your services? |
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As much as possible I like to be fee oriented paractice. I beleive in transparency in compensation and not have any hidden agendas. |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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My investment management services are done in discretioanry accounts based upon an agreed up strategy. |
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Do you offer any guaranteed results? |
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I don't beleive anything can be 'guaranteed', especially anymore. There is risk and reward. Ther lower the risk the less the reward. The greater the reward the higher the risk. Decisions made with that in mind are most prudent. We mitigate risk through diversification and communication. |
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How much risk should I be willing to take? |
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Everyone's situation is unique and is dependent on their goals and obectives. Part of hiring a financila advisor is to come to an answer to this question. |
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Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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I provide finaicial planning with a speciaty in investment management, business and estate planning in that order. |
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What is your experience? How many clients do you currently manage? |
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I have been a financial advisor for 24 years and I currently managwe 31 clients with a maximum of 50. |
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What financial institution(s) do you represent? |
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My broker/dealer is National Financial Partners of Austin, TX (www.nfp.com) |
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How do you charge for your services? |
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I ususally charge an asset management fee except where that isn't practical. I have a lot of flexibility in desiging a compensation structure fair to all. |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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Because of my experience and small practice. |
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What are your qualifications? |
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CFP certificant and 24 years expereince. |
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| Q. |
What is your approach to 401 K plan rollovers? |
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As in any portfolio mamangement one has to understand a clients overall financial picture, investment expereince (good and bad), risk tolerance and goals then build a balance and diversified portfolio customized to that based on principles of Modern Portfolio Theory and systematic re-balancing and review. |
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How long does the process of rolling over a 401K plan usually take? |
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From intial meeting to rollover...1 month. |
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What financial institutions do you represent? |
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I have few if any limitations except I beleive an advisor has to do their own due dillignece and not get spread too thin among the myriad of products out there. |
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How many years of experience do you have? |
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What are your fees for this service? |
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I charge an investment management fee. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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Do you provide a free initial consultation? |
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