Business Description

Comprehensive Wealth Management (CWM) is a financial planning and investment management firm that specializes in allocating, protecting, and leveraging assets for executives, professionals, and small business owners.

Our team of dedicated professionals assists in the development of realistic goals and designs and implements comprehensive financial plans in order to provide creative solutions to achieve financial objectives such as college funding, wealth accumulation, and retirement.

General Information

Gender:

Male

CRD#:

4573162

Firm CRD#:

116958

SEC File#:

801-69045

Name of Broker/Dealer:

Geneos Wealth Management

Name of Custodial Firm:

Schwab Institutional

States Licensed in:

Securites: All under SEC
Variable Annuities and insurance:

States Willing to do Business in:

All (Primarily focus on Pacific NW)

Years of Experience in Financial Services:

30+

Number of Years with Current Firm:

Work Experience:

GARY ARFORD (30+ yrs experience, 9 years w/firm)

Gary is a Certified Financial Planner whose financial career began at U.S. Bancorp, where he worked for 13 years as a Senior Trust Officer specializing in probate. He also served as Vice President and Manager of the Trust Real Estate Division, overseeing $850 million in assets. As Vice President for the Southern Oregon territory, he was responsible for operation of a $600 million commercial bank and later became a Senior Vice President of International Lending.

This extensive and diverse background helped catapult Gary, as an independent financial advisor, to American Express Financial Advisors' top ranked new advisor in the U.S. in 1995-96. Gary was previously President of Sant, Arford & Associates, Inc. and a member of Raymond James Financial Services Chairman's Council, which honors the company's highest level of financial advisors.

BRIAN LOCKETT (8 yrs experience, 8 yrs w/firm)

Brian is an experienced wealth manager who helped grow his firm from $45 Million to over $340 Million in assets under management during the worst economic decade in American history. In addition to financial strategies and tactics, he attributes the firm?s success to its high standards of client service and an adamant belief in the fiduciary relationship between the wealth manager and the client.

Brian graduated with a Bachelor of Arts from the College of Business and Economics at Washington State University and was a member of the Mu Kappa Tau Honor Society. As a Wealth Manager and shareholder of Comprehensive Wealth Management, Brian is responsible for meeting with each client to review their portfolios and advise them on all financial matters. He has extensive experience in the areas of financial planning, 401k group plans, investment strategies and insurance.

I work with the following types of clients:

Non-Profit Organizations, Individual Investors, Businesses

Services

Investment Types:

Accredited Investments, Alternative Investments, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Bonds, Stocks, Annuities, Insurance, Commodities, Mutual Funds, FOREX & Currency, Options & Futures, Socially Responsible Investments (SRI)

Qualifications & Memberships

Certifications, Accreditations & Designations:

CERTIFIED FINANCIAL PLANNER™ Certificant

Securities Licenses:

Series 66, Series 7

Insurance and Annuity Licenses:

Long Term Care, Variable Life, Variable Annuity, Life, Annuity, Disability

Financial Organization Memberships:

Financial Planning Association (FPA)

Firm Information

Number of Advisors in Office:

10 - 99 employees

I work with clients as part of a team:

Yes

Firm's Number of Planning Clients:

143

Firm's Number of Managed Clients:

615

Assets Managed by Firm:

$340 Million

Compliance

Registered Investment Advisor:

Yes

Registered Representative:

Yes

I am an acknowledged fiduciary:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Compensation & Fees

Fee Structure:

I am a fee-based financial professional

Minimum Portfolio Size for New Managed Accounts:

250,000

Compensation Methods:

Based on Assets, Commissions

Prepared By:

Gary Arford and Brian Lockett