Resources > Budgeting and Saving

Budgeting and Saving

Saving Fundamentals

What Happened to Personal Saving?

For years, we have heard that our personal savings rate is dismally low. However, that knowledge has not led to an increase in savings. Instead, personal savings as a percentage of disposable income has continued to hover at historically low levels, 0.9% in 2004 (Source: The Regional Economist,... more

Financial Planning and Strategies

Make Meaningful Milestones: Set Your Goals

"He who is fixed on a star does not change his mind." - Leonardo Da Vinci Have you ever thought about how powerful setting specific goals can be? My sense is that you have so I am not going to spend a lot of time on why you should set goals. In my last article, I discussed how very important it... more

Managing Family Finances

How to Teach Your Children Basic Money Management Skills

By Paula Pant You want to give your kid the world. You want to make sure they have the tools and opportunities they need to live the happiest, most successful life. So you teach them everything they'll need to know, from how to tie their shoes to how to play well with others. But are you teaching... more

Understanding Your Credit

Credit Check: What's Your Credit Score?

By Paula Pant. Your credit score impacts a lot in your life, from buying a car to buying a house and even, sometimes, to getting a job. (Believe it or not, some employers check your credit report.) You owe it to yourself to know exactly what your credit score is, and how you can go about making... more

Budget Planning and Tips

Changing Your Spending Habits

My colleague Dr. Dan Elash preaches: "If you want to change any habit, change the actions that produce the habit. More folks start self-improvement programs to change personal habits at the beginning of year than at any other, but it seems fiscal habit-changes fits right in all the time." Dr.... more

Managing Debt

Keys To Debt Management

Debt can be a valuable and useful component of an individual's finances, if used efficiently and in moderation. For many individuals debt is a necessity in their every day lives and, unfortunately, often inappropriately handled. But there are certain 'keys' an individual should consider that... more

Get Financial Advice
Right To Your Inbox!

Free E-Newsletter

Top City/State Searches