Budgeting and Saving
This is the attitude that banks in America have. If you would like to keep your hard earned savings on deposit with them, they will gladly pay you .37% interest (maybe a bit more if you have a benevolent bank). If you would like to borrow some money in the form of a credit card loan, the interest... more
Close your eyes and visualize your dream vacation or the shiny new car that you've always dreamed of having. Sure, looks great! Unfortunately, for many of us the planning stops right there. With a little planning and discipline the likelihood of achieving our goals can be dramatically improved. ... more
By Paula Pant You want to give your kid the world. You want to make sure they have the tools and opportunities they need to live the happiest, most successful life. So you teach them everything they'll need to know, from how to tie their shoes to how to play well with others. But are you teaching... more
Recent economic reports have observed that Americans are reverting to the credit-dependent trends of the eighties. Apparently, the nation's populace hasn't heeded the warnings regarding carrying too much debt. Unfortunately, this statement could be applied to the federal government as well... more
My colleague Dr. Dan Elash preaches: "If you want to change any habit, change the actions that produce the habit. More folks start self-improvement programs to change personal habits at the beginning of year than at any other, but it seems fiscal habit-changes fits right in all the time." Dr.... more
Debt can be a valuable and useful component of an individual's finances, if used efficiently and in moderation. For many individuals debt is a necessity in their every day lives and, unfortunately, often inappropriately handled. But there are certain 'keys' an individual should consider that... more
Right To Your Inbox!