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Budgeting and Saving

Saving Fundamentals

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Unconventional Saving Methods That Work

Saving money can be hard and many people - around three quarters of Americans - don't have a rainy day fund. But it doesn't have to be that way. How you save money is up to you  no one can judge you on how quirky the method may be - as long as you're saving it. Some creative ways to save include... more

Financial Planning and Strategies

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I've Graduated.. But Don't Have a Job. Now What?

By Paula Pant. Congratulations! After years of hard work, you've finally accepted your diploma, crossed that stage and entered the Real World. And you have zero job prospects lined up. The thought of finding a job out of college can be a scary one, especially with all the talk about the... more

Managing Family Finances

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Never Give An Adult Child Your Credit Card

Your adult son or daughter is having cash flow trouble and they are having a hard time getting refinancing or credit on their own right now. After some discussion and much thought, as parents trying to help out, you offer to let them use one of your credit cards with those low rate offers... more

Understanding Your Credit

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10 Steps to Fixing a Credit Report Error

Did you spot a mistake on your credit report? Take action immediately. This isn't the sort of thing you should overlook. A single blemish on your credit report can negatively affect your ability to get a loan, apply for a job, and may even be a symptom of potential identity theft. Don't let an... more

Budget Planning and Tips

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6 Surefire Tips to Save Money All Year Long

Most of us know we should save more money than we’re currently saving ... but that’s easier said than done. If you feel like you’re scrounging for change and can’t figure out how to possibly save more, don’t despair. Here are 6 tips to get you closer to your savings... more

Managing Debt

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Can You Afford Your Lifestyle?

Most consumers have no idea how much installment debt may be too much installment debt on items such as houses, car loans, 0% interest furniture or carpet deals and credit card revolving balances. It can be too easy to just say ?Where do I sign?? and take the items home on impulse, and increase... more

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