Will you be the only person working with me?

We discuss that and that is your preference. We are happy to do it either way.

What services do you provide? What are your specialties?

Retirement Planning, Personal Financial Planning, Divorce Financial Planning, Military Financial Planning, LGBT Financial Planning, Business Retirement Plans

What financial institutions do you represent?

Charles Schwab & Co., Inc. custodians.

VETTED

Michael Finer

Q: Why should I choose you as my financial advisor?

I am a Certified Financial Planner and a Certified Public Accountant. I have a Master of Science Degree in Taxation from Bentley College and I am a Ph.d student as well.

Q: What are your qualifications? What is your education background?

Our focus is on comprehensive financial planning, and we act as personal controllers to individuals and families.

Q: How do you charge for your services?

Investment Management, Financial Planning, Tax & Family Office Services

Q: If you are going to manage my account, will you obtain my permission every time you buy or sell something?

I will be the team lead with several individuals assisting to enhance your support and experience.

Q: How many clients do you currently manage?

We are a fee only planner so we are compensated by a asset under management fee.

CERTIFIED FINANCIAL PLANNER" Certificant

Tel: 978-740-1011 530 Loring Avenue, Suite 302 Salem, MA 01970

Navigating Financial Complexity

About Finer Wealth Management, Inc.

Finer Wealth Managements' investment philosophy is one of balance. We believe that the use of asset allocation strategies is the wisest approach to conserve assets and maximize growth. Our business is the careful crafting of customized diversified investment plans. We design each plan to achieve an appropriate balance considering the individual risk tolerance, liquidity needs and short- and long-term goals of our clients. Finer Wealth Management, Inc. provides fee-based portfolio management services. As a fee-based advisor, we derive our income from one advisory fee- a sliding scale percentage ? based on the size of your managed account. Our one-on-one approach to client relations means that our professional staff will take the worry out of managing your assets.

See Disclosures

General Information

Firm Start Year:

1996

No. of Employees:

5-9 Employees

Name of Broker/Dealer:

Schwab Institutional

Name of Custodial Firm:

Schwab Institutional

States Licensed in:

76812, CFP, Massachusetts

Communities served:

Amesbury, Andover, Beverly, Boxford, Byfield, Carlisle, Concord, Danvers, Dracut, Essex, Georgetown, Gloucester, Hanscom Afb, Haverhill, Ipswich, Lawrence, Lincoln, Lowell, Lynn, Lynnfield, Manchester, Merrimac, Middleton, Newbury, Newburyport, North Reading, Peabody, Reading, Rockport, Rowley, Salem, South Hamilton, Tewksbury, Topsfield, Wenham, West Newbury, Wilmington, Swampscott, Marblehead

Number of Years with Current Firm:

Work Experience:

20 Years+ experience

Work with the following types of clients:

Military Veterans, Businesses, Individual Investors, Non-Profit Organizations

Qualifications & Memberships

Insurance and Annuity Licenses:

Life

Financial Organization Memberships:

American Institute of Certified Public Accountants (AICPA)

Non-Financial Organization Memberships:

American Legion Sons of Italy

Services

Investment Types:

Mutual Funds, Real Estate, Alternative Investments, Exchange Traded Funds (ETFs), Commodities, Insurance, Annuities, Stocks, Bonds, Socially Responsible Investments (SRI)

I provide a free initial consultation:

Yes

Preferred meeting methods

Can meet clients in the following ways:

Our Office, Your Home, Your Office, Email, Phone

Compensation and Fees

Fee Structure:

Fee-Only

Minimum Portfolio Size for New Managed Accounts:

250,000

Fee % Based on Assets:

0.50%-1.0%

Firm Information

Firm's Number of Clients:

Firm's Number of Planning Clients:

Firm's Number of Managed Clients:

Assets Managed by Firm:

Yes

Total Assets Under Management by Advisor:

$85,000,000

Financial Advice & Consulting

Full service wealth management firm helping families and individuals optimize their investments, tax, financial planning and wealth objectives in a highly personalized manner.

Why should I choose you as my financial advisor?

What are your qualifications? What is your education background?

How do you charge for your services?

If you are going to manage my account, will you obtain my permission every time you buy or sell something?

How many clients do you currently manage?

Disclosures

WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.

Additional Detailed Disclosures

https://www.wiseradvisor.com/disclosure/1815654/wiseradvisor-finer-wealth-management,-inc.-detailed-disclosure.html

20 Years of Experience

CRD# 2657455 Firm CRD# 129887

Compliance

Registered Investment AdvisorYes

Investment Advisor RepresentativeYes

Compliance Disclosures in Last 5 yearsHave a clean record

Criminal Disclosures in Last 5 yearsHave a clean record

Office Hours

Monday8:30 AM - 6:00 PM

Tuesday8:30 AM - 6:00 PM