Tel: 917-821-2150 30 28th Avenue Isle Of Palms, SC 29451
Expert portfolio management, for tax-smart, growth and income clients.
About Harvest Portfolio Management, LLC
Harvest Portfolio Management, LLC is an independent advisory firm rooted in bank trust heritage and the disciplined oversight that comes with it. We bring institutional-quality portfolio management to discerning, long-term investors who value thoughtful process, transparency, and intellectual rigor. Our investment approach combines evidence-based asset allocation with deep fundamental research, implemented primarily through low or no-cost, tax-efficient vehicles. We integrate a sophisticated tax overlay across each relationship, coordinating portfolios with clients' broader planning to enhance returns over time. As a fiduciary, we operate free of product quotas and hidden incentives, aligning every decision with our clients' best interests. The result is calm, deliberate portfolio management designed for serious investors seeking durable, tax-aware growth and income.
Performing as an opera singer with the Atlanta Opera before becoming a financial advisor may be one of the more unusual career paths, but in the case of Jeanne Hill, it was a successful evolution.
Jeanne, who has spent more than 30 years as a financial advisor, is known for her innate ability to communicate complex investment and planning ideas and strategies for clients of all levels of experience and understanding. Her estate planning experience has contributed to her focus on long-term wealth plans that will transfer to the next generation with lower costs and taxes for the beneficiaries.
MarkSeski
MarkSeski
With over 40 years of institutional investment experience and a Master's Degree in Taxation, I specialize in helping clients grow, preserve, and transition wealth with humility as a guiding principle. My approach is built on structure and discipline. Every relationship begins with a comprehensive written plan that leads to an Investment Policy Statement a strategic roadmap designed around your income needs, legacy goals, and risk tolerance. This framework provides consistency and accountability, helping you navigate market volatility without second-guessing your strategy. I draw on advanced research tools including AI platforms like Perplexity Pro, ChatGPT, and Claude—to enhance the depth and efficiency of my security analysis. But technology supports, never replaces, the fiduciary judgment developed over decades in Corporate Trust and portfolio management.
While I stay informed on world events, I don't let headlines drive decisions. Short-term noise fades; earnings and fundamentals endure. My focus is on quality investments that generate long-term growth and income so you can enjoy retirement with peace of mind.
If you value experience, transparency, and a research-driven process grounded in your specific goals, I'd welcome the opportunity to work together.
General Information
Firm Start Year:
2018
No. of Employees:
2-4 Employees
Name of Broker/Dealer:
NA
Name of Custodial Firm:
Charles Schwab & Co.
States Licensed in:
MI, FL, SC
Communities served:
All 50 states with an emphasis on FL, MI, SC,
Number of Years with Current Firm:
08
Work Experience:
I began my career in 1983 as a Credit Analyst at Michigan National Bank, where I developed a foundation in financial analysis and risk assessment. In 1985, I became a Registered Representative at Kidder Peabody & Company, gaining exposure to capital markets and client advisory work during a formative period on Wall Street.
In 1995, I transitioned to Trust Portfolio Management at Comerica Private Banking, where I spent a decade managing institutional-grade portfolios within a fiduciary framework. I continued this work at Merrill Lynch Trust Company beginning in 2005, further refining my approach to disciplined, client-centered investment management.
In 2018, I founded my own firm. Since then, I have grown assets under management to nearly $100 million a milestone that reflects not only investment acumen but also the ability to navigate the human dimensions of wealth management: communication, trust, and alignment around long-term goals.
This career arc has provided me with a rare combination: institutional rigor, fiduciary discipline, and the entrepreneurial insight required to build and sustain client relationships in an independent setting.
Bonds, Stocks, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI)
I provide a free initial consultation:
Yes
Preferred meeting methods
Can meet clients in the following ways:
Your Home, Our Office, Phone, Email, Your Office, Our Offices, Video Conference
Compensation and Fees
Fee Structure:
Fee-Only
Minimum Portfolio Size for New Managed Accounts:
$500,000
Compensation Methods:
Based on Assets
Fee % Based on Assets:
1.2%
Additional Details on Charges:
Planning is the foundation of every successful client relationship. It demonstrates our depth of knowledge, clarifies your objectives, and establishes the strategic framework that guides our work together over time.
Because planning delivers such significant valueand because it is essential to how we workwe do not charge separately for a comprehensive written financial plan or the preparation of your Investment Policy Statement. These are integral to our process, not add-ons.
This approach ensures that from the very beginning, we are aligned around your goals, your risk tolerance, and the disciplined strategy designed to achieve them.
Minimum Fee Charged for Managed Accounts:
0
Minimum Fee Charged for Hourly Planning Accounts:
0
Firm Information
Firm's Number of Clients:
121
Firm's Number of Planning Clients:
121
Firm's Number of Managed Clients:
121
Assets Managed by Firm:
$98,000,000
Advisor's Number of Clients:
121
Advisor's Number of Managed Clients:
121
Advisor's Number of Planning Clients:
121
Total Assets Under Management by Advisor:
$98 million
Financial Planning for Businesses
Business owners face a unique set of financial challengesand opportunitiesthat require specialized planning beyond what personal finance alone can address. From business valuation to succession planning, key-person risk, and retirement plan design for owners and employees, the financial decisions made within a business have lasting consequences for both the enterprise and the personal wealth of its owners. We bring an institutional perspective to business financial planning, drawing on our background in credit analysis, corporate trust, and portfolio management to help business owners think clearly and strategically about their financial future. Whether you are building a business, preparing to transition it, or simply seeking greater structure around your company's financial decisions, we provide the guidance and planning discipline that your business deserves.
Financial Planning for Individuals
A financial plan is the most important document you will never see on Wall Streetbecause most advisors skip it entirely. We believe planning is the foundation of every successful investment relationship, which is why we provide a comprehensive written financial plan for every client at no additional charge. Your plan addresses your current financial position, near- and long-term goals, income and cash flow, investment strategy, tax considerations, and retirement outlook. It is a living document, updated as your life and circumstances evolve. Rather than reacting to market events or chasing performance, a well-constructed financial plan gives you a clear framework for decision-making in any environment. It keeps you focused on what matters and provides the structure that separates disciplined investors from those who drift.
Financial Advice & Consulting
Sometimes you do not need ongoing portfolio managementyou need clear, objective answers to specific financial questions. Whether you are evaluating a major financial decision, seeking a second opinion on your current strategy, or navigating a complex situation such as an inheritance, divorce, or business transition, we offer straightforward, experienced guidance without a sales agenda. Our advice is grounded in decades of institutional investment experience and a fiduciary commitment to your best interests. We listen carefully, ask the right questions, and provide recommendations that are practical and clearly explained. Good financial advice is not about jargon or complexityit is about helping you make informed decisions with confidence, backed by analysis you can trust and a perspective shaped by experience.
Portfolio Management
Your portfolio is more than a collection of investmentsit is a carefully constructed strategy aligned with your specific goals, time horizon, and tolerance for risk. We begin every relationship with a written financial plan and a formal Investment Policy Statement, which together serve as the blueprint for all investment decisions. This disciplined process ensures that every security we select has a clear purpose within your overall strategy. We conduct independent, fundamental research on each holding, drawing on decades of institutional experience and advanced analytical tools to make informed, objective decisions. Whether your focus is growth, income, capital preservation, or a blend of all three, we build and manage portfolios designed to perform across market cyclesnot just in favorable conditions. You will always know what you own, why you own it, and how it contributes to your long-term financial picture.
Retirement Planning
Retirement should be a destination you arrive at with confidence, not questions. We help you map the path from where you are today to the retirement lifestyle you envisionwhether that is five years away or five years ago. Our process begins by clarifying what retirement means to you: when you want to retire, what your income needs will be, and how to ensure your assets last as long as you do. We analyze Social Security timing strategies, required minimum distributions, tax-efficient withdrawal sequencing, and portfolio sustainability under a range of market scenarios. With a Master's Degree in Taxation, I bring particular depth to the tax dimension of retirement income planningan area many advisors overlook. The result is a retirement income strategy that is clear, realistic, and built to endure.
401K Rollovers
Leaving a job or entering retirement often means making an important decision about your 401(k)and the choice you make can have lasting consequences. Rolling over your workplace retirement account into an IRA gives you greater investment flexibility, more control over fees, and the opportunity to integrate your retirement savings into a cohesive, professionally managed financial plan. We guide you through the rollover process from start to finish, ensuring it is completed correctly to avoid unnecessary taxes or penalties. Once your assets are consolidated, we build an investment strategy tailored specifically to your goalsnot limited to the generic fund menus typical of employer plans. A rollover is often one of the largest financial transactions you will make, and we treat it with the care and precision it deserves.
Estate Planning & Trusts
Your wealth represents a lifetime of effort and discipline. Ensuring it is transferred according to your wishesefficiently, privately, and with minimal tax consequencerequires thoughtful estate planning. Our background in Corporate Trust at Comerica Private Banking and Merrill Lynch Trust Company gives us a distinctive depth of experience in trust administration, fiduciary responsibility, and the mechanics of estate settlement. We work with clients and their estate planning attorneys to ensure that investment strategy is aligned with estate structures, including revocable trusts, irrevocable trusts, charitable vehicles, and beneficiary designations. Whether your goal is to provide for a surviving spouse, support the next generation, or leave a philanthropic legacy, we bring both the technical knowledge and the fiduciary mindset to help you accomplish it with precision and care.
Tax Advice and Services
Taxes are one of the most controllable variables in long-term wealth accumulationyet they are frequently underestimated or ignored in investment planning. With a Master's Degree in Taxation, we bring a depth of tax knowledge that meaningfully informs how we construct and manage portfolios. We incorporate tax efficiency into investment strategy from the outset, considering asset location, tax-loss harvesting, capital gains management, and the tax implications of distribution decisions. For retirees, we help design tax-efficient withdrawal strategies that minimize lifetime tax liability across Social Security, IRA distributions, and taxable accounts. While we coordinate with your CPA on complex tax matters, our integrated approach ensures that investment decisions and tax strategy are always working in the same directionpreserving more of what you earn.
Investment Advice & Management
Investment management is not a productit is a process. We build and manage investment portfolios based on a rigorous, research-driven methodology grounded in fundamental analysis and guided by a formal Investment Policy Statement tailored to your specific goals. Our investment process draws on more than 40 years of institutional experience and leverages advanced analytical tools to synthesize independent research on individual securities. We focus on company-specific fundamentalsearnings quality, cash flow, balance sheet strength, and competitive positionrather than reacting to market headlines or macroeconomic predictions. Our approach is disciplined, transparent, and built for the long term. You will always understand the rationale behind your portfolio's construction and the criteria we use to evaluate every holding within it.
Wealth Management
Wealth management is not simply investingit is the coordination of your entire financial life. It encompasses investment strategy, tax planning, estate considerations, risk management, and long-term financial planning, all working together in an integrated and purposeful way. We work with clients who have accumulated meaningful assets and recognize that managing wealth requires more than picking stocks or rebalancing a portfolio. Our institutional background in Corporate Trust and fiduciary portfolio management gives us a distinctive perspective on wealth stewardshipone shaped by decades of managing assets for individuals, families, and institutions. We take a holistic view of your financial situation and serve as a trusted resource across the full range of financial decisions you face. Wealth management, done well, brings clarity, structure, and confidence to every dimension of your financial life.
Risk Management
Every investment involves risk. The question is not whether to accept risk, but how to identify it, measure it, and manage it in a way that is consistent with your goals and your peace of mind. We approach risk management with the same rigor we apply to security selectionbeginning with a thorough assessment of your risk tolerance, time horizon, and financial obligations. From there, we construct portfolios designed to balance return potential with downside protection, using diversification, asset allocation, and ongoing monitoring to manage exposure across market environments. We also evaluate risks beyond market volatility, including concentration risk, sequence-of-returns risk in retirement, and liquidity risk. Our goal is to ensure that your portfolio can withstand adversity without requiring you to make decisions out of fearbecause discipline in difficult markets is where long-term wealth is preserved.
Money Management
Effective money management is the discipline of ensuring that every dollar you have is working toward a defined purpose. It starts with understanding your cash flow, distinguishing between short-term liquidity needs and long-term investment capital, and making deliberate decisions about how your assets are allocated and deployed. We help clients establish a clear framework for how money moves through their financial lifefrom income and savings to investment accounts and reserve funds. This is not about restriction or complexity; it is about intentionality. When your money is managed with structure and purpose, you eliminate the uncertainty that comes from reactive financial decision-making. Whether you are building toward a major goal or simply want greater clarity and control over your finances, sound money management is where lasting financial success begins.
Disclosures
WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.
Harvest Portfolio Management is a State-Registered Investment Adviser located on the Isle of Palms, SC.
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