| Advisor Profile |
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Business Description |
| As an Investment Adviser Representative with Harding's Wealth Managers Inc. a registered investment adviser, I can help you define your long-term investment objectives and build a personalized investment portfolios designed to achieve them. I recognize the importance of getting to know you – your financial needs, your financial goals and your lifestyle. My office was established to provide ongoing professional advice to investors while helping them meet their individual investment objectives. I am able to do this by offering truly objective financial advice on a fee basis. This method of compensation allows me to adjust your investment portfolio without requiring you to pay commissions,* ensuring that you receive the highest level of return for any given level of risk. |
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General Information |
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| Name of Custodial Firm: |
TD Ameritrade
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| States Licensed in: |
Registered Investment Advisor
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| States Willing to do Business in: |
All
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| Years of Experience in Financial Services: |
9
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| Number of Years with Current Firm: |
9
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| I work with the following types of clients: |
Non-Profit Organizations, Individual Investors, Businesses
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Services |
| Investment Types: |
Annuities, Insurance, Mutual Funds, FOREX & Currency, Options & Futures, Alternative Investments, Exchange Traded Funds (ETFs), Bonds, Stocks, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Certified Senior Advisor (CSA)®
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| Insurance and Annuity Licenses: |
Annuity, Long Term Care, Life
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| Financial Organization Memberships: |
National Association of Insurance and Financial Advisors (NAIFA)
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Firm's Number of Clients: |
85
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| Firm's Number of Managed Clients: |
85
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| Advisor's Number of Clients: |
85
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| Advisor's Number of Managed Clients: |
85
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Compliance |
| Registered Investment Advisor: |
Yes
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| Investment Advisor Representative: |
Yes
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| I am an acknowledged fiduciary: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
100000
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| Compensation Methods: |
Based on Assets
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| Prepared By: |
Glen Harding |
Frequently Asked Questions |
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What is your approach to financial planning? |
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Our approach is an holistic one...looking at all aspect of an individual or family's current financial circumstances and future goals. |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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I will be the only person working with you. |
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How are you compensated? How will I pay for your services? |
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We are a fee based Investment Advisory Firm |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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No, our relationship will be a discretionary relationship. |
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| Q. |
Do you offer any guaranteed results? |
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No we do not...and if anyone ever does offer you guaranteed results...run for the hills, and remember Bernie Madoff. |
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How much risk should I be willing to take? |
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Only enough that you feel comfortable with...this is something that we will discuss in detail. |
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What is your experience? How many clients do you currently manage? |
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I have been an investment advisor for 9 years. |
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What financial institution(s) do you represent? |
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I do not represent any financial institution, Harding's Wealth Managers is an independent investment advisory firm. TD Ameritrade is the custodian for my clients accounts. |
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How do you charge for your services? |
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Fees on Assets Under Management. |
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Do you provide a free initial consultation? |
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Do you have a minimum requirement for number of employees or total investment value? |
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What type of plans do you offer? |
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All 401k Plans available through TD Ameritrade the custodian for my clients accounts. |
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Do you offer any additional services? |
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I offer management of each individuals 401k plan. |
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