WiserAdvisor Blog
11 Min Read
26 Dec 2025
What is a Fiduciary Financial Advisor?
Did you know the word fiduciary comes from the Latin words fidere, which means to trust, fiducia, which means trust, and fiduciarius, which refers to holding something in trust. Sometime in the 17th century, the word made its way into English and was used to describe something that inspires trust. Over the years, it has […]
10 Min Read
24 Dec 2025
7 Ways Education Planning is Important for Your Child’s Future
Education plays a huge role in how a child understands the world. It is not just about learning science or math. Education helps your child appreciate art, philosophy, literature, and so much more. It influences how they think, make decisions, and perceive life. Over time, it helps them grow into informed and tolerant individuals. But […]
11 Min Read
23 Dec 2025
Portfolio Risk Management: How to Measure and Manage Portfolio Risk
Whenever you invest your money in the market, a certain level of risk naturally comes with it. Your investments may lose value, your returns may fall short of your expectations, you may not be able to withdraw funds when you need them most, inflation may erode your long-term wealth, or in rare cases, an asset […]
11 Min Read
18 Dec 2025
What is the cost of a financial advisor?
How much does a financial advisor cost? This is one of the first questions most people ask when someone suggests hiring a professional. Cost matters in every decision you make, but it becomes especially important when you are hiring a financial advisor. An advisor is supposed to help you build and preserve your money. Naturally, […]
14 Min Read
15 Dec 2025
Key Differences Between Asset Management and Investment Management
As you approach retirement, managing your wealth and understanding the services available to you becomes increasingly important. The terms asset management and investment management often appear in discussions about financial planning, yet they are easily confused. On the surface, they might seem synonymous as both involve managing your money. However, the truth is, there are […]
12 Min Read
12 Dec 2025
8 Ways to Pass on an Inheritance
For many Americans approaching retirement, the task of passing wealth to the next generation goes far beyond deciding who gets what. It’s about striking a balance between fairness and practicality, safeguarding assets from unnecessary taxes or disputes, and ensuring the legacy reflects both values and financial intentions. A will alone, while important, often leaves gaps, […]
8 Min Read
12 Dec 2025
5 Tips on Using an IRA to Pay for Education
For many families, higher education feels like both a milestone and a minefield, a proud investment shadowed by ever-rising costs. As tuition bills stretch into six-figure territory, even disciplined savers start looking beyond 529 plans and education loans for ways to bridge the gap. That’s often when another pool of money comes into view: the […]
10 Min Read
09 Dec 2025
Here’s Why the Role of a Financial Advisor in Estate Planning Is Critical
Most people think of estate planning as a matter of paperwork (wills, a trust, a conversation with an attorney once in a while). The reality is far more complex. An estate plan is the mechanism by which your life’s work is transferred, protected, and carried forward. It determines not just who receives what, but also […]
11 Min Read
14 Nov 2025
Education Planning Tips for Self-Employed Parents
According to the Bureau of Labor Statistics, as of 2024, 16.75 million workers in the U.S. were self-employed. This makes up approximately 10% of the country’s total workforce. Self-employment can be a real boon. It gives you freedom, flexibility, and control over your work hours. You get to be your own boss, which can be […]
10 Min Read
12 Nov 2025
Fee vs. Commission-Based Financial Advisors: What’s the Difference?
Just as there are endless types of food, clothing, and travel destinations, there are also different types of financial advisors. And just like you would never pick a restaurant, a pair of jeans, or a vacation spot without checking things out first, choosing the right advisor also deserves a bit of research. Now, research is […]
11 Min Read
11 Nov 2025
The Importance of Dividends on Investments
When we talk about investing, stock price appreciation usually steals the spotlight, while dividends quietly sit in the background. This is partly because not all companies pay dividends, and at first glance, dividend payouts might seem too small to matter. $1 or $2 does not really make much of a difference, right? But that is […]
11 Min Read
10 Nov 2025
What to Do If You Are 50+ With Over $2 Million in Your 401(k)
A sum of $2 million in a 401(k) is a pretty good figure. To put it in perspective, if you think about how many 401(k) balances are over 2 million, there aren’t quite that many. Reports show that the average balance for people in their 50s ranges from about $199,900 to $592,285. That means someone […]
6 Min Read
06 Nov 2025
Tax Efficiency for High-Net-Worth Investors
For investors with significant wealth, maximizing returns is only part of the equation. Equally important is keeping more of what you earn by managing taxes effectively. Without a strategic approach, taxes can quietly diminish your wealth over time. By focusing on tax efficiency, you can work toward preserving capital, reduce lifetime tax obligations, and gain […]
11 Min Read
06 Nov 2025
Determining Risk and Understanding the Risk Pyramid
When you begin investing, there are a few key checks to run. The first is to define your financial goals clearly. Without knowing what you are investing in, it can be rather tricky to choose the right strategy. The second step is to look at your time horizon. Are your goals short-term, medium-term, or long-term […]
10 Min Read
03 Oct 2025
6 Strategies to Protect Ultra-High-Net-Worth Family Wealth
Generally, you are considered high-net-worth if you have more than $1 million in highly liquid assets, such as cash, stocks, and other investments that can be converted into cash relatively easily. The exact number can vary depending on the bank or financial institution, but $1 million is the usual benchmark. Banks and wealth management firms […]
Find & Compare Top Financial
Advisors in your area
Get Started
Popular Posts
Categories
- Business Finance (2)
- Education Planning (31)
- Estate Planning (31)
- Financial Advisor (1)
- Financial Advisor Guide (55)
- Financial Planning (138)
- Investment Management (100)
- Personal Finance (15)
- Portfolio Management (1)
- Retirement (28)
- Retirement Healthcare (1)
- Retirement Planning (111)
- Retirement Plans (1)
- Uncategorized (2)
Subscribe to our
newsletter & get helpful
financial tips.
The blog articles on this website are provided for general educational and informational purposes only, and no content included is intended to be used as financial or legal advice. A professional financial advisor should be consulted prior to making any investment decisions. Each person’s financial situation is unique, and your advisor would be able to provide you with the financial information and advice related to your financial situation.