| Advisor Profile |
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| Name: |
Stephen Jenkins |
| Phone Number: |
(888) 624-7383 |
| Website: |
Visit Website
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| Disclaimer |
| Stephen Jenkins, AAMS® is a Registered Representative and Investment Advisory Representative offering securities and investment advisory solely through Cadaret, Grant & Co, Inc., Member FINRA/SIPC. Sterling Manor Financial LLC & Cadaret, Grant are separate entities. |
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Business Description |
Your financial goals and circumstances are unique. A team approach to financial services affords you the advantage of having our joint experience, talents and perspectives incorporated in each of our recommendations. You will also have the convenience of a personal relationship with multiple professionals familiar with your goals and objectives.
Sterling Manor Financial is an independent team of professionals who work with you to devise and implement dynamic financial strategies in order to help support your lifelong success. Securities & investment advisory services offered through my broker/dealer, Equity Services, Inc. |
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General Information |
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| Name of Broker/Dealer: |
Cadaret, Grant & Co.
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| Name of Custodial Firm: |
Pershing or Schwab
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| States Licensed in: |
NY, NJ, CT, FL, NC, AZ
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| States Willing to do Business in: |
NY, NJ, CT, FL, NC, AZ
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| Years of Experience in Financial Services: |
20
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| Number of Years with Current Firm: |
4
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| Work Experience: |
11 years with Goldman Sachs
4 years with Alliance Capital
1 year with Merrill Lynch
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| I work with the following types of clients: |
Businesses, Non-Profit Organizations, Individual Investors
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Education |
| Academic Background |
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MSc, Finance - Cass Business School, London, UK (2003)
BS, Computer Science - New York Institute of Technology (1986) |
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Services |
| Investment Types: |
Alternative Investments, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Bonds, Mutual Funds, Insurance, Annuities, Stocks, Socially Responsible Investments (SRI)
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Accredited Asset Management Specialist (AAMS®), Certified in Long-Term Care (CLTC)
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| Securities Licenses: |
Series 66, Series 7
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| Insurance and Annuity Licenses: |
Disability, Variable Life, Long Term Care, Variable Annuity, Accident, Life, Health, Annuity
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Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
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| I work with clients as part of a team: |
Yes
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| Advisor's Number of Clients: |
125
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| Advisor's Number of Managed Clients: |
50
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| Advisor's Number of Planning Clients: |
125
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| Assets Managed by Advisor: |
$12 million
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Compliance |
| Registered Representative: |
Yes
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| Investment Advisor Representative: |
Yes
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| Compliance Disclosures in Last 5 years: |
I have a clean record
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| Criminal Disclosures in Last 5 years: |
I have a clean record
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Compensation & Fees |
| I am a fee-based financial professional: |
Yes
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| Minimum Portfolio Size for New Managed Accounts: |
~$100,000
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| Compensation Methods: |
Based on Assets, Flat Fee
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| Flat Fee Rate: |
$600-$1500
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| Prepared By: |
Stephen Jenkins |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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Yes: If a client is unsatisfied with the quality of the recommendations made in their financial plan, a full refund of the financial planning fee will be made. |
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What are your qualifications? What is your education background? |
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Series 7, 66 for investment advice*; life, disability, health and LTC insurance licensed. As an IAR, I have a fiduciary responsibility to clients to make prudent recommendations. With two decades in financial services, MS in Finance at Cass Business School UK, & an Accredited Asset Management Specialist (AAMS©), I have the experience and knowledge to help you plan for your future. |
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What services do you offer? |
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Sterling Manor Financial is a full-service company. Its members are licensed to provide comprehensive strategies, utilizing investment*, estate and business planning, all in the context of a wide-reaching financial plan tailored to help you achieve your goals. |
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How many clients do you currently manage? |
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We currently manage ~125 clients, most of whom work with our firm as planning clients. |
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Will you be the only person working with me? |
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Not necessarily. While I manage all of our clients’ assets, Sterling Manor Financial takes a team approach to financial services. Depending on the complexity of your situation and your unique resources and objectives, we assemble the most appropriate advisors to help you succeed. |
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How are you compensated? How will I pay for your services? |
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Fee and/or commission, based on services. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Do you offer any guaranteed results? |
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How much risk should I be willing to take? |
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Your appropriate level of market risk is dependent on several factors ranging from your current liquidity and need for income, your time horizon, innate risk tolerance, etc. Through the planning process we will be able to help you determine the most appropriate level of risk to suit your circumstances. |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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We are an independent company. As such we are able to represent dozens of carriers. We work to match clients to the best carrier to meet their needs. |
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Are there any pre-existing conditions that you can not cover? |
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Quesionable insurability can make planning difficult. Because we are independent, we can assess your level of insurability and conditions to determine which carriers will be most sensitive to providing insurance for individuals like you. |
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How long does it take to complete the application and approval process? |
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The time from application to policy issue will be determined by several factors, including your relative health and the responsiveness of your doctors in providing information about your medical history. We work to expedite all aspects of the underwriting process. |
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Is there a maximum age that you can insure? |
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We can generally find coverage for individuals into the very latest stages of their lives. It is important to note, however, that it can be relatively more expensive to insure older clients. |
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What services do you provide? What are your specialties? |
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Sterling Manor Financial is a full-service company. Its members are licensed to provide comprehensive strategies, utilizing investment*, estate and business planning, all in the context of a wide-reaching financial plan tailored to help you achieve your goals. |
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What is your experience? How many clients do you currently manage? |
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Series 7, 66 for investment advice*; life, disability, health and LTC insurance licensed. As an IAR, I have a fiduciary responsibility to clients to make prudent recommendations. With two decades in financial services, MS in Finance at Cass Business School UK, & an Accredited Asset Management Specialist (AAMS©), I have the experience and knowledge to help you plan for your future. |
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What financial institution(s) do you represent? |
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Sterling Manor Financial is an independent financial services company. The members of the firm can represent hundreds of investment* and insurance companies, allowing us to tailor the most appropriate mix dependent on your needs. |
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How do you charge for your services? |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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The members of Sterling Manor Financial are all licensed to provide an array of financial solutions. We work as a team to give you an added depth of knowledge and experience. |
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What are your qualifications? |
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Series 7, 66 for investment advice*; life, disability, health and LTC insurance licensed. As an IAR, I have a fiduciary responsibility to clients to make prudent recommendations. With two decades in financial services, MS in Finance at Cass Business School UK, & an Accredited Asset Management Specialist (AAMS©), I have the experience and knowledge to help you plan for your future. |
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| Q. |
What is your approach to 401 K plan rollovers? |
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We will analyze the existing plan in order to determine its benefits and disadvantages. If appropriate, we will recommend alternative rollover solutions. |
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How long does the process of rolling over a 401K plan usually take? |
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Typically 2-6 weeks, but it is almost entirely dependent on the institution currently holding your plan assets. |
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What financial institutions do you represent? |
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Sterling Manor Financial is an independent financial services company. The members of the firm can represent hundreds of investment* and insurance companies, allowing us to tailor the most appropriate mix dependent on your needs. |
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How many years of experience do you have? |
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What are your fees for this service? |
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Financial Planning fees are entirely dependent on the complexity of your current situation and the goals for which you are planning. We will work with you to evaluate your needs, and determine an appropriate fee, which typically ranges from $500-$2,000. |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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The members of Sterling Manor Financial are all fully licensed to provide financial solutions. We work as a team to give you a depth of knowledge and experience unique in our industry |
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Do you provide a free initial consultation? |
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