Located in Rochester, MN and serving SE MN, Peter
Melsness, CFP® is a FEE-0NLY financial planner providing
comprehensive financial planning and investment advice.
My practice specializes in helping clients achieve their
financial goals through unbiased advice and low-cost
solutions.
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New ways to save your money: Be smart about how you pay
What if you threw away dollar bills every time you found them in your
pocket? Does it matter how you pay for your family's everyday purchases -
with cash, credit/debit card or personal check? In fact, the way you choose
to pay in stores and restaurants may be costing you (and the local stores
you shop in) thousands of dollars a year.
more
Why the recession can be a good thing for those in debt
It's been a tough few years for most Americans, facing a constricting
national - and world - economy, job losses, pay cuts and a tough employment
market. It can certainly be difficult to see the good in those
circumstances, but helpful things can come out of these challenging times.
You don't need to be a Pollyanna, but taking a practical look at how the
recession affects your personal finances can show that there are some
positives.
more
2010 is the last year for certain tax breaks
Many credits that saved Americans thousands of dollars on their 2009 tax
returns are also good for 2010. The federal credits being extended through
2010 will impact workers, families, college students, low-income taxpayers
and homeowners who make green improvements.
more