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Disability Insurance

Disability Insurance Basics

If you suffered an injury or illness and couldnt work for weeks, months, or even years, how would you support yourself and your family? Won't the government provide? Well, maybe. Social Security disability insurance pays benefits to qualified individuals under age 65, and Supplemental Security... more

Long Term Care Insurance

Hurricane Warning

This is a National Weather Service Bulletin from the Storm Center - Correction, this is a National Financial Service Bulletin from yours truly: There is a financial hurricane brewing that could have a devastating impact on many of us individually and all of us collectively. There is a name for this... more

Medical Insurance and Medicare

Health Care Affordability in 2014 : Failing Grade for U.S., But the ACA Could Turn It Around

By Jame OBrien SUMMARY: The U.S. ranked last among 11 countries in a recent report on the state of health care. A key reason, in the study: high costs are blocking access to services. But the report also suggests that the ACA can change that scenario for the better. We look at the numbers, and... more

Property and Liability Insurance

The Realities of NFIP Insurance

The Realities of NFIP Insurance: Looking at Risk, and Cost By Justin Stoltzfus As investors and property owners think about changing their real estate holdings based on flood risk, the federal government is also making big changes to its traditional policy of using tax dollars to subsidize... more

Life Insurance Basics

Prostate Cancer Survivors Are Now Quickly Insurable at Standard Life Insurance Rates

In a recent press release that garnered little mainstream press, one major life insurer has turned what has been a difficult insurability situation for many prostate cancer survivors into a non issue going forward. To date, no other life insurance carriers have announced they are following suit... more

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