Do you have a customer satisfaction or refund policy?
We haven't run into this situation. If a client is not happy with the level or quality of service they have received we will talk with them about the appropriate resolution. We are not the right fit for everyone and we try to discover that up front through our initial conversation.
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Why should I choose you as my financial advisor?
Our process begins with getting to know you and your goals. Tell us where you want to go, and we'll work with you to develop a plan to get you there. As your life changes, we'll adjust your plan so it better aligns with your life. Our team is always here helping you hit the next goal.
We are a partner to help guide you through financial decisions no matter what stage you are walking through.
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What are your qualifications? What is your education background?
Over 20 years of experience in the financial services industry, with expertise in broad levels of risk management and investment management. His past experience includes principal owner and agent for the Young Park, CPCU State Farm agency in Honolulu, HI.
Prior to joining King Tide Advisors, he was a top performing Relationship Manager where he managed over $45 million in client/household assets. Young provides expertise in the area of Life insurance needs and Long term care risk/solutions as well as comprehensive financial planning and investment management strategies. He also served as a Financial Advisor/Branch Manager at a military affiliated Federal Credit Union. Young also led a group of advisors as a Wholesaler.
I have my Bachelor of Arts in Marketing and Management and will be completing in the CFP designation in 2024
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How do you charge for your services?
We charge a percentage for Assest Under Management (AUM) and we charge a fee for financial planning services.
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How are you compensated? How will I pay for your services?
We are fee only advisors.
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If you are going to manage my account, will you obtain my permission every time you buy or sell something?
This is a special situation. Generally no. If you have positions that are inherited or have large gains in the portfolio and we need to reduce the potential impact that position may have in the portfolio, we will coordinate the transition of that position.
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How many clients do you currently manage?
All of our clients are currently managed. We focus on long-term relationships with clients.
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Will you be the only person working with me?
The advisor at King Tide Advisors is the primary point of contact for everything. You will also have the contact information for other team members in the event something is needed during weekends, vacations, or other times to handle an urgent request.
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Do you offer any guaranteed results?
No. We do work with accountant, annuity, and insurance services to support our clients' specific financial needs. Our management and planning services do not have any guarantees.
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How much risk should I be willing to take?
We have a risk assessment process to determine the appropriate amount of risk for each client. We believe each client has their own comfort level with risk. We carefully review this with each client before we take over management. We also set up routine meetings to review the risk and make adjustments if necessary.
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Have you ever been charged with any breaches?
No.
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What services do you provide? What are your specialties?
Financial Planning, Investment Management, IRA Conversion Strategies, Retirement Strategies, Education Planning, Estate Planning.
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What is your experience? How many clients do you currently manage?
Each advisor at King Tide Advisors has over 10 years of experience in the financial services industry.
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What financial institution(s) do you represent?
None - we are an independent advisor.
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What is your approach to financial planning?
We believe in a simple approach to financial planning. We do not think it is necessary to spend hours walking through a plan that will routinely change. We establish goals and the plans to reach those goals in an efficient manner that makes financial planning enjoyable and better.
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What services do you offer?
Financial Planning, Investment Management, IRA Conversion Strategies, Retirement Strategies, Education Planning, Estate Planning.
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What are your qualifications?
Over 20 years of experience in the financial services industry, with expertise in broad levels of risk management and investment management. His past experience includes principal owner and agent for the Young Park, CPCU State Farm agency in Honolulu, HI.
Prior to joining King Tide Advisors, he was a top performing Relationship Manager where he managed over $45 million in client/household assets. Young provides expertise in the area of Life insurance needs and Long term care risk/solutions as well as comprehensive financial planning and investment management strategies. He also served as a Financial Advisor/Branch Manager at a military affiliated Federal Credit Union. Young also led a group of advisors as a Wholesaler.
I have my Bachelor of Arts in Marketing and Management and will be completing in the CFP designation in 2024
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What is your approach to 401 K plan rollovers?
401k plans are each different depending on the company plan and the flexibility/limitations within that plan document. We discuss the goals and objectives of the client(s) and work through the appropriate rollover strategy.
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How long does the process of rolling over a 401K plan usually take?
This process from start to finish takes a couple of weeks. It depends on the client's needs, establishing the right strategy, setting up the appropriate accounts, and then working with the plan administrator to transfer the assets.
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What financial institutions do you represent?
None - we are an independent advisor.
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How many years of experience do you have?
Each advisor at King Tide Advisors has over 10 years of experience in the financial services industry.
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What are your fees for this service?
Fees can vary depending on the service, we can provide of ADV upon request or answer questions regarding your specific situation. We charge a percentage for Assets Under Management (AUM) and we also charge a fee for financial planning.
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How many 401K rollover clients do you currently manage?
The majority of our clients have 401k rollovers under our management now.
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Why should I roll over my 401K plan to your firm?
Having a firm that understands how to rollover a 401k is important because the wrong process can have tax implications. We have worked with a number of 401k plan administrators and the TSP administrators to handle rollovers appropriately.
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