Eric Mancini is a CFA® Charter holder (CFA®), a Certified Financial Planner (CFP®), a Chartered Alternative Investment Analyst (CAIA®), partner, and the director of investment research at Traphagen. Eric graduated Penn State University with a BS in Economics. He specializes in portfolio management and personal financial planning while also working with clients on insurance and tax planning. Eric has obtained the CFA designation, Certified Financial Planner CFP® designation, the NASD Series 65 license, the NJ Life and Health Insurance license, the CAIA® (Chartered Alternative Investment Analyst) designation.
Prior to joining TFG, Eric worked as a wealth advisor for high net worth individuals at Brinton Eaton Advisors (now Mariner). Previously, Eric was a financial advisor and investment analyst at BLS Advisors, LLC, where he worked on elder care estate and investment planning.
He is also a NAPFA (National Association of Personal Financial Advisors) registered advisor.
Eric is currently teaching a series of investment and retirement planning courses at Bergen County Community College. Eric is a staff writer for Benzinga, where he regularly writes articles on portfolio management, economic analysis, and stocks. His work has appeared on other financial websites such as Yahoo! Finance, CNBC, Fox Business News, among others. He has recently been interviewed by the Wall street Journal and US News & World Report.
Over the past 3 years, Eric has been a regular guest host on the 'Your Money' radio show which airs on SiriusXM.
Our Mission
To achieve financial success by building wealth, limiting risk & attaining financial security for our clients & their families through a life cycle of services.
Overview
Traphagen Financial Group is a comprehensive financial services firm comprised of accounting and wealth management departments located in , Oradell, NJ. Our Accounting department specializes in taxation, financial reporting & advisory services, including financing and M&A. Our wealth management department manages client investment assets and provides comprehensive estate, tax, and financial planning services.
The Traphagen experience is based on a tradition of trust and integrity. We are uniquely positioned to be your trusted financial advisor. TFG professionals combine the value of their individual credentials to achieve a comprehensive view of both your business and personal goals and objectives.
We are continuously commended for our excellent client service and depth of service provided. We know you are our most valuable asset and we always put your needs first. Traphagen Financial Group is personally dedicated to the success of our clients and their business. We are compassionate and we treat our clients like family. While many of our clients are located in Northern New Jersey and the Metropolitan area, we service clients throughout the United States.
Jeff Hanson
CPA, CFP, PFS
Jeff is a graduate of Lock Haven University with a B.S. in Accounting. He has his Masters Degree in Accounting from Montclair State University and has obtained his CPA License. He also holds the designation's of Personal Financial Specialist (PFS), Acredited Estate Planner (AEP), and of Certified Financial Planner (CFP).
Jeff specializes in individual taxation, business accounting and taxation, and estate tax returns. He has his Series 65 License and specializes in wealth management services, including portfolio management, retirement planning, educational funding, and insurance planning. He provides comprehensive personal financial planning by using his unique skill set as a CPA financial planner to provide clients with cohesive tax and investment planning and advice.
Alex Macchio
CFP
Alex is a graduate of Union College with a B.A. in Economics. While at Union, Alex was a scholar-athlete exceling in and out of the classroom as a member of the Union College football team, as well as a participant in various charitable and community outreach programs in New York's Capital District.
Prior to joining TFG, Alex worked as a financial representative at Northwestern Mutual where he obtained the New Jersey Life and Health Insurance licenses and Series 6 license. Alex has completed his series 65 Investment Advisor Representative license and is currently pursuing the CFP (Certified Financial Planner) designation. Specializing in both risk and wealth management, Alex focuses on the growth, retention, and security of client assets in the most tax efficient
manner.
Tiera Mulligan
Tiera is a graduate of the University at Albany with a B.S. in Finance and Information Technology Management.
Tiera specializes in client relations and account management as well as managing daily operation processes.
She assists new clients with their transition to TFG providing a bridge of communication throughout the on-
boarding process. She also partners with our custodians and clients to ensure resolution of all client inquiries.
As part of the Portfolio Management division, she's an integral part of the operations department who provides
support to our team of advisors and also assists in daily trading needs.
Chris Fundora
CFP, CRPS
Christopher is a Certified Financial Planner (CFP), Chartered Retirement Plans Specialist (CRPS) and a graduate of Boston University.
Christopher is passionate about financial planning and views the profession as a calling to faithfully serve individuals and their families. He believes this is accomplished by first listening to their goals for the present and future then with that knowledge providing stewardship over those areas of their life. Christopher has also been interviewed by Financial Advisor Magazine to provide insight into different aspects of financial planning.
Christopher specializes in working with executives to understand and optimize their corporate stock options. With varying rules, regulations and potential tax implications, Christopher examines the vested and unvested tranches, as well as conducts fundamental analysis on the company in order to create a tailored execution strategy.
As a member of the Traphagen Investment Committee, Christopher collaborates on the construction of our portfolios and conducts research and due diligence on current and potential investment strategies. He also analyzes the state of the domestic economy as represented in our Traphagen Recession Index.
Christopher manages the Traphagen Corporate Retirement Program. As a Chartered Retirement Plans Specialist, he works closely with business owners to analyze their specific needs, structure the most efficient and cost-effective retirement plan as well as lead in the implementation and management of the plan. Christopher works with many third party administrators, recordkeepers and payroll companies, which provides him the ability to offer unique fiduciary counsel to business owners.
General Information |
| Firm Start Year: | 1970 | |
| No. of Employees: | 20-49 | |
| Insurance License#: | 9073284 |
| Name of Broker/Dealer: | Fidelity, Schwab |
| Name of Custodial Firm: | Fidelity, Schwab |
| States Licensed in: | Insurance: NJWealth Advising/Investment Management: All |
| Number of Years with Current Firm: | 13 |
| Work Experience: | Partner & Director of Investment Research/Wealth Advisor (Traphagen CPAs & Wealth Advisors): Oradell, NJ 10/2009 - Current Wealth Advisor/Financial Analyst (Brinton Eaton; now Mariner): Madison, NJ 10/2007 - 4/2009 Financial/Estate Planner (BLS Advisors): Riverdale, NJ 3/2006 - 10/2007 |
| Work with the following types of clients: | Businesses, Non-Profit Organizations, Individual Investors |
| Advisory Services Provided: | Financial Advice & Consulting, Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services |
Services |
| Investment Types: | Annuities, Stocks, Bonds, Options & Futures, Mutual Funds, Alternative Investments, Private Investments, Exchange Traded Funds (ETFs), Mortgages & Real Estate, Commodities, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Phone, Our Office, Your Home, Video Conference, Email |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Health, Life |
| Financial Organization Memberships: | National Association of Personal Financial Advisors (NAPFA) |
Firm Information |
| Firm's Number of Clients: | 1200 |
| Firm's Number of Planning Clients: | 600 |
| Firm's Number of Managed Clients: | 1100 |
| Assets Managed by Firm: | $1.3B |
| Advisor's Number of Clients: | 120 |
| Advisor's Number of Managed Clients: | 110 |
| Advisor's Number of Planning Clients: | 90 |
| Assets Managed by Advisor: | $1.2 Billion (Firm) |
Compensation and Fees |
| Fee Structure: | Fee-Only |
| Minimum Portfolio Size for New Managed Accounts: | $500,000 |
| Compensation Methods: | Based on Assets, Hourly |
| Fee % Based on Assets: | 0.5%-1.0% |
Board Positions |
| Organization : | Bergen County Community College, Paramus, NJ |
| Position : | Member Board of Director/Trustee |
| Duration : | 01/01/2022-Present |
Education |
| Bachelors of Science - Economics (Focus in Finance) | Pennsylvania State University
- State College, Pennsylvania 8/1997-8/2001 |
Financial Services |
| Financial Planning for Individuals
Traphagen Financial Group's CFPs and CPAs are uniquely positioned to be your premier financial advisors because we have a unique tax planning skill set that allows us to develop a comprehensive plan for you and your family. This includes the integration of all the financial planning disciplines such as risk management, cash flow, insurance, income tax, retirement, estate, education and investment planning. We review our clients objectives annually and employ the most effective strategies in adjusting your plan for any changes and potential opportunities in tax savings, investment techniques, insurance options and estate planning. |
| Portfolio Management
For most clients, determining exactly how to allocate their investment portfolio and the appropriate risk/return profile involves many different factors. Traphagen will analyze your current and future tax situation, personal risk tolerance, cash flow, total return needs and overall financial goals before proposing a detailed investment plan and portfolio. We place special emphasis on alternative & private investments, risk reduction/management, and fee/tax minimization. |
| 401K Rollovers
For the majority of clients we do recommend to rollover any old 401(k), 403(b), retirement plans into IRAs. This is due to much greater flexibility of investment choice and often the ability to invest in lower fee investments. |
| Insurance Planning
Most of our advisors are life and health insurance licensed, so we have the internal expertise to help determine the amount of insurance needed and the best insurance products to use. Traphagen has partnered with various experts in the areas of life, disability, and long term care insurance. We are not tied to any specific insurance product producer and do not receive any commission from selling insurance products, allowing us to be completely objective in our advice. |
| Annuities
We generally do not like annuities, and do not actively sell them. However we can advise, analyze current annuities, and rollover annuities into low cost alternatives. |
| Investment Advice & Management
For most clients, determining exactly how to allocate their investment portfolio and the appropriate risk/return profile involves many different factors. Traphagen will analyze your current and future tax situation, personal risk tolerance, cash flow, total return needs and overall financial goals before proposing a detailed investment plan and portfolio. We place special emphasis on alternative & private investments, risk reduction/management, and fee/tax minimization. |
| Financial Planning for Businesses
We offer comprehensive business planning in terms of retirement plan creation, succession planning, business entity advising, estate planning, and tax planning and preparation. |
| Tax Advice and Services
With many CPAs on staff and available to all investment clients, we spend a significant amount of time in designing tax minimization strategies. We also incorporate additional tools within our portfolio management process like tax loss harvesting and asset location to reduce taxes owed each year. |
| Risk Management
We pride ourselves on risk management. Fro the vast majority of clients risk control/mitigation is our mandate. We utilize many strategies including private investments and several types of alternative investments to limit stock market and interest rate risk within portfolios. |
FAQs |
Do you have a customer satisfaction or refund policy?We strive to make sure every client is more than satisfied with our value proposition and service. If there is an issue we are more than willing to discuss a solution that makes sense with all parties. |
Why should I choose you as my financial advisor?CFP (Certified Financial Planner), CAIA (Chartered Alternative Investment Analyst), NJ LIfe and Health Insurance, Series 65, Bachelor of Science Economics; Penn State University. Pursuing CFA (Chartered Financial Analyst). Each client will have a CPA on their team, if needed. |
What are your qualifications? What is your education background?Traphagen Financial Group offers a comprehensive suite of wealth management services with a thorough department that includes specialists in all wealth management disciplines. We employ a team approach for our clients to ensure that each client establishes a relationship with the team members that specialize in the areas that are most applicable to their unique situation. The advantage of a wealth manager that not only manages your portfolio but also protects that wealth through proper estate and tax minimization planning is significant |
How do you charge for your services?We are compensated by charging a fee (percentage of assets we manage) from our clients. We are not compensated by any commission, load, or by any investment company. |
How are you compensated? How will I pay for your services?We are compensated by charging a fee (percentage of assets we manage) from our clients. We are not compensated by any commission, load, or by any investment company. |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
| Mon. | 8:30 AM - 6:30 PM |
| Tue. | 8:30 AM - 6:30 PM |
| Wed. | 8:30 AM - 6:30 PM |
| Thu. | 8:30 AM - 6:30 PM |
| Fri. | 8:30 AM - 6:30 PM |
| Sat. | 9:00 AM - 2:00 PM |
| Southern NY State, Northern , Central NJ |
| Check | Bank Transfer |
| Visa | MasterCard |
| American Express | |
Your Money Radio Show
When: 8/29/2017
Details:Eric as guest host of radio show
...more
How I seperate The Good Cryptocurrencies....
When: 02/12/2018
Details:Eric published article on Crypto
...more
Bonfire of the Retail Stocks Brings Traders....
When: 07/13/2017
Details:Wall Street Journal interview/article
...more
Private equity opportunities rise in high,,,
When: 12/4/2017
Details:CNBC article featuring Eric Mancini
...more
Finding Attractive Investment Yields....
When: 5/1/2013
Details:Forbes interview/article with Eric
...more
Traphagen Wealth Radio (Podcast Channel)
When: 01/10/2019 |
By:
Location: Traphagen Financial Group
Details:This is Traphagen's Podcast Channel where we
regularly post conversations about
significant market events, investments,
portfolio updates, and other financial
topics.
...more
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