Finance is more than a profession to meits a passion I bring to my work every day. I hold a bachelors degree in business management and economics, with a focus on finance. My approach goes beyond numbers and asset management; it centers on client goals and values. My process is simple: I take the time to understand client goals and offer solutions designed to support the goals because I believe the best returns are measured in moments, not markets.
About Hartwell Financial Strategies
At the heart of my practice is a belief that the best returns are measured in moments, not markets. I partner with clients to build personalized financial strategies that support the life they want to livenow and in the future.
My approach integrates portfolio management, retirement planning, risk management, and tax-aware strategies, all tailored to each client's unique goals. Through collaboration with a network of legal, tax, and insurance professionals, I deliver holistic, values-based financial guidance with clarity and care.
Whether you're planning for retirement, managing a business, or navigating a life transition, I provide disciplined advice grounded in long-term thinkingand measured by what matters most to you.
Primerica - 2 years - life insurance and annuities
Prudential - 3 years - life insurance and annuities
Sagepoint who was bought by Osaic - 8+ years investment advisor & financial planning
Your Home, Our Office, Phone, Your Office, Video Conference
Compensation and Fees
Fee Structure:
Fee-Based
Minimum Portfolio Size for New Managed Accounts:
$250,000
Compensation Methods:
Based on Assets, Hourly, Commissions
Fee % Based on Assets:
1%
Hourly Rate:
$250
Minimum Fee Charged for Managed Accounts:
$2500
Minimum Fee Charged for Hourly Planning Accounts:
$250
Firm Information
Firm's Number of Clients:
164
Firm's Number of Planning Clients:
42
Firm's Number of Managed Clients:
42
Assets Managed by Firm:
$25,767,086
Advisor's Number of Clients:
164
Advisor's Number of Managed Clients:
42
Advisor's Number of Planning Clients:
42
Total Assets Under Management by Advisor:
$25,787,026
Preferred meeting methods
I provide a free initial consultation:
Yes
Financial Planning for Businesses
I deliver strategic financial planning solutions for business owners, focusing on cash flow optimization, tax strategies, retirement plans, and succession planning. My approach helps align business decisions with long-term personal and financial goals.
Financial Planning for Individuals
I create comprehensive financial plans tailored to each individual's goals, values, and life stage. My process integrates budgeting, saving, investing, and risk management to support long-term financial success and peace of mind.
Financial Advice & Consulting
I provide objective financial advice and strategic consulting to support informed decision-making. My services cover a wide range of financial topics, tailored to each client's unique goals, challenges, and life transitions.
Portfolio Management
I partner with an elite team of professionals to provide expertise across every dimension of your financial life including investment management, insurance planning, tax-efficient strategies, and integrated legal solutions.
Retirement Planning
I create personalized retirement strategies that align with lifestyle goals. My approach addresses income distribution, Social Security optimization, healthcare planning, and tax-efficient withdrawals.
401K Rollovers
I guide clients through the 401(k) rollover process with a focus on tax efficiency, investment alignment, and long-term retirement goals. My approach ensures a smooth transition while avoiding common rollover pitfalls.
Education Funding and Planning
I develop tailored education funding strategies that align with family goals and financial priorities. My approach includes tax-advantaged savings plans, financial aid optimization, and multi-generational planning support.
Wealth Management
I provide comprehensive wealth management tailored to each client's financial goals. My approach integrates investment strategy, risk management, tax planning, and estate coordination to grow and preserve wealth across generations.
Risk Management
I help clients identify and manage financial risks through strategic planning and insurance solutions. My approach focuses on protecting income, preserving assets, and ensuring long-term financial stability.
Money Management
I offer disciplined money management solutions designed to align with your financial objectives. My process emphasizes portfolio diversification, risk-adjusted returns, and consistent oversight to help you stay on track toward long-term goals.
Insurance Planning
I evaluate insurance needs and coordinate tailored solutions to protect income, assets, and loved ones. My approach includes life, disability, long-term care, and liability coverage planning as part of a comprehensive financial strategy.
Annuities
I help clients evaluate annuity options as part of a broader retirement income strategy. My guidance focuses on aligning annuity solutions with long-term goals, ensuring income stability, and understanding the costs and benefits of each product.
Estate Planning & Trusts
I help clients navigate estate planning and trust strategies in coordination with legal professionals. My approach focuses on preserving wealth, minimizing taxes, and ensuring your legacy is passed on according to your wishes.
Tax Advice and Services
I offer tax-aware financial strategies designed to minimize liabilities and enhance long-term outcomes. My services include coordination with tax professionals, investment tax efficiency, and proactive planning across income, gifting, and estate considerations.
Investment Advice & Management
I provide tailored investment advice and portfolio management aligned with your financial objectives and risk tolerance. My strategy emphasizes diversification, disciplined rebalancing, and long-term growth to help you build and preserve wealth.
Disclosures
WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
WiserAdvisor is a wholly-owned brand of the Respond.com Inc. ("Respond") family.
Respond is registered with the U.S. Securities and Exchange Commission as an investment adviser,
and operates through various subsidiaries and brands that provide financial education.
WiserAdvisor matches and refers investors to qualified financial professionals that have elected to participate in our matching platform.
WiserAdvisor, Respond, and Respond's other subsidiaries and brands do not manage investor assets or otherwise render investment or
financial planning advice beyond the referral of investors to qualified financial professionals. By using this website, you agree to our terms and conditions.
