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About Southern Capital Services, Inc. Registered Investment Advisor

When we take on a client we feel that his/her best interests must be placed above all else and that he/she should be given the personal attention and the highest standard of excellence in service that we can give. This commitment is extended to every client regardless of whether it is our largest or smallest account. We strive to provide our clients with the quality money management that we would seek for ourselves based upon integrity and competence as well as service.

Joined Financial Engines in 2005. Began his career in the financial services industry in 1991. Successfully completed the Series 65 examination(s) administered by FINRA. Earned the Chartered Mutual Fund CounselorSM (CMFC®) and Chartered Retirement Planning CounselorSM (CRPC®) certification(s). Bachelor's degree in Business Administration from Texas Wesleyan University. Married to Aliesha. Dale enjoys college football, light construction, cooking, and skiing.

About Financial Engines Advisors, LLC

Financial Engines is America's largest investment advisor¹. We help people achieve greater financial clarity by providing professional investment management, comprehensive financial planning and advice for everyday Americans. Financial Engines was co-founded in 1996 by a Nobel Prize- winning economist and we currently offer financial help to millions of people. Our unique approach, combined with powerful online services, dedicated advisors and personal attention both in and outside of the workplace, promotes greater financial wellness and helps more Americans get on track to meet their financial goals. ¹For independence methodology and ranking, see InvestmentNews RIA Data Center. (http://data.investmentnews.com/ria).

James Henry Hardy is the founder of Horizon Financial. He holds the Series 6, 7, 24, 26, 53, and 66 registrations and is registered with SagePoint Financial, Inc. He is also licensed in Life, Health, Long-Term Care, and Disability insurance. Henry has been a financial services professional for over 25 years and supervises 11 Registered Representatives. Prior to becoming an independent financial advisor, Henry served as an assistant football coach at Auburn University (Graduate Assistant), Jacksonville State University, Opelika High School, and as Head Coach at Shaw High School in Mobile. Henry obtained a Bachelors in Education from Auburn University, a Masters in Education from Jacksonville State University, and a Masters in Education Administration from the University of South Alabama. Henry has been married to Barbara Steele Hardy for 38 years and they have three children. Henry is dedicated to demonstrating a model of professionalism that can change our customers, our employees, our industry, and even our community for the better.

About Horizon Financial

Horizon Financial is a broadly diversified financial services company formed for the purpose of achieving one key mission - helping people! Our mission is two-fold: We will provide excellent advice and service to our clients as they work with our team to plan for their financial future, and wealth transfer. We will provide excellent traning so that our advisors have up-to-date training on concepts, regulation, and products for the benefit of the client. Our primary business objective is to be the financial services provider of choice in every community we serve by demonstrating a level of ethics, competency, and professionalism that will set us apart from all our competitors and promote change for the better in our industry, for our customers, and the communities we serve.