The Cambridge English Dictionary defines rapport as "a good understanding of someone and an ability to communicate well with them". Since financial planning is a collaborative process, I've found rapport is the single biggest determinant of a successful financial planning relationship. If you are interested in our services, I invite you to come by for a visit and see if we hit it off.
Pat Cope
CFP®
Founder
Pat has been providing financial advice to his clients for more than 30 years. He has earned the designation of Certified Financial Planner™ practitioner. By being certified by the CFP® Board, Pat has taken the extra step to demonstrate his professionalism by voluntarily submitting to the rigorous CFP® certification process that includes highly demanding education, examination, experience and ethical requirements.
Pat is a graduate of the University of Alabama. Originally from Montgomery, he lives in Mountain Brook with his wife, Jennifer. They have two sons, Bobby and Charlie.
Bobby Cope
CFP®, CMWA®
Bobby graduated summa cum laude from the University of Alabama Honors College in May of 2017. He completed a dual degree program, earning a master's degree in Human Environmental Sciences with a concentration in Family Financial Planning and Counseling, as well as a B.S. in Human Environmental Sciences with a concentration in Consumer Sciences. At Alabama, Bobby was a member of Delta Kappa Epsilon social fraternity, as well as many other groups and honor societies on campus.
Bobby was a 2020 recipient of the Rising Stars in Money in the Birmingham Business Journal.
General Information |
| Firm Start Year: | 2015 | |
| No. of Employees: | 2-4 | |
| Name of Broker/Dealer: | n/a |
| Name of Custodial Firm: | Charles Schwab |
| Number of Years with Current Firm: | 9 |
| Work with the following types of clients: | Individual Investors, Businesses |
| Advisory Services Provided: | Insurance Products & Annuities, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Legal Advice and Services, Risk Management |
Services |
| Investment Types: | Annuities, Stocks, Bonds, Exchange Traded Funds (ETFs) |
| Can meet clients in the following ways: | Your Home, Our Office, Phone, Email, Your Office, Video Conference |
Firm Information |
| Firm's Number of Clients: | 210 |
| Firm's Number of Planning Clients: | 210 |
| Assets Managed by Firm: | 80,000,000 |
| Advisor's Number of Clients: | 210 |
| Advisor's Number of Managed Clients: | 210 |
| Advisor's Number of Planning Clients: | 210 |
| Assets Managed by Advisor: | $80,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Only |
| Minimum Portfolio Size for New Managed Accounts: | $500,000 |
| Compensation Methods: | Based on Assets |
| Fee % Based on Assets: | 1 |
FAQs |
Do you have a customer satisfaction or refund policy?All initial consultations are free. We only charge for the assets we manage. Clients are charged at the beginning of each quarter. If they decide to leave at any time during the quarter they are reimbursed pro rata. |
What are your qualifications? What is your education background?BA from University of Alabama, CFP®. |
How are you compensated? How will I pay for your services?Fee only percentage of assets |
If you are going to manage my account, will you obtain my permission every time you buy or sell something?We usually have discretion but can work on a non discretionary basis. |
How many clients do you currently manage?210 |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Disclaimer |
| Securities offered through Cope Private Wealth, a Registered Investment Adviser with the state of Alabama. |
Registered Investment Advisor:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 8:00 AM - 5:00 PM |
| Tue. | 8:00 AM - 5:00 PM |
| Wed. | 8:00 AM - 5:00 PM |
| Thu. | 8:00 AM - 5:00 PM |
| Fri. | 8:00 AM - 6:00 PM |
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