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Financial Advisor
California
Fremont
VETTED

Hetal Saki

CFP®, MBA
Saaga Wealth Planning,
Hetal Saki
Tel: 408-420-2270 Virtual Fremont, CA 94555
Your Journey, Your Story, Our Professional Guidance
About Hetal Saki
As a Certified Financial Planner(R), Hetal has been the professional partner that her clients can depend on when it comes to making important financial decisions. She understands that life transitions are a significant part of every person's journey, whether it be marriage, starting a family, changing jobs, or planning for retirement. With over 15 years of experience in the financial industry, Hetal is expertly equipped to guide her clients through these changes, ensuring they make informed financial decisions with clarity and confidence. Her approach is not only professional but also personal, as she cultivates a deep understanding of her clients' unique needs and aspirations. Clients often praise her for her ability to simplify complex financial concepts, making them accessible and understandable. Whether its budgeting for education, investing for the future, or devising a comprehensive retirement plan, Hetal is dedicated to providing the highest level of service and support throughout the entire financial planning process.
About Saaga Wealth Planning,
At Saaga Wealth Planning, we believe every financial journey is personal. The word Saaga means journeyand that philosophy is at the heart of everything we do.

We help individuals and families navigate retirement, wealth management and lifes financial transitions with clarity and confidence. Through thoughtful planning and an ongoing partnership, we create personalized strategies aligned with your goals and the life you want to live.
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General Information
Firm Start Year:

2026

No. of Employees:

1 Employee

Name of Custodial Firm:

Charles Schwab

Communities served:

California

Number of Years with Current Firm:

1

Work Experience:

I have worked in the Financial Planning and Wealth Management industry since 2007. My work primarily consists of helping clients create and implement their comprehensive financial plan and structuring their investments in a manner that is aligned with their financial plan. I have worked with many clients in different phases of their financial journey and understand the complexities that clients may during these life transitions. I have always guided clients in making the right decisions and offered the right solutions based on what meets their best interests.

Work with the following types of clients:

Individual Investors, Businesses

Foreign Languages Serviced:

Hindi, Gujarati

Advisory Services Provided:

Education Funding and Planning, Risk Management, Money Management, Wealth Management, 401K Rollovers, Portfolio Management, Financial Planning, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Financial Planning for Individuals, Retirement Planning

Services
Investment Types:

Mutual Funds, Bonds, Stocks, Exchange Traded Funds (ETFs)

I provide a free initial consultation:

Yes

Preferred meeting methods
Can meet clients in the following ways:

Your Office, Phone, Video Conference, Our Offices

Compensation and Fees
Fee Structure:

Fee-Only

Minimum Portfolio Size for New Managed Accounts:

$300,000

Compensation Methods:

Based on Assets, Hourly, Flat Fee

Fee % Based on Assets:

.9%-.5%

Additional Details on Charges:

I offer several service model options ranging from one-time consultation to retainer. Also, I offer both comprehensive and modular planning. Finally, I offer free comprehensive financial planning to my portfolio management clients, with whom I meet quarterly. My prices are negotiable and very competitive compared to current industry standards.

Minimum Fee Charged for Managed Accounts:

.5%

Minimum Fee Charged for Hourly Planning Accounts:

$150

Education
MBA - Finance:
University of Santa Clara - Santa Clara, CA
08/2005 - 07/2007
19 Years of Experience
CRD# 5403110Firm CRD# 341789Series: 7
Compliance
Registered Investment AdvisorYes
Acknowledged fiduciaryYes
Compliance Disclosures in Last 5 yearsI have a clean record
Criminal Disclosures in Last 5 yearsI have a clean record
Office Hours
Monday9:00 AM - 6:00 PM
Tuesday9:00 AM - 6:00 PM
Wednesday9:00 AM - 6:00 PM
Thursday9:00 AM - 6:00 PM
Friday9:00 AM - 6:00 PM
Compensation Arrangements
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