Tel: 925-818-2389 925 Ygnacio Valley Rd, Suite 201, Walnut Creek, CA 94598
About Longevity Wealth Management
Longevity Wealth Management is an independent financial planning and investment advisory firm based in Walnut Creek, California, led by founder Mario R. Hernandez, CFP®. As an independent Registered Investment Advisor, the firm offers objective, unbiased advice built entirely around each client's priorities rather than any single product or provider.
The firm takes a comprehensive, education-first approach to wealth management, pairing financial education with meticulous planning and clear guidance so clients understand not only what to do, but why. Services span retirement planning, investment management, estate planning, tax strategy, and insurance, giving individuals and families a coordinated plan for every stage of life.
Longevity Wealth Management is built on the belief that lasting financial confidence comes from a long-term partnership. Mario and his team advocate for their clients' goals across every milestone, helping bridge the gap between where clients are today and where they want to be, and providing lifelong guidance that adapts as their needs evolve.
Mario is a certified financial planner with over 30 years of experience helping clients pursue their financial goals. Specializing in retirement planning and wealth management, Mario provides personalized guidance that empowers individuals and families to make informed financial decisions. With a commitment to building long-lasting multi-generational relationships, Mario strives to create a secure financial future for clients through his company's proprietary process, the PulsePoint Formula. Passionate about helping his clients make educated financial choices, Mario shares his insights through a popular monthly blog. His expertise has been featured in national publications, including Kiplinger, MarketWatch, Real Simple, NerdWallet, and US News & World Report. Mario earned a Bachelor of Science in Accounting and Finance from Cal State University, Hayward, and a master's degree in financial planning from Golden Gate University. In addition, Mario holds insurance licenses in multiple states, including the State of California..
Mario lives in Walnut Creek with his wife of 30+ years, Joanne. They have two grown children and have recently become grandparents. When not immersed in his professional pursuits, Mario enjoys traveling, wine tasting, and staying active through running and golf. He is also an avid supporter of his favorite teams, the 49ers, Giants, Warriors, and Oakland Roots. Over the years, he has supported his community by serving on the executive board of the Walnut Creek Soccer Club, as a soccer coach for the WCSC's recreational and winter competitive teams, and at Las Lomas High School.
General Information
Firm Start Year:
1922
No. of Employees:
2-4 Employees
Insurance License#:
0I88273
Name of Broker/Dealer:
USA Financial Corporation
Name of Custodial Firm:
Charles Schwab & Co.
States Licensed in:
CA, CO, FL, GA, HI, MA, MI, MS, NV, NM, NC, OH, PA, SC, WA
Communities served:
Walnut Creek, CA, AZ, FL, GA, MA, MI, NV, NM, NY, OR, PA, SC, WA
Number of Years with Current Firm:
5
Work Experience:
Mario has worked in the financial planning and investment management field for over 34 years. He is a Certified Financial Planner (CFP) and helps clients to realize their financial and non-financial goals and enhance their overall wealth. He directs comprehensive wealth management, retirement income strategies, and estate planning for high-net-worth individuals and families. Mario developed and implemented the firm's signature PulsePoint Formula framework. He has been a featured financial contributor and thought leader in national publications and industry media, and authors monthly insights on retirement planning, tax efficiency, and wealth preservation.
Comprehensive financial planning tailored to individuals and families, bridging the gap between where clients are today and where they want to be, with lifelong guidance that adapts as their needs change.
Financial Advice & Consulting
Objective, education-first financial advice delivered as an independent fiduciary. Mario takes the time to explain the reasoning behind every recommendation so clients understand their options and feel confident in the path forward.
Portfolio Management
As an independent Investment Adviser, Mario builds and actively manages diversified investment portfolios aligned with each client's goals, time horizon, and risk tolerance. Portfolios are monitored and rebalanced on an ongoing basis, with complete objectivity and no obligation to any proprietary product.
Retirement Planning
Longevity Wealth Management helps individuals and families plan for a secure, confident retirement, projecting income needs, coordinating Social Security and pension decisions, and building a withdrawal strategy designed to make savings last throughout retirement.
401K Rollovers
Mario guides clients through 401(k) and employer-plan rollover decisions, weighing the options available when changing jobs or retiring and helping consolidate retirement assets into a strategy built around each client's long-term goals.
Insurance Planning
Independent insurance and protection planning to help safeguard clients and their families against life's uncertainties, with objective recommendations matched to each client's needs.
Annuities
Guidance on annuities and guaranteed-income strategies, helping clients evaluate whether these solutions fit their retirement income plan and understand the features, benefits, and trade-offs involved.
Estate Planning & Trusts
Estate and legacy planning that helps clients protect and transfer wealth according to their wishes, coordinating beneficiary designations, trusts, and legacy goals with the rest of the financial plan and the client's legal advisors.
Tax Advice and Services
Tax-aware planning integrated into every financial decision. Mario helps clients understand the tax implications of their investment, retirement, and estate strategies and coordinates with their tax professionals where appropriate.
Education Funding and Planning
Planning for education costs, including college savings strategies and funding vehicles designed to help families prepare for future tuition and education expenses without derailing their other financial goals.
Investment Advice & Management
Independent investment advice and management grounded in each client's goals and risk tolerance, with unbiased recommendations drawn from a broad universe of options.
Wealth Management
Comprehensive wealth management that coordinates investments, retirement, tax, estate, and insurance planning into one cohesive strategy, paired with the financial education and clear guidance clients need to make confident decisions at every life stage.
Money Management
Ongoing money management and guidance to help clients organize their finances, manage cash flow, and stay aligned with their long-term plan as circumstances and priorities evolve.
Financial Planning for Businesses
Our Business Financial Planning services provide company owners and executive leadership with a clear financial framework. We bridge the gap between your corporate balance sheet and your personal financial goals, helping you build a resilient, scalable, and highly valuable enterprise.
Risk Management
Our Risk Management Services identify, analyze, and mitigate potential threats to your financial security. Through a proactive, multi-layered strategy, we help ensure that unexpected health challenges, market downturns, or liability risks do not derail your core financial goals.
Disclosures
WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.
Mario Hernandez is a registered representative of, and securities are offered through USA Financial Securities, Member FINRA/SIPC. A registered investment advisor located at 6020 E. Fulton St., Ada, MI 49301. Mario Hernandez is an investment advisor representative of Longevity Wealth Management, a registered investment advisor. Longevity Wealth Management is not affiliated with USA Financial Securities. CA insurance license #0I88273
USA Financial Securities Form CRS: Form CRS
Mario Hernandez is authorized to transact securities related business and investment advisory services only in states where he is properly registered. For investment products and services these states include: AZ;CA;FL;GA;MA;MI;NM;NV;NY;OR;PA;SC;WA. Clients who are not residents of these states cannot be serviced. This website is not intended to provide investment, legal, or tax advice, nor to effect securities transactions or to render personal advice for compensation.
Longevity Wealth Management and USA Financial Securities are separate entities. Longevity Wealth Management (Longevity) is a State of California registered investment adviser with its principal place of business in the State of California. Longevity and its representatives are in compliance with the current registration and notice filing requirements imposed upon State of California registered investment advisers by those states in which Longevity maintains clients. Longevity may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements. Longevitys website is limited to the dissemination of general information regarding its financial planning services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of Longevitys website on the Internet should not be construed by any consumer and/or prospective client as Longevitys solicitation to effect or attempt to effect transactions in securities or the rendering of personalized investment advice for compensation over the Internet. Furthermore, information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Longevity. Any subsequent, direct communication by Longevity with a prospective client shall be conducted by a representative who is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Longevity, please contact the United States Securities and Exchange Commission on their website at www.adviserinfo.sec.gov. A copy of Longevitys current written disclosure statement discussing our business operations, services, and fees is available from our firm upon written request. Longevity does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Longevitys website or incorporated herein, and takes no responsibility, therefore. All such information is provided for convenience purposes only, and all users thereof should be guided accordingly.
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