Why Choose Us: Your Trusted Financial Partner
At Clear Creek Advisors, we specialize in helping individuals and families, particularly those between the ages of 55 and 75, gain clarity, confidence, and control over their financial future. Our clients choose us not just for what we do, but for how we do it.
Our approach is anchored in three core pillars that define everything we stand for: independence, evidence-based investing, and a comprehensive planning process.
True Independence:
We believe true independence means being free from the influence of proprietary products or one-size-fits-all solutions. It allows us to remain objective, eliminate bias, and make recommendations based solely on what's best for you. Independence also means we challenge conventional thinking, seek out the best answers not just the easy ones, and strive to lead rather than follow.
Evidence-Based Philosophy:
Our investment philosophy is rooted in data, research, and long-term discipline not market predictions or gut feelings. We stay the course in both calm and volatile markets, maintaining conviction that is grounded in proven strategies. We take pride in working with informed clients who value transparency, logic, and lasting results.
Comprehensive, Client-Centered Process:
We take a 360-degree view of your financial life, seeking opportunities in every area that could impact your investment success. Our process is designed to align your resources with your goals through efficient, strategic planning. As fiduciaries, we're committed to putting your best interests first always.
At Clear Creek Advisors, we don't just manage money. We build partnerships, instill confidence, and deliver peace of mind. Let us help you navigate life's financial complexities with purpose and clarity.
Erik Krom
President
Erik Krom is a graduate of Linfield College and the President, Founder, and Chief Executive Officer of the firm. As a fiduciary, Erik is committed to putting clients' interests first and delivering objective, evidence-based financial advice. His insights have been featured in prominent media outlets, including CNBC, FOX News, and the Denver Business Journal. He was also recognized in Tony Robbins' best-selling book, Money: Master the Game, and named one of the nation's top financial advisors for physicians by Medical Economics magazine.
Erik previously co-hosted the radio program Redefining Your Retirement on Denver's 630 KHOW, where he helped educate listeners on retirement planning strategies. He is an active member of the Colorado Thought Leadership Forum, a collaborative network of entrepreneurs committed to continual learning, growth, and leadership within their communities.
Erik's practice is grounded in a firm belief in the value of fiduciary advice and an investment philosophy shaped by decades of academic research and empirical evidence. His approach emphasizes integrity, long-term planning, and a disciplined understanding of market behavior.
Robert Klaess
Senior Wealth Advisor
Robert serves as an Investment Advisor Representative and the Director of Risk Management at Clear Creek Advisors. With over two decades of experience in the financial services industry, Robert began his career in 2000, gaining broad expertise through roles at banks, insurance companies, and financial institutions.
He is known for his personalized, client-focused approach, recognizing that each individual's financial journey is shaped by unique circumstances and life stages. Robert places great importance on listening carefully to his clients' goals and concerns before crafting customized retirement plans and income strategies designed to support long-term financial success. His commitment extends beyond the numbers, he is deeply dedicated to making a meaningful impact in the lives of his clients and their families.
Robert is licensed to offer life insurance in Colorado and has passed the Series 65 securities exam. He holds a bachelor's degree from Arizona State University.
In addition to his advisory work, Robert shares his financial knowledge through educational seminars, where he has helped hundreds of individuals better understand the principles of finance and retirement planning.
Eric Freehling
Wealth Advisor
With a career spanning over four decades, Eric Freehling brings a wealth of financial expertise and strategic insight to Clear Creek Advisors. Beginning as a CPA in 1981, he built a solid foundation in tax planning, financial analysis, and accounting. In 2008, he transitioned to financial advisory, leveraging extensive experience to help clients navigate complex financial landscapes and achieve their long-term goals.
Today, as a trusted advisor with Clear Creek Advisors, he specializes in retirement planning, wealth management, including tax planning, providing personalized guidance and forward-thinking strategies tailored to each client's unique financial situation.
Will Brossman
Wealth Advisor
Will is a comprehensive wealth manager at Clear Creek Advisors. He believes that the breadth of financial planning spans beyond the basics of investment management and into custom strategies to minimize taxes, secure an estate plan, and ensure retirement planning excellence.
Outside the office, Will and his wife, Jes are raising a family in Littleton. You can often find him hitting the slopes in the winter or tackling off-road trails when it's warmer. As a University of Alabama alum and a Ravens fan, he also loves a good game in the fall and spending time with friends and family.
General Information |
| Firm Start Year: | 2017 | |
| No. of Employees: | 10-19 | |
| Name of Custodial Firm: | Charles Schwab |
Firm Information |
| Firm's Number of Clients: | 719 |
| Firm's Number of Managed Clients: | 719 |
| Assets Managed by Firm: | $557 Million |
FAQs |
Why should I choose you as my financial advisor?It starts with our commitment as an independent firm to finding the right answer and not defending the wrong one. We help people nearing or in retirement, typically 55 to 75, gain total clarity and confidence in their financial future. We're a flat-fee fiduciary, which means we're truly independent, with no commissions or hidden agendas. Our advice is 100% in your best interest. Our investment approach is based on Nobel Prize-winning research, not gut feelings or market timing. And our "Clear Path" process integrates tax planning, income strategy, and risk management into one complete plan. Clients choose us for our education-first mindset, high-touch service, and the peace of mind they get knowing everything is working together, so they can focus on enjoying retirement. |
How do you charge for your services?We charge a simple flat fee based on your asset level - not a percentage of assets and not hourly. Once you qualify for a tier, that's your flat fee across the board. No surprise costs, no upsells. Financial planning is included at no extra charge, so you get investment management, retirement income planning, tax strategy, and more, all in one fee. Our minimum to get started is $250,000 in investable assets. |
What services do you provide? What are your specialties?We provide truly comprehensive wealth management including investment management, retirement income planning, tax strategy, insurance, and estate planning through a trusted legal partner. We specialize in helping clients transition into retirement with confidence. That includes optimizing pensions and Social Security, designing tax-efficient income strategies, and managing investments with evidence-based discipline, not emotion or guesswork. Our clients know us for giving clear, independent advice that brings all the financial pieces together so they can stop wondering and start enjoying retirement. |
What is your experience? How many clients do you currently manage?Our leadership team brings over 20 years of experience in financial services, and we currently serve more than 400 clients. We've always operated independently- never tied to a brokerage or insurance company which gives us a clear lens to see both the strengths and flaws of the financial industry. That experience has shaped our philosophy: find the right answer for the client, not defend the wrong one. Our team and investment committee include professionals with top-tier credentials, including CFP®, CFA®, and others bringing deep planning expertise and institutional-level investment insight to every client we serve |
What financial institution(s) do you represent?We're an independent Registered Investment Advisor (RIA), not a broker-dealer- so we work solely for our clients, not any financial institution. We custody client assets primarily with Charles Schwab and, in some cases, Fidelity: both highly trusted names in the industry. Our open-architecture platform gives us access to the entire investment landscape and the top insurance providers in the country. That means we can recommend the best solutions for each client's needs with no pressure, no quotas, and no hidden compensation. |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Disclaimer |
| Investment advisory and financial planning services offered through Clear Creek Advisors, LLC, a Registered Investment Advisor. Subadvisory and co-advisory services are provided by Advisory Alpha, LLC, a Registered Investment Advisor. |
| Mon. | 9:00 AM - 5:00 PM |
| Tue. | 9:00 AM - 5:00 PM |
| Wed. | 9:00 AM - 5:00 PM |
| Thu. | 9:00 AM - 5:00 PM |
| Fri. | 9:00 AM - 5:00 PM |
As featured by Newsweek, we are leading the charge, providing clients with the expertise, transparency and personalized attention they're looking for.
Clear Creek Advisors, Interest Rates, KUSA
When: 03/26/2025
Details:Interest Rates 3/25/2025
Consumer confidence is dropping with many people worried about elevated interest rates, stubborn inflation and the possibility of a recession. Erik Krom met with 9News to discuss the latest economic updates and what you can do to prepare for a potential downturn. ...more
Clear Creek Advisors, Economic Update, KUSA
When: 02/27/2025
Details:From tariffs and sticky inflation to high interest rates, many consumers are worried about the health of the economy. Erik Krom joined 9News to break it all down and share what you can do to protect your money from volatility. ...more
Bitcoin and Your Finances KDVR
When: 12/10/2024
Details:Bitcoin and other cryptocurrencies are seeing a surge in value following the election, but are they a safe investment? Financial professional Erik Krom joined FOX31 Denver to share what you need to know before investing in digital currency. ...more
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