Knowledge is the key to a successful financial future. My background, experience and commitment to providing you with the resources you need to make financial decisions, can help make your financial future as successful as you need it to be. I pride myself in getting to know each client so that I can understand their individual needs and what matters most to them. This helps me recommend products and strategies designed to meet their current needs, and more importantly, their future needs.
MassMutual is a mutual company. That means we don't have shareholders. And we're not in business to satisfy Wall Street analysts. We operate for the benefit of our members, policyowners, and customers. By putting their long-term interests first, we've shown that looking out for each other pays off, time and again. The proof is in our financial strength ratings 1, among the highest of any company in any industry.
General Information |
| Insurance License#: | p081221 |
| States Licensed in: | FL, TX, PA, NJ, NC, SC, CT, MA |
| Number of Years with Current Firm: | 18 |
| Work Experience: | I have been an advisor since February 2007 with MetLife financial services until July of 2016. Since July of 2016 the advisors all moved to MassMutual, and I have been here since then. |
| Work with the following types of clients: | Individual Investors, Businesses |
| Foreign Languages Serviced: | Spanish |
| Advisory Services Provided: | Money Management, 401K Rollovers, Retirement Planning, Portfolio Management, Financial Planning, Insurance Products & Annuities, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Wealth Management |
Services |
| Investment Types: | Mutual Funds, Annuities, Exchange Traded Funds (ETFs), Insurance |
| Can meet clients in the following ways: | Phone, Our Office, Video Conference |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Variable Life, Long Term Care, Variable Annuity, Life, Health, Annuity, Disability |
Firm Information |
| Advisor's Number of Clients: | 500 |
| Advisor's Number of Managed Clients: | 20 |
| Advisor's Number of Planning Clients: | 25 |
| Assets Managed by Advisor: | $5000000 |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $100,000 |
| Compensation Methods: | Based on Assets, Flat Fee |
| Fee % Based on Assets: | 1% |
| Minimum Fee Charged for Managed Accounts: | $1000 |
| Minimum Fee Charged for Hourly Planning Accounts: | $1000 |
Education |
| Business Administration - Business | Florida Atlantic University - Boca Raton FL 8/10/2000-02/24/2005 |
FAQs |
Do you have a customer satisfaction or refund policy?I usually don't charge any fees unless I see an opportunity to help my clients with. |
Why should I choose you as my financial advisor?I take a lot of pride in taking care of my client's needs. I also take it very seriously to continue to enhance my knowledge to be able to have great value in services that I may provide my clients. |
How do you charge for your services?Either a percentage of the money that will be in the investment manage account or a flat annual fee for a financial plan. |
What services do you provide? What are your specialties?My main objective is to understand the current full picture of my clients positions in order to collaborate with them and prioritize a course of action. |
What financial institution(s) do you represent?MassMutual |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures https://www.wiseradvisor.com/disclosure/1893110/wiseradvisor-massmutual-detailed-disclosure.html |
Registered Investment Advisor:
Yes
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| FL, TX, PA, NC, NJ, CT, MA, SC |
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