Tel: 239-427-2704 3555 Kraft Road Suite 200 Naples, FL 34105
Coastal 360 Capital Advisors - Steward Partners
About Alicia C. Fuller
Alicia C. Fuller is the Founder and Managing Director of Coastal 360 Capital Advisors at Steward Partners. With over four decades of experience in the financial services industry, Alicia serves as a fiduciary wealth manager and discretionary portfolio manager for individuals, families, business owners, and executives nationwide.
Alicia's extensive experience in the preservation of wealth along with the transition of that wealth to the next generation has allowed families the flexibility to plan using many different scenarios until the best strategy is found. Whether you are planning for retirement, the sale of a business, philanthropic endeavors or tax minimization strategies, Alicia carefully lays the ground work with you to pursue the desired outcome.
Alicia lives in Naples with her husband, Fletch, and her sweet Goldendoodle, Oliver, who is also the Pawsitivity Director of Coastal 360 Capital Advisors. Outside the office, Alicia enjoys spending time with her children and her grandchildren as well as traveling and gardening..
About Coastal 360 Capital Advisors - Steward Partners
Individual and Family wealth creates complex and far-reaching needs, as sophisticated as those of any institution or foundation. We focus on all facets of Wealth Management, providing in-depth, long-term strategies and solutions, with institutional-level sophistication, efficiency and scale. Our investment advice and guidance, along with Steward Partners and Raymond James resources allow us to customize, while allowing simplification of your investment profile. Tax planning and estate tax minimization is a key component of an overall investment plan. This allows Coastal 360 Capital Advisors to work in concert with clients' estate planning professionals as well as clients' CPAs.
Courtney Shrewsberry started her career at Merrill Lynch in 2010. One of her primary focuses is the execution of strategies for clients and their families. The ongoing monitoring of investment strategies allows Courtney and the team to pivot in order to make recommendations in changing markets or your goals. Understanding clients' short and long term goals and financial objectives allows Courtney to leverage the resources of Steward Partners and Raymond James..
Learning as much as she can about her clients and their families, Courtney is able to assist with budgeting, retirement planning, home lending and business lending strategies..
Courtney is instrumental in preparing our teams analytics which is a vital part in syncing with our clients goals..
Courtney holds the Chartered Financial Consultant certification. Courtney graduated from Florida Gulf Coast University with a Bachelors Degree in Finance. She lives in Naples with her husband Kurtis and her two young boys, Rory and Luke. Courtney enjoys spending time with her family and her two dogs Finn and Tucker as well as cooking, reading and traveling.
ChristinaSanchez
Senior Client Administrative Manager
ChristinaSanchez
Senior Client Administrative Manager
Christina Sanchez joined Coastal 360 in 2021. Christina is the perfect fit for our concierge driven client model. A true professional who responds to requests and challenges presented by clients in a timely basis. Christina also supports the Advisor team in a myriad of administrative and support functions. Most notably, Christina spearheads client communication, IRA required minimum distribution calculations, wire transfers and the oversight of back office systems and procedures..
She strives to make every client contact a positive experience by delivering high level attention to details..
Christina graduated from Florida Atlantic University with a double major in Economics and Business Administration with an emphasis on Entrepreneurship and Leadership Skills..
As a Native of Naples, Florida, Christina enjoys the warm and sunny weather and outdoor activities. Most of her free time is spent going on adventures with her dog, Cooper an Australian labradoodle.
LisbelLora
Client Administrative Manager
LisbelLora
Client Administrative Manager
With nearly 20 years of experience in the banking and financial services industry, Lisbel Lora brings a strong background in client service, operations, and regulatory compliance. She recently joined the Coastal 360 team as a Client Administrative Manager, where she supports clients with a focus on service excellence and efficiency.
Born in New York City, Lisbel relocated to Naples, Florida in 1995 and has called it home ever since. She holds a bachelor's degree in communication from Florida Gulf Coast University and a degree in Recording Arts from Full Sail University. Outside of work, she enjoys spending time with family and friends, staying active through fitness, and participating in her local church community.
HectorCamarero
Client Administrative Manager
HectorCamarero
Client Administrative Manager
Hector Camarero was born and raised in Naples, Florida and embodies the spirit of the Sunshine State. After spending the past 10 years in Austin working as a Technical Data Recovery Specialist, he recently returned home to raise his family and pursue his passion for finance.
With a strong foundation in data analysis and a dedication to helping others achieve their financial goals, Hector is committed to guiding clients through life's most important financial decisions. He is particularly interested in estate planning and economics, where he aims to leverage his analytical skills to provide strategic insights and innovative solutions. His background in technical problem solving translates into a client-first approach, combining precision with a genuine desire to create lasting impact.
Hector's strong work ethic, analytical mindset, and commitment to continuous learning positions him well to navigate the complexities of the financial industry. He is especially focused on serving families and individuals throughout Southwest Florida, helping them protect, grow, and plan for their wealth with clarity and confidence.
Outside of work, Hector is married to his high school sweetheart, Carla, an accomplished criminal law attorney.
General Information
Firm Start Year:
1926
Insurance License#:
A230806
Communities served:
We serve clients nationwide. We are located in Naples, Florida and via zoom, conference calls and in person we provide family office level administration.
Number of Years with Current Firm:
2
Work Experience:
Alicia began her career in 1984 at Merrill Lynch. As a Wealth Management Advisor with a Chartered Retirement Planning Counselor designation, Alicia assists individuals, their families and their businesses by carefully listening to their goals as well as concerns to build bespoke financial strategies and investment plans. These initial conversations are vital for the success of client's investment journeys. Leveraging the vast array of resources from Raymond James and Steward Partners allows Alicia to really meet clients overall goals. Alicia can take a top down approach for an overall comprehensive view and "first steps" or she can be goal specific.
Long Term Care, Variable Life, Variable Annuity, Life, Annuity
Services
Investment Types:
Mortgages & Real Estate, Insurance, Annuities, Stocks, Bonds, Exchange Traded Funds (ETFs), Alternative Investments
I provide a free initial consultation:
Yes
Preferred meeting methods
Can meet clients in the following ways:
Your Office, Email, Phone, Our Office, Your Home, Our Offices, Video Conference
Compensation and Fees
Fee Structure:
Fee-Based
Minimum Portfolio Size for New Managed Accounts:
$500,000
Compensation Methods:
Based on Assets
Additional Details on Charges:
If a client is interested in a retirement plan there is a one time flat fee of $1500 for the initial meeting, plan prep and final presentation. The client can have all aspects of the plan to keep with them and update annually if they wish.
For clients in which we create investment strategies, monitor, have 4 reviews a year, provide assistance with their tax advisor, provide assistance with their estate planning advisor the fees are as follows: 1% investment advisory fee with an additional .35% for institutional money management.
Minimum Fee Charged for Managed Accounts:
Based on Asset Level
Portfolio Management
We construct customized investment portfolios tailored to each household we serve. Through in-depth consultations with prospective clients, we gain a clear understanding of their financial objectives and priorities. Whether the focus is long-term growth, current income needs, or legacy planning for future generations, we are uniquely positioned to deliver institutional-quality portfolio management designed to help clients pursue their goals with confidence.
Retirement Planning
As part of our comprehensive planning process, we engage clients in detailed discussions surrounding both current and future financial needs. This includes evaluating anticipated retirement timelines, lifestyle goals, and personal priorities such as aging in place. We also review current savings strategies in relation to long-term income objectives, while addressing important considerations including special needs planning, Social Security optimization, healthcare costs, and long-term care planning.
Risk Management
Our approach to risk management is built around aligning your financial strategy with both your long-term goals and your comfort with uncertainty. We help optimize retirement savings through vehicles such as 401(k), 403(b), and SEP plans, ensuring you take full advantage of tax-efficient growth opportunities while maintaining appropriate diversification. Asset allocation is a core component of our process, balancing equities and fixed income to target a level of risk that matches your objectives and time horizon. Beyond investments, we conduct comprehensive debt and liability reviews to identify potential financial vulnerabilities and improve overall stability. We also evaluate disability insurance and liability coverage to help protect your income and assets from unforeseen events. By integrating these services, we create a cohesive risk management strategy designed to preserve wealth, manage volatility, and position you for sustainable financial success.
Estate Planning & Trusts
Our estate planning and trust services are focused on helping ensure your assets are protected, your wishes are honored, and your legacy is carried out efficiently. We begin by reviewing your current estate planning documents to confirm they remain aligned with your goals and any changes in your personal or financial situation. We also evaluate trust funding, cash assets, and IRA planning to help ensure assets are properly structured and positioned for effective transfer. As part of this process, we monitor potential taxation at death and identify strategies to help preserve more of your estate for your beneficiaries. Regular reviews of your estate planning objectives allow us to adjust your plan as needed, providing a thoughtful and coordinated approach to managing and transferring wealth across generations.
Tax Advice and Services
Our tax advice services are designed to help you make informed financial decisions with a clear understanding of their tax impact. We collaborate on CPA year-end planning needs to ensure strategies are implemented efficiently and opportunities are not missed. Through proactive taxable gain and loss management, we help optimize investment outcomes while minimizing unnecessary tax burdens. We also provide guidance on specialized areas such as municipal bonds, deferred compensation plans, and managing additional income sources, including real estate income. To support your day-to-day financial decisions, we help create spending budgets that account for current and future tax obligations. By integrating these services, our approach focuses on improving tax efficiency, enhancing cash flow, and aligning your overall financial strategy with your long-term goals.
Financial Advice & Consulting
Our financial advice and consulting services are designed to provide ongoing clarity, structure, and confidence in your financial journey. We begin with a comprehensive Family Wealth Plan Review to ensure every aspect of your financial life is aligned with your goals, values, and long-term vision. From there, we deliver regular portfolio reviews and timely market updates, helping you stay informed and adaptable as economic conditions evolve. We also specialize in the creation and ongoing monitoring of customized investment strategies tailored to your specific objectives. By continuously evaluating performance and making thoughtful adjustments when needed, we help ensure your portfolio remains aligned with your goals. Together, these services provide a proactive and personalized approach to managing wealth and making informed financial decisions.
Annuities
Our approach to annuities is centered on helping you create reliable income while maintaining flexibility within your broader financial plan. We evaluate whether annuities are appropriate based on your goals, time horizon, and risk tolerance, and we guide you through the different options to determine the best fit for your needs. We provide support in selecting and structuring annuity contracts to align with retirement income goals, including strategies for guaranteed lifetime income, principal protection, and tax-deferred growth. Beyond implementation, we continuously monitor your annuities within the context of your overall portfolio, ensuring they remain aligned with changing market conditions and life circumstances. Our services also include reviewing existing annuitites for performance, fees, and suitability, as well as coordinating annuity strategies with other income sources like Social Security, pensions, and investment portfolios. By integrating annuities into a comprehensive financial plan, we help create a more predictable income stream while balancing growth, liquidity, and long-term financial security.
Investment Advice & Management
Our investment advice and management services are designed to provide a disciplined, personalized approach to building and preserving wealth. We begin by understanding your goals, time horizon, and risk tolerance, allowing us to develop a tailored investment strategy aligned with your long-term objectives. We focus on thoughtful asset allocation and diversification across equities, fixed income, and other asset classes to balance growth potential with risk management. Our team actively monitors portfolios, making strategic adjustments as market conditions and your personal circumstances evolve. We also provide ongoing performance reviews and clear communication, ensuring you remain informed and confident in your investment strategy. In addition, we integrate tax-efficient investing, risk management, and income planning into our process to create a well-rounded approach. By combining research, proactive oversight, and personalized guidance, we aim to help you navigate market volatility while staying on track toward your financial goals.
Insurance Planning
Our insurance planning services are designed to protect what matters most while supporting your broader financial strategy. We assess your unique needs to identify potential risks to your income, assets, and long-term goals, then recommend appropriate coverage to help mitigate those risks. We provide guidance across a range of insurance solutions, including life, disability, and long-term care coverage, ensuring each policy aligns with your financial plan. Our process includes reviewing existing policies for adequacy, cost efficiency, and relevance, as well as identifying any gaps that could leave you exposed. Beyond selecting coverage, we integrate insurance into your overall wealth strategy; coordinating it with retirement planning, investment management, and estate considerations. With ongoing reviews and adjustments as your life evolves, our goal is to help ensure you have the right protection in place while maintaining flexibility and financial confidence over time.
401K Rollovers
Our 401(k) rollover services are designed to help you transition retirement savings from a former employer plan into a more flexible and comprehensive investment strategy. We evaluate your existing 401(k) to determine the most suitable rollover option based on your goals, tax considerations, and long-term retirement income needs. We guide you through the process of rolling assets into an IRA or other appropriate retirement account, helping to preserve tax advantages while expanding investment choices and improving overall portfolio management. Our approach focuses on aligning your rollover with a broader financial plan that includes asset allocation, risk management, and income planning. In addition, we review your legacy 401(k) investments, fees, and distribution options to ensure efficiency and suitability. By integrating the rollover into your overall retirement strategy, we help simplify account management, enhance diversification, and position your assets for long-term growth and income sustainability.
Wealth Management
Our wealth management services provide a comprehensive and coordinated approach to helping you build, preserve, and transfer wealth. We take a holistic view of your financial life by bringing together investment management, retirement planning, tax strategies, insurance, and estate considerations into one integrated plan. We focus on understanding your goals, values, and risk tolerance to design personalized strategies that evolve with your needs over time. This includes proactive portfolio management, ongoing performance reviews, and strategic adjustments to help you stay on track through changing market conditions and life events. In addition, we coordinate key areas such as tax efficiency, income planning, risk management, and legacy planning to ensure all aspects of your financial picture work together effectively. Our goal is to simplify complexity, provide clarity, and help you make confident financial decisions as you work toward long-term financial security and generational wealth.
Education Funding and Planning
Our education funding and planning services are designed to help families prepare for the rising costs of education while balancing other financial priorities. We work with you to understand your goals, time horizon, and budget to create a customized plan for saving and investing toward education expenses. We provide guidance on tax-advantaged savings vehicles such as 529 plans and other education funding strategies, helping you maximize growth potential while maintaining flexibility for future needs. Our process includes evaluating contribution strategies, investment allocation within education accounts, and coordination with your overall financial plan.
Money Management
Our money management services are designed to help you take control of your day-to-day finances while building a strong foundation for long-term financial success. We focus on creating structure, clarity, and consistency in how your income, spending, saving, and investing are managed. We assist with developing personalized budgeting strategies that account for both short-term needs and long-term goals, ensuring your cash flow supports your overall financial plan. This includes monitoring spending habits, identifying opportunities to improve savings, and helping you maintain balance across all financial priorities. In addition, we integrate money management with broader planning areas such as debt management, emergency savings, tax considerations, and investment contributions. By providing ongoing guidance and adjustments as your situation evolves, our goal is to help you make confident financial decisions, reduce stress around money, and stay aligned with your long-term objectives.
Financial Planning for Individuals
Our financial planning services for individuals are designed to provide a clear, personalized roadmap for achieving your financial goals at every stage of life. We take a comprehensive approach that considers your income, assets, liabilities, goals, and values to build a plan tailored specifically to your needs. We assist with key areas such as retirement planning, investment strategy, tax considerations, insurance needs, and cash flow management. By coordinating these elements into one cohesive plan, we help ensure your financial decisions work together rather than in isolation. Our process includes regular reviews and updates to reflect changes in your life, the markets, and your goals. With ongoing guidance and proactive adjustments, our objective is to help you stay on track, make informed decisions, and build long-term financial confidence and security.
Financial Planning for Businesses
Our financial planning services for businesses are designed to help owners and leadership teams build a strong financial foundation, improve efficiency, and support long-term growth. We take a comprehensive approach that aligns business objectives with financial strategy, helping ensure decisions today support future success. We provide support in areas such as cash flow management, retirement plan design (including 401(k) and SEP options), tax planning strategies, risk management, and employee benefit solutions. We also assist with business succession planning and liquidity planning to help ensure continuity and stability over time. In addition, we offer ongoing financial analysis and planning reviews to help businesses adapt to changing market conditions and operational needs. By integrating business and personal financial planning where appropriate, our goal is to help owners make informed decisions, strengthen financial resilience, and support both business growth and long-term wealth creation.
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