VETTED

Cecilia Dicristofalo

CLU^®, ChFC^®

Tel: 352-354-1860 5331 Commercial Way Spring Hill, FL 34607

About Cecilia Dicristofalo

As a Financial Advisor, I help individuals, couples and families seek to grow their assets for the long term. I take this mission very seriously and work closely with my clients in order to recommend the appropriate products and services to help them work towards achieving their unique goals. I have the skills, knowledge and experience to match your investment portfolio with your risk tolerance, time horizon and investment objectives, while also suggesting alternatives to help preserve your assets.

About Prudential Advisors

Prudential Advisors is a renowned financial services leader with a rich history of helping individuals and institutions pursue financial security and prosperity.

We are dedicated to providing comprehensive financial planning and advisory services. Our mission is to help individuals, families, and businesses achieve their financial goals through personalized and strategic financial solutions. Also serving you at our Lakeland location 5110 S. Florida Ave. Ste 106, Lakeland, Fl 33813

See Disclosures

General Information

Insurance License#:

E181864

Name of Broker/Dealer:

LPL Enterprise

Name of Custodial Firm:

LPL Enterprise

Communities served:

Tampa Bay Area, Lakeland

Number of Years with Current Firm:

Work with the following types of clients:

Businesses, Individual Investors

Foreign Languages Serviced:

English, Spanish

Advisory Services Provided:

Portfolio Management, Financial Planning, Insurance Products & Annuities, Investment Advice & Management, Financial Advice & Consulting, Retirement Planning, Wealth Management, Money Management, Risk Management, Financial Planning for Individuals, 401K Rollovers

Qualifications & Memberships

Insurance and Annuity Licenses:

Health, Life, Variable Annuity, Long Term Care, Variable Life, Annuity, Disability

Services

Investment Types:

Mutual Funds, Options & Futures, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs)

I provide a free initial consultation:

Yes

Preferred meeting methods

Can meet clients in the following ways:

Your Office, Phone, Our Office, Your Home, Video Conference

Compensation and Fees

Fee Structure:

Fee-Based

Compensation Methods:

Hourly, Flat Fee, Commissions, Based on Assets

Education

Charter Financial Consultant:

The American College of Financial Services

04/12/2012 - 05/25/2014

Portfolio Management

Manage customized investment portfolios aligned with clients' financial goals, risk tolerance, and time horizon. Conduct on going portfolio analysis, performance reviews and tactical adjustments as needed.

Retirement Planning

I provide comprehensive retirement planning services to individuals transition confidently from accumulation to income distribution. Developed customized retirement income strategies incorporating investment management, Social Security optimization, pension analysis and tax efficient withdrawal planning.

401K Rollovers

Specialize in guiding individuals through 401K rollovers and retirement account transitions during career changes, layoffs, and retirement. Provide strategic analysis of employer-sponsored retirement plans and educate clients on rollover options, including IRA transfers, Roth conversions and maintaining assets within existent plans when appropriate.

Estate Planning & Trusts

Provide comprehensive estate planning guidance to help preserve wealth, mitigate tax exposure, and ensure assets are distributed according to their wishes. Collaborate with estate attorneys and tax professionals to design coordinated strategies aligned with long-term legacy goals.

Risk Management

Design a comprehensive and integrated protection strategy, incorporating insurance solutions, asset allocation adjustments, tax diversification, and emergency liquidity planning.

Disclosures

WiserAdvisor provides referrals to financial professionals of LPL Enterprise, LLC (LPLE). WiserAdvisor is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay WiserAdvisor cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.

LPL ADV 2A

https://www.lpl.com/content/dam/edam/format/disclosure/a58-lple.pdf

Additional Detailed Disclosures

https://www.lpl.com/content/dam/edam/format/disclosure/wiseradvisor-detailed-disclosures-lple.pdf

Disclaimer

Securities and investment advisory services offered through LPL Enterprise (LPLE), a Registered Investment Advisor. Member FINRA & SIPC, and an affiliate of LPL Financial.

Prudential Advisors' is a brand name for the proprietary retail sales channel of The Prudential Insurance Company of America (PICA) and its insurance company and other affiliates (collectively Prudential). Prudential Advisors financial professionals are licensed insurance agents of Prudential.

Pursuant to a strategic relationship among Prudential, LPLE, and LPL Financial, Prudential Advisors financial professionals provide securities brokerage services and/or investment advice on securities solely as registered persons of LPLE, an affiliate of LPL Financial. These financial professionals are permitted to brand under Prudential Advisors. LPLE and LPL Financial are not affiliated with Prudential or the Greater Florida Financial Group.

The LPL Enterprise registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

15 Years of Experience

CRD# 5338007 Firm CRD# 8733Insurance License# E181864Series: 6, 65

Compliance

Registered Investment AdvisorYes

Registered RepresentativeYes

Investment Advisor RepresentativeYes

Acknowledged fiduciaryYes

Compliance Disclosures in Last 5 yearsI have a clean record

Criminal Disclosures in Last 5 yearsI have a clean record

Office Hours

Monday9:00 AM - 5:00 PM

Tuesday9:00 AM - 5:00 PM