How do I choose a financial planner for retirement?

Finding the right person or a financial advisory firm to help with your retirement planning might take some effort, but the effort is worth it. Financial advisors might have different specializations, look for one who has had past experience in retirement planning. Also, this could translate to a long - term relationship, so it's important to find someone whom you like, trust and respect

How do I know if my financial advisor is a fiduciary?

A fiduciary is any person or firm who acts on behalf of another individual or firm to manage their assets. Fiduciary financial advisors provide their client the highest quality of care while maintaining 'good faith', meaning they wouldn't act in favor of anyone else's interests, including their own. The best way to be certain that a financial advisor is a fiduciary is to simply ask.

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Find Top Financial Advisors in Honolulu, Hawaii

Q: What does a financial advisor do?

Financial advisors help their client by providing financial advice and strategy to build wealth and eliminate risk. They assess the client's risk appetite, their unique needs and requirements, their short-term and long-term goals and guide them towards adopting the right financial plan, retirement plan, estate plan or education plan etc. as necessary. Learn more about the roles & benefits of a financial advisor.

Q: Is it worth paying for a financial advisor?

Financial advisors strategize financial planning and help you make the right decision about your investments. They weigh the pros and cons, and are breast with the latest industry updates regarding tax issues and investment vehicles. These valuable insights guide you to make investments that meet your financial requirements and goals such as buying a house, education, having a baby or securing your retirement.

Q: What is the difference between a financial planner and a financial advisor?

A financial advisor is any person who helps their client manage their money by giving valuable investment insights to help financial decision making. A financial planner is also a financial advisor but specializes in creating comprehensive plans for their clients to match their specific goals

Q: When should I hire a financial advisor?

A financial advisor can help you manage your finances especially when you don't have the time to do it yourself or when there are major changes in your life, such as getting married or having a baby. Even if you've managed your investment on your own, the best financial planners can vet your plan and assess it from a different perspective, to add surety to your decisions.

Q: How do I choose the right financial advisor?

While choosing a financial planner to help you with your investment decisions, it's important to do some spadework. Meet different consultants and compare and contrast their advice. Pick up clues that demonstrate their experience and integrity. It is also important to verify the credentials of an independent financial planner before making a decision.

Looking for a financial advisor? Look no further than WiserAdvisor. It is an excellent place to start your search to compare pre-screened and trustworthy financial advisors and firms to find the one that meets your needs. It is important for those who want to make informed decisions about their finances to consider working with a financial advisor, as seeking assistance from a skilled professional can provide you with insights that can greatly impact your financial journey. On our directory for Honolulu, Hawaii, you can find a vetted financial professional proficient in services including financial planning, investment management, and more. We also recommend using our free advisor match tool to compare up to 3 financial advisors matched to your specific needs.

How To Find Trusted Financial Advisors in Honolulu, Hawaii

Honolulu has 1 WiserAdvisor vetted Financial Planners and Advisors on the online list below for you to choose from. These financial advisors in Honolulu, Hawaii have an average of 25 years of experience.

NOTE: The list of vetted financial advisors in Honolulu, Hawaii mentioned below does not include all the advisors in our network due to their compliance listing restrictions. More vetted advisors may be available when you use our free match service to compare financial advisors near you in Honolulu, Hawaii.

Qualified Financial Advisors in Honolulu, Hawaii

VETTED

Financial Advisor	Experience	AUM	Minimum Assets	Fee Structure
M. GARRETT WHEELER1650 Ala Moana BlvdHonolulu, HI 96813	N/A	Not Specified	$100,000	Fee-Only

Financial Advisor

M. GARRETT WHEELER1650 Ala Moana BlvdHonolulu, HI 96813

ExperienceN/A

AUMNot Specified

Minimum Assets$100,000

Fee StructureFee-Only

Are you a Financial Advisor in Honolulu, Hawaii?

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Information on Qualified Financial Advisors in Honolulu, Hawaii

VETTED

M. GARRETT WHEELER

About SEA Financial Hawaii

There's a reason we built SEA Financial Hawaii the way we did. We are not beholden to any bank, insurance company, or Wall Street firm. SEA is proudly independent and that independence changes everything. As of May 1, 2026, SEA Financial Hawaii officially earned its Registered Investment Advisor (RIA) designation from the State of Hawaii. An RIA is exactly what it sounds like: a firm registered to provide investment advice and held to a fiduciary standard that legally requires us to put our clients interests first.

Most financial titles such as wealth manager, financial consultant, or financial advisor are largely marketing terms that can be used broadly throughout the industry. RIA is different. It is a regulatory designation governed by state and federal securities authorities and requires adherence to strict compliance, disclosure, and fiduciary standards.

SEA earned its RIA designation on May 1, 2026, and is registered with both the State of Hawaii and the U.S. Securities & Exchange Commission. That means every recommendation we make is legally required to serve your interests first. Unlike many traditional financial firms that operate within product quotas, commission structures, or corporate sales agendas, SEA is compensated exclusively by our clients not by commissions, referral fees, or third-party incentives. Our only agenda is yours.

We're rooted in community, built on long-term relationships, and committed to delivering advice that is transparent, personalized, and aligned with your goals. Think less Wall Street, more Honolulu. That's not just a philosophy it's a fiduciary standard we're held to by law. When your advisor is paid only by you, the advice becomes fully aligned with your best interests.

"He who has health has hope, and he who has hope has everything." -Arabic proverb

Advisory Services Provided

Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Advice & Consulting, Financial Planning for Individuals, Financial Planning for Businesses, Investment Advice & Management, Tax Advice and Services, Estate Planning & Trusts, Insurance Products & Annuities

Qualifications

Firm CRD# 340457

Compensation/Fee

Fee-Only, Hourly, Flat Fee, Based on Assets

Office Location

1650 Ala Moana Blvd,Suite 1605,Honolulu,HI 96813

Phone Number

808-216-4147

WiserAdvisor Reviews

Note: The client testimonials appearing above may not necessarily be representative of all client experiences with WiserAdvisor. You may click on the number of total reviews hyperlinked above to review the entirety of the reviews WiserAdvisor has received. WiserAdvisor did not pay any compensation in consideration of such reviews.

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I Want to Take Charge.

Help me find and compare top vetted financial advisors in my area.

FINRA/SEC Registered Advisors

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Top Financial Advisory Firms in Honolulu, Hawaii

Honolulu, Hawaii is home to several reputable financial advisory firms specializing in multiple advisory services such as investment management, retirement planning, estate planning, tax strategies, and risk management.

Most firms in Honolulu, Hawaii are registered with the SEC and follow a fiduciary standard. This means that they are legally obligated to act in the best interest of their clients. Being part of one of the largest and most diverse financial advisory markets in the country, the firms are well-versed in serving individuals and businesses with complex financial needs.

Methodology

To identify the top financial advisors and advisory firms in Honolulu, Hawaii, all SEC-registered firms based in the city were first identified. Each firm was subsequently assessed based on the number of clients and affiliated advisors, AUM, fee structure, and the range of advisory services they provide. The associated advisors and firms were then ranked according to the following criteria:

AUM:Firms are ranked based on the size of their AUM, with those having larger AUMs being ranked higher.

Number of Clients:Firms catering primarily to individual clients were ranked higher.

Fee Structure:Firms employing a fee-only compensation structure are ranked higher.

Age of Firm:Established firms with proven longevity are ranked higher.

Clients per Advisor:Firms having a lower client-to-advisor ratio are ranked higher.

Advisory Services Offered:Firms offering a broad range of advisory services are ranked higher.

Please note: All information is sourced from publicly available records and updated once a year, ensuring any changes in credentials, services, or regulatory status are reflected and up to date. Firms are selected and ranked independently, according to the criteria described above.

WiserAdvisor features the firms listed above in the 'Top Advisory Firms' section based on objective criteria, without any influence from existing affiliations. No firm receives preferential treatment due to any relationship with WiserAdvisor.


CKW FINANCIAL GROUP, LLCHonolulu, HI	7	1470	$1,969,795,561	A percentage of AUM, Fixed fees
ASSET MANAGEMENT GROUP OF BANK OF HAWAIIHonolulu, HI	34	25	$1,115,051,000	A percentage of AUM
CADINHA & CO LLCHonolulu, HI	19	1401	$1,005,642,475	A percentage of AUM, Hourly charges
TRINITY FUND ADVISORS LLCHonolulu, HI	35	6	$626,685,758	A percentage of AUM, Fixed fees, Performance Based
THE RICE PARTNERSHIP, LLCHonolulu, HI	9	830	$609,369,860	A percentage of AUM, Fixed fees
BLACKSAND CAPITAL, LLCHonolulu, HI	8	9	$474,526,720	A percentage of AUM, Performance Based
MOSAIC PACIFIC INVESTMENT ADVISORSHonolulu, HI	8	1532	$379,516,077	A percentage of AUM, Hourly charges
BANKOH ADVISORSHonolulu, HI	37	1202	$343,717,362	A percentage of AUM
REGENCY CAPITAL MANAGEMENT INC.Honolulu, HI	4	307	$279,478,877	A percentage of AUM
YIM INVESTMENT MANAGEMENT, LLCHonolulu, HI	6	1456	$241,801,165	A percentage of AUM, Commission Based
BISHOP STREET CAPITAL MANAGEMENTHonolulu, HI	12	1	$217,037,981	A percentage of AUM
ANDREWS ADVISORY ASSOCIATES, LLCHonolulu, HI	2	642	$198,409,109	A percentage of AUM, Hourly charges, Fixed fees
KAHALA FINANCIAL ADVISORS, LLCHonolulu, HI	2	163	$175,229,524	A percentage of AUM
SONIC GP LLCHonolulu, HI	1	1	$163,592,887	A percentage of AUM, Performance Based
KOBO WEALTH CONSERVANCYHonolulu, HI	3	292	$155,424,548	A percentage of AUM