We help you gain power over your money through a multi-stage financial planning process. The goal
is to get to know you very, very well to create a customized plan that fits what you and your
family need, not what some high-budget advertising campaign is designed to sell you.
Our goal is to become your trusted partner to help you understand what you have, as well as what you may need to move you closer to your financial goals. Our independent structure allows us to work with your current advisor team, or to introduce you to other professionals who may be able to help you -such as legal or tax advisors.
We want to work with people who value professional advice and want an independent, professional advisor to help them make informed decisions about their money. If that describes you, we'd like to meet you to see if we can parnter with you.
|Firm Start Year:||2000|
|Name of Broker/Dealer:||LPL Financial|
|Name of Custodial Firm:||LPL Financial|
|States Licensed in:||IA, CO, FL, IL, KS, MN, MO, NE, NY, TX, WI|
|Number of Years with Current Firm:||18|
|Work Experience:||Business Owner - 18 years (present) Advisor - Wells Fargo Investments - 4 years|
|I work with the following types of clients:||Businesses , Individual Investors , Non-Profit Organizations|
|Investment Types:||Insurance , Stocks , IRAs , Alternative Investments , Exchange Traded Funds (ETFs) , Bonds , Mutual Funds , Annuities , Socially Responsible Investments (SRI)|
|I can meet clients in the following ways:||Via email , Via phone , At my office , At your home , Video Conference , At your office|
Qualifications & Memberships
|Insurance and Annuity Licenses:||funeral expenses , Disability , Annuity , Health , Life , Variable Annuity , Long Term Care , Variable Life|
|Financial Organization Memberships:||Society of Financial Services Professionals , National Association of Insurance and Financial Advisors (NAIFA) , Paladin Registry|
|Non-Financial Organization Memberships:||Chair - Marion Public Services Board Board Member - Marion Senior Living Community Board Member - Cedar Rapids National Association of Insurance and Financial Advisors Board Member - Cedar Rapids Society of Financial Service Professionals Board Member - Retirement Income Industry Association Education Board & Peer Reviewer for Retirement Income Journal Member - CEO Roundtable Member - Marion/Cedar Rapids Chamber of Commerce Local President - Iowa State University Alumni Assn for Linn & Johnson Counties Assistant Coach - U-10 Linn Mar baseball Assistant Coach - U-8 AYSO Girls soccer Former - Marion City Council Member Former - Board member of Cedar Rapids Financial Planning Assn.|
|Advisor's Number of Clients:||200|
|Advisor's Number of Managed Clients:||200|
|Advisor's Number of Planning Clients:||150|
|Assets Managed by Advisor:||$30MM|
|Investment Advisor Representative:||Yes|
|I am an acknowledged fiduciary:||Yes|
|Compliance Disclosures in Last 5 years:||I have a clean record|
|Criminal Disclosures in Last 5 years:||I have a clean record|
Compensation and Fees
|Fee Structure:||I am a fee-based financial professional|
|Minimum Portfolio Size for New Managed Accounts:||50,000|
|Compensation Methods:||Based on Assets , Flat Fee , Commissions , Hourly|
|Fee % Based on Assets:||1|
|Additional Details on Charges:||
Fees are discussed up-front with clients. |
Fee estimate is provided at time planning engagement is agreed to.
Annual fees for investment management are assessed on a sliding scale and may be increased or decreased depending on the services needed by the client. I will work with the client to define those needs to make the appropriate choices when implementing their investment strategy.
|Minimum Fee Charged for Managed Accounts:||$300|
|Minimum Fee Charged for Hourly Planning Accounts:||$300|
|Minimum Fee Charged for Flat Fee Accounts:||$0.00|
Securities and advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC. Financial Planning offered through TrueWealth Stewardship, a Registered Investment Advisor and a separate entity from LPL Financial.
Craig and his wife, Ann, have three beautiful, healthy children under the age of 14. Both Craig & Ann are native Iowans.
Their kids are involved in softball, baseball, and soccer where Ann and Craig help coach their kids' teams. The family enjoys playing board games together? Rummikub, Sorry, Life, UNO, Clue and Monopoly of course!
Besides a busy family life, Craig has been very active in the local community. He served 8 years as a Marion City Council Member and 2 years on the Marion Planning and Zoning Commission. Currently he is a Chamber of Commerce member, chair of the Marion Public Services Board, and is on several other boards related to affordable Senior housing and Senior volunteering opportunities.
Craig enjoys reading biographies, history, and business books. He is an avid Iowa State Cyclone fan -holding season tickets for multiple sports and watching them play on TV.
Financial Advice & Consulting
We help clients match their finances to their unique needs. For those client who want to match their finances with their values are welcomed to explore our "Empowered Wealth" counseling.
Financial Planning for Individuals
Are you a busy person? Lots of our clients are. Many of them are fully capable of managing their own money. But they have partnered with us to help them identify what they need to do, determine how best to get them closer to their goals, and help keep them on track through regular meetings to hold them accountable or work on a plan that can evolve with the changes they are experiencing.
Financial Planning for Businesses
Our business clients are busy running a company. In most cases they have employees who are counting on them for a paycheck. There isn't a lot of time or energy left most days to stay up on some of the tax implications of owning a business. We work with our clients to identify strengths and weaknesses in their personal and business planning as it directly impacts how much they pay in taxes and insurance coverage they need to keep in place.
|Cedar Rapids||Center Point|
|Mon.||9:00 AM - 5:00 PM|
|Tue.||9:00 AM - 5:00 PM|
|Wed.||9:00 AM - 5:00 PM|
|Thu.||9:00 AM - 5:00 PM|
|Fri.||9:00 AM - 5:00 PM|
|Sat.||9:00 AM - 5:00 PM|