Welcome to The Retirement Planning Group!
We are an independent registered investment advisory firm that specializes in helping individuals and families plan for and achieve their retirement goals. Over 1,500 families* already trust us to guide them toward their ideal financial future.
Our team consists of CERTIFIED FINANCIAL PLANNER professionals, CPAs, CRPC®s, or Chartered Financial Analyst® that are here to guide you. Our comprehensive retirement planning and wealth management approach includes assessing your current financial situation, setting financial goals, and implementing a personalized financial plan to help you achieve your long-term retirement objectives. See how we work.
When you become a client of The Retirement Planning Group, you are assigned to a dedicated group of professionals: a Wealth Manager, Tax Professional, Investment Team Member, and Client Relationship Manager. Each professional is position-specific and designed to help in a specific area while collaborating with the entire team. When you have a team working on your behalf, with each person dedicated to a discipline, you can get better results.
Discover real-life success stories of clients who trusted The Retirement Planning Group for their retirement planning needs in Kansas City, St Louis, and Denver. Read our case studies and learn how we can help secure your financial future.
The Easiest firm to work with on planet Earth.
Every engagement with us is designed to be easy. From booking appointments to communicating with your advisor via phone app or text, opening accounts to accessing documents, and getting answers, we strive to make it the best experience you can find.
Ready to meet the rest of the team? Yep, we're real people who really care about you, your family, and your goals! See for yourself!
*As of 1/1/2022
Our Team
David was born and raised in Overland Park, Kansas, where he studied Finance and Math at Avila University and played baseball. David started with a Math degree but wasn't sure what path he wanted or could take with that degree. One day he googled, "What can you do with a math degree?" and he came across the financial advisory career path. His natural inclination towards math and his desire to help others started him down the path to becoming a financial advisor.
David started with TRPG in early 2020 and has since transferred his passion for athletics to helping clients plan for their ideal financial future. He enjoys building personal relationships with clients while being their financial guide. David's goal is to help his clients understand the financial concepts related to their unique situation so they can stress less and enjoy their lives.
Outside of work, David enjoys spending time with his wife Morgyn, daughter Everly, and their dog Archie, spending time with family, golfing, and watching every sporting event possible.
Ryan was born and raised in Olathe, KS and currently resides in Leawood, KS. His drive and competitiveness stems from a background in athletics, which has played a big role in who he is today. Ryan has been a Financial Advisor since he got out of school in 2002. Although he didn't realize it at the time, his destiny into the world of finance began early in his high school days when a checkbook of his didn't quite balance out. From that point forward, he developed a meticulous attention to detail with all things financial - a trait that he proudly carries with him today.
Ryan was here the day The Retirement Planning Group opened its doors in 2004. He has worked in all capacities with The Retirement Planning Group since then. Ryan's passion and love for this business truly lies in helping clients with a worry-free and fulfilling retirement. In 2013, Ryan attained the CERTIFIED FINANCIAL PLANNER™ designation - one of the great personal achievements of his career.
He and his wife, Aislinn, stay busy keeping up with their three children, Lucy, Rose, & Leo. Spending time together as a family is the most rewarding thing for Ryan - whether it's taking a trip together, relaxing at the lake, or pancake Saturdays. Outside of work, Ryan enjoys being as active as possible by trying to exercise regularly, pretending to be a golfer, and chasing kiddos around the yard.
129625
801-62655
6098929
Charles Schwab, Fidelity
17
Businesses, 7685976861, Individual Investors
Financial Planning, Insurance Products & Annuities, Estate Planning & Trusts, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Legal Advice and Services, Investment Advice & Management, Financial Advice & Consulting
Yes
Yes
I have a clean record
I have a clean record
CFP®
Series 65
Mutual Funds, Bonds, Stocks, Exchange Traded Funds (ETFs)
Email, Phone, Video Conference, Our Offices, Your Home, Our Office
Fee-Only
Based on Assets, Hourly, Flat Fee
Over 1500
$1,000,000,000+
Yes
If your plan dictates that we need 60% of your investments to be in stock and 40% in bonds, that will be the starting point of the conversation. Your plan (based on 100+ years of return probability) will dictate the allocation, not how any of us are feeling on a certain day.
We'll take that allocation further and customize it to make sure we have the perfect amount of cash in the accounts at all times, substitute recommended positions for the investments you already own, and assign different allocations for different types of accounts (IRA vs. Trust vs. Roth IRAs).
So what does this mean for YOU and your portfolio? At the end of our meeting, you'll end up with a beautifully diversified, cost-effective portfolio with the right allocation of stock and bonds structured in a tax-efficient way and in line with your overall plan.
It won't be based on a stapled-together two-page risk assessment profile filled out in the lobby five minutes before you meet with an advisor.
When you are done, you'll have an easy-to-understand plan that will be assigned a confidence score, so you can have less stress and feel more optimistic.
Where Will My Income Come From In Retirement?
You may not be working a traditional job, but you will still need an income in retirement. Many people rely on social security payments in retirement, which only applies to those who had a job and paid into this program. The amount you receive depends on the hours worked. To see how much you will expect to receive, request your social security statement or try the free calculator online at ssa.gov. Beyond social security, here are some of the most common income sources people rely on for income in retirement:
- Pensions
- Individual Retirement Accounts (IRA, Roth IRA)
- Retirement savings plans (401k, 403b, 457, TSP)
- Real estate investments
- Other investments (Savings, annuities, inheritance, CDs, bonds, etc)
We've vetted several independent Estate Planning attorneys. These attorneys all focus solely on Estate Planning issues. They come to our offices to meet with our clients and work at pre-negotiated discounted rates.
As Estate Planning laws change, we'll refresh documents as necessary and you'll have one set of advisors looking out for generations to come!
After all, if you can track your Amazon purchase and know exactly where it is in the country, why in the world can't tax be the same? At The Retirement Planning Group, we knew there was a better way - so we created a tax experience unlike any other. You are kept up to date with notifications on exactly where we are with the preparation and filing of your tax return!
Anyone can benefit from the wealth and financial management strategies. However, it is a different approach than just building for retirement or diversifying your investment portfolio or minimizing taxes. Wealth management is often the next step in one of these strategies, as it includes multiple strategies such as building wealth for retirement, planning your estate, looking into tax planning and preparation, and even life insurance, wills, and other financial planning opportunities. Typically, wealth management is geared towards high-net-worth individuals.
If you have multiple assets, own your own home, have money in retirement, think you need life insurance, or just are looking for the next step in your financial planning, wealth planning may be right for you and your family.
Additional Detailed Disclosures
