VETTED

Richard Stumpf

AEP^®, NSSA^®, CPFA, CFP^®, CEBS^®, AIF^®

Tel: 316-315-0147 3500 North Rock Road Bulding 300 A Wichita, KS 67226

About Richard Stumpf

Richard is a Certified Financial Planner^® (CFP). Retirement income planning is his specialty, as is investment management for clients who are retired or nearing retirement. Richard is an Accredited Investment Fiduciary. He is also a National Social Security Advisor certificate holder. He helps clients with all aspects of their financial life, from basic budgeting to complicated estate plans. He has been a national board member for both the Certified Financial Planner organization and the Financial Planning Association, the professional organization for financial planners. Richard leads a firm with 4 financial advisors. The firm also includes a Medicare specialist.

About Financial Benefits, Inc

Richard is a Certified Financial Planner practitioner and Certified Employee Benefits Specialist, practicing financial planning since 1986. Richard is also an Accredited Investment Fiduciary. The firm provides comprehensive personal and business financial planning for owners and executives of companies, and employee health and retirement benefits for employees. Our main focus is retirement planning for both individuals and companies. Our investment style is called Risk Managed Investing. We manage for risk first, and return second.

See Disclosures

General Information

Firm Start Year:

1986

Name of Broker/Dealer:

Cambridge Investment Research, Inc

States Licensed in:

Kansas, Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Hawaii, Iowa, Illinois, Indiana, Kentucky, Massachusetts, Maryland, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Texas, and Virginia.

Number of Years with Current Firm:

Work Experience:

Financial Planner, since 1986.

Retired Lt Col, USAF

Instructor for a Government contractor teaching financial classes to military members.

Work with the following types of clients:

Non-Profit Organizations, Individual Investors, Businesses

Advisory Services Provided:

Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Financial Advice & Consulting

Qualifications & Memberships

Insurance and Annuity Licenses:

Variable Life, Long Term Care, Variable Annuity, HMO, Life, Health, Annuity, Accident, Casualty, Property, Disability

Financial Organization Memberships:

Financial Planning Association (FPA)

Non-Financial Organization Memberships:

Wichita Estate Planning Council Central Kansas Planned Giving RoundTable

Services

Investment Types:

Mutual Funds, Exchange Traded Funds (ETFs), Alternative Investments, Insurance, Annuities, Stocks, Bonds, Options & Futures, Socially Responsible Investments (SRI)

I provide a free initial consultation:

Yes

Preferred meeting methods

Can meet clients in the following ways:

Phone, Our Office, Your Home, Your Office, Email, Video Conference

Compensation and Fees

Fee Structure:

Fee-Based

Minimum Portfolio Size for New Managed Accounts:

$100,000

Compensation Methods:

Hourly, Flat Fee, Commissions, Based on Assets

Firm Information

Advisor's Number of Clients:

200

Advisor's Number of Managed Clients:

Advisor's Number of Planning Clients:

100

Total Assets Under Management by Advisor:

$100,000,000

Education

BS - Agronomy:

KState - Manhattan, KS

1975 - 1979

MBA - Finance:

University of Montana - Montana

1979 - 1985

Disclosures

WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.

Additional Detailed Disclosures

https://www.wiseradvisor.com/disclosure/1853465/wiseradvisor-financial-benefits,-inc-detailed-disclosure.html

Disclaimer

Financial Benefits, Inc cannot accept trade orders through e-mail. Important letters, e-mail, or fax messages should be confirmed by calling (316) 315-0147. This email service may not be monitored every day, or after normal business hours. Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Advisory Services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Financial planning services through Financial Benefits, Inc, a Registered Investment Advisor. Cambridge Investment Research, Inc is not affiliated with Financial Benefits, Inc. The information in this email is confidential and may be legally privileged. It is intended solely for the addressee. Access to this email by anyone else is unauthorized. If you are not the intended recipient any disclosure, copying, distribution or any action taken in reliance on it, is prohibited and may be unlawful.

33 Years of Experience

CRD# 1454350 Firm CRD# 39543Series: 7, 65, 63, 24

Compliance

Registered Investment AdvisorYes

Registered RepresentativeYes

Investment Advisor RepresentativeYes

Acknowledged fiduciaryYes

Compliance Disclosures in Last 5 yearsI have a clean record

Criminal Disclosures in Last 5 yearsI have a clean record

Office Hours

Monday9:00 AM - 6:00 PM

Tuesday9:00 AM - 6:00 PM