I take a client-first approach focused on helping my clients navigate through the complex and emotional financial decisions that surround their lives.
I concentrate on doing three things for my clients and ask one in return. I help them:
- Simplify their financial lives
- Generate the necessary returns and income to sustain the lifestyle they desire now and in retirement
- Build a legacy for the ones they love and the things they care about.
What I ask in return: should my clients have a question on anything financial, I expect to be the first phone call.
General Information |
| Insurance License#: | RPI146578 |
| Name of Broker/Dealer: | Harbor Investment Advisory |
| Name of Custodial Firm: | Pershing LLC |
| States Licensed in: | MD, CT, NY, FL, VA, AK, AZ, CA, DE, GA, KY, OH, NJ, PA, |
| Number of Years with Current Firm: | 6 |
| Work with the following types of clients: | Individual Investors, Businesses |
Services |
| Investment Types: | Mutual Funds, Annuities, Alternative Investments, Exchange Traded Funds (ETFs), Commodities, Insurance, Stocks, Bonds, Options & Futures, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Our Office, Your Home, Phone, Your Office |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Health, Annuity, Life, Disability, Variable Annuity, Long Term Care, Variable Life |
Firm Information |
| Assets Managed by Firm: | $5 Billion |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | 250000 |
| Compensation Methods: | Based on Assets |
Education |
| Bachelor of Business Administration - Finance | University of Loyola, Maryland
- Maryland September 1997-May 2014 |
FAQs |
Why should I choose you as my financial advisor?I am a fully licensed Financial Advisor and CERTIFIED FINANCIAL PLANNER™ I have a Business degree from Loyola College with a concentration in Finance. |
What are your qualifications? What is your education background?I take a client first approach. I encourage involving your other trusted advisors such as a CPA and Estate planning attorney in the financial planning process. A collaborative approach ensures all the pieces of your plan are working in unison. |
How are you compensated? How will I pay for your services?I charge a one-time fee, depending on the complexity of your situation, to build the plan. If you want help implementing the recommendation, we will customize a pay schedule. |
Will you be the only person working with me?I work on both a discretionary and non-discretionary basis. |
Do you offer any guaranteed results?There are no guarantees but I promise to work with you through the entire process. The key to success is communication and reviewing your situation on an annual basis (minimum). |
Disclosures |
|
WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
|
Additional Detailed Disclosures |
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
| Mon. | 9:00 AM - 5:00 PM |
| Tue. | 9:00 AM - 5:00 PM |
| Wed. | 9:00 AM - 5:00 PM |
| Thu. | 9:00 AM - 5:00 PM |
| Fri. | 9:00 AM - 5:00 PM |
 |
 |
 |
 |