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Find Best Financial Advisors in Maryland

Advisor Match

A densely populated state like Maryland has different types of experienced & certified financial advisors such as fiduciary financial advisors and fee only financial planners making it challenging for you to choose the one that may perfectly meet your financial situation and needs. WiserAdvisor has pre-qualified and selected some of the top qualified financial advisors, independent certified financial planners, financial advisory firms & associations in Maryland and has listed them below with their details such as qualifications, service offerings, and other important information that you could use while searching for financial advisors to best suit your financial and investment goals. Please note that the list of financial advisors mentioned below does not include all vetted advisors as some have not been listed as per their request. They may be available when you use our free match tool to compare up-to 3 financial advisors if they match your specific requirements and preferences.

Qualifications of Top Financial Advisors & Certified Financial Planners in Maryland

Each and every financial advisor in our network from large Fortune 500 companies to small independent financial firms are pre-screened for industry experience, disclosures and registrations with SEC and FINRA. Collectively, our Pre-Screened advisors, serve thousands of happy clients, managing billions of dollars and providing financial freedom and security for families and individuals like you.

List of Qualified Financial Advisors in Maryland
Financial Advisor Office Location Phone Number
Geoffrey Burroughs
Harbor Investment Advisory
2330 W. Joppa Rd,
Lutherville, MD  21093
(410) 659-8905
Nilos T. Sakellariou, CFM
NTS Bearing-Total Wealth Management.
61 Cornhill Street,
Annapolis, MD  21401
(410) 263-1313
Brandon Oliver
Oliver Wealth Management
901 Dulaney Valley Road, Suite 701,
Towson, MD  21204
(410) 343-7125
Kevin Colleran
Edelman Financial Engines, LLC
6550 Rock Spring Drive,
Bethesda, MD  20817
(301) 547-3169
Michelle Muhammed
Edelman Financial Engines, LLC
12510 Prosperity Drive,
Silver Spring, MD  20904
(301) 563-9015
Ken Grier
Edelman Financial Engines, LLC
1 Research Court Suite 450,
Rockville, MD  20850
(301) 963-1000
John Zinaich CFP®,ChFC®,CLU®, AIF®
Zinaich Capital and Risk Management
9243 Mountain Meadow Drive,
Boonsboro, MD  21713
(240) 285-1911
Justin Gradolf
Sandbox Financial Partners
6903 Rockledge Dr,
Bethesda, MD  20817
(301) 214-4190
George Pikounis
InvestEd
345 N Charles St,
Baltimore, MD  21201
(410) 469-9532
Erich Imphong, CFP®
Plotkin Financial Advisors, LLC
8401 Connecticut Ave,
Chevy Chase, MD  20815
(301) 907-9790
David Middleton
Middleton Advisory
3 Bethesda Metro Center,
Bethesda, MD  20814
(202) 503-4015
Carl Sera
Sera Capital Management, LLC.
1910 Towne Centre Blvd,
Annapolis, MD  21401
(443) 534-3324
Nick Ibello
Williams Asset Management
8850 Columbia 100 Parkway,
Columbia, MD  21045
(410) 740-0220

Information on Qualified Financial Advisors in Maryland

Qualifications CRD# 5379858
Series 7, 31, 66

Compensation/Fee Fee-Based (Fee and Commissions), Based on Assets


Office Location 2330 W. Joppa Rd,
Lutherville,
MD 
21093
Phone Number (410) 6598905

About Harbor Investment Advisory

I take a client-first approach focused on helping my clients navigate through the complex and emotional financial decisions that surround their lives. I concentrate on doing three things for my clients and ask one in return. I help them: - Simplify their financial lives - Generate the necessary returns and income to sustain the lifestyle they desire now and in retirement - Build a legacy for the ones they love and the things they care about. What I ask in return: should my clients have a question on anything financial, I expect to be the first phone call.



Qualifications CRD# 2108146
FirmCRD# 124504
Series 7, 10, 31, 63, 65, 66

Compensation/Fee Fee Only, Based on Assets


Office Location 61 Cornhill Street,
Annapolis,
MD 
21401
Phone Number (410) 2631313

please email me for a current biography. Or visit my firm's website for additional information www.NTSBEARING.com

About NTS Bearing-Total Wealth Management.

NTS Bearing is a registered branch of Arete Wealth Management LLC., member FINRA, SIPC & NFA. NTS Bearing offers the professional experience and investment knowledge of Mr. Nilos T. Sakellariou, CFM, who for over 27 years has helped high net-worth individuals and prominent families achieve their financial goals, grow & preserve their wealth and build lasting legacies for their future generations and loved ones. Using a private family office model, Mr. Sakellariou manages his firm within the parameters of his core principles: trust, knowledge, integrity, discretion and an unwavering focus on overall investment results. The firm's emphasis on the private family office model ensures a level of service which distinguishes and sets NTS Bearing apart from the standard cookie-cutter mentality prevalent at the big-name investment houses. The firm is uniquely positioned to offer customized investment strategies tailored to each client's unique circumstance. Mr. Sakellariou's proprietary CORE Equity Strategies and Defensive Capital Appreciation Methodology provide unique opportunities for those clients who desire more breadth from their investment portfolios. I sincerely invite you to contact us to fully appreciate how my firm can enhance your family's financial future.



Qualifications CRD# 3251099
FirmCRD# 25536

Compensation/Fee Fee-Based (Fee and Commissions), Based on Assets


Office Location 901 Dulaney Valley Road, Suite 701,
Towson,
MD 
21204
Phone Number (410) 3437125

With over 20 years of experience, Brandon has learned that most clients want the same thing: an honest relationship with a professional who genuinely wants to help them achieve their goals. And so, wanting to fulfill that mandate, Brandon founded Oliver Wealth Management, a firm free of conflicts of interest and Old Wall Street bias. Unlike firms that are focused on selling products, Oliver Wealth Management is focused on one thing the financial success of its clients. Brandon's interest in finance and investing began in college, and his entrepreneurial spirit and desire to build led him into the brokerage business. Brandon credits his father, Richard, for instilling the belief that he can be successful against enormous odds. Armed with a Bachelor of Science Brandon graduated from Towson University on a Monday and started his career with Morgan Stanley on a Tuesday. Brandon started in a class of 280 trainees at 2 World Trade Center in New York. After three weeks of training, he started his career in downtown Baltimore with a phone and a Criss Cross directory. After 3 years, 35 trainees remained and Brandon finished #1 in the class. He was National Sales Director award winner each of his first 3 years with Morgan.

About Oliver Wealth Management

Wealth Management with a Difference Accumulating wealth is only part of the equation, but that?s what most financial advisors focus on. So you're left to ride the ups and downs of the market without proper risk control. We believe you deserve better. That's why at Oliver Wealth Management, we apply financial science to all parts of your financial life. It starts with careful management of all the variables within your control. We include strategies for asset preservation and income distribution.



Qualifications CRD# 3195675
FirmCRD# 104510
Series 7, 66

Compensation/Fee Fee Based Only - No Commissions


Office Location 6550 Rock Spring Drive,
Suite 510,
Bethesda,
MD 
20817
Phone Number (301) 5473169

Joined Edelman Financial Engines in 2014. Began his career in the financial services industry in 1999. Earned the Certified Financial Planner certification(s). Bachelor's degree in Science of Finance from University of Maryland, College Park.

About Edelman Financial Engines, LLC

Since 1986, Edelman Financial Engines has been committed to always acting in the best interest of our clients. We were founded on the belief that all American investors - not just the wealthy - deserve access to personalized, comprehensive financial planning and investment advice. Today, we are America's top independent financial planning and investment advisor, recognized by both InvestmentNews1 and Barron's2, with 180+ planner offices across the country and entrusted by more than 1.1 million clients to manage more than $200 billion in assets. Our unique approach to serving clients combines our advanced methodology and proprietary technology with the attention of a dedicated personal financial planner. Every client's situation and goals are unique, and the powerful fusion of high-tech and high- touch allows Edelman Financial Engines to deliver the personal plan and financial confidence that everyone deserves. 1Ranking and status for 2017. For independence methodology and ranking, see InvestmentNews Center (http://data.investmentnews.com/ria/); 2The Top 40 Independent Advisory Firm Ranking issued by Barron's is qualitative and quantitative, including assets managed, the size and experience of teams, and the regulatory records of the advisers and firms. Firms elect to participate, but do not pay to be included in the ranking. Investor returns/experience are not considered. 2018 ranking refers to Edelman Financial Services (EFS), which combined its advisory business in its entirety with Financial Engines Advisors L.L.C. (FEA) in November 2018. For the same survey, FEA received a precombination ranking of twelfth.



Qualifications CRD# 4290958
FirmCRD# 104510
Series 7, 9, 10, 24, 66

Compensation/Fee Fee Based Only - No Commissions


Office Location 12510 Prosperity Drive,
Suite 350,
Silver Spring,
MD 
20904
Phone Number (301) 5639015

Joined Edelman Financial Engines in 2013. Began her career in the financial services industry in 2004. Earned the Chartered Financial Consultant and Certified Financial Planner certification(s). Bachelor's degree in Chemistry from Seton Hall University.

About Edelman Financial Engines, LLC

Since 1986, Edelman Financial Engines has been committed to always acting in the best interest of our clients. We were founded on the belief that all American investors - not just the wealthy - deserve access to personalized, comprehensive financial planning and investment advice. Today, we are America's top independent financial planning and investment advisor, recognized by both InvestmentNews1 and Barron's2, with 180+ planner offices across the country and entrusted by more than 1.1 million clients to manage more than $200 billion in assets. Our unique approach to serving clients combines our advanced methodology and proprietary technology with the attention of a dedicated personal financial planner. Every client's situation and goals are unique, and the powerful fusion of high-tech and high- touch allows Edelman Financial Engines to deliver the personal plan and financial confidence that everyone deserves. 1Ranking and status for 2017. For independence methodology and ranking, see InvestmentNews Center (http://data.investmentnews.com/ria/); 2The Top 40 Independent Advisory Firm Ranking issued by Barron's is qualitative and quantitative, including assets managed, the size and experience of teams, and the regulatory records of the advisers and firms. Firms elect to participate, but do not pay to be included in the ranking. Investor returns/experience are not considered. 2018 ranking refers to Edelman Financial Services (EFS), which combined its advisory business in its entirety with Financial Engines Advisors L.L.C. (FEA) in November 2018. For the same survey, FEA received a precombination ranking of twelfth.



Qualifications CRD# 5660826
FirmCRD# 104510
Series 6, 63, 65

Compensation/Fee Fee Based Only - No Commissions, Based on Assets


Office Location 1 Research Court Suite 450,
Rockville,
MD 
20850
Phone Number (301) 9631000

Joined Edelman Financial Engines in 2012. Began his career in the financial services industry in 2009. Successfully completed the Series 6, 63, and 65 examination(s) administered by FINRA. Earned the Certified Fund Specialist (CFS®) and Chartered Retirement Planning Counselor (CRPC® certification(s). Member of the Chesterfield Chamber of Commerce. He became a client of the firm in 2006 and that relationship resulted in him joining Financial Engines as a fiduciary advisor in 2012. Hometown is Richmond, VA, currently resides in Loudon County, VA. Married to Stacey and they have two daughters. Ken enjoys market history and research, traveling, range/target shooting, tennis. He also has a deep knowledge of real estate investing.

About Edelman Financial Engines, LLC

Since 1986, Edelman Financial Engines has been committed to always acting in the best interest of our clients. We were founded on the belief that all American investors - not just the wealthy - deserve access to personalized, comprehensive financial planning and investment advice. Today, we are America's top independent financial planning and investment advisor, recognized by both InvestmentNews1 and Barron's2, with 180+ planner offices across the country and entrusted by more than 1.1 million clients to manage more than $200 billion in assets. Our unique approach to serving clients combines our advanced methodology and proprietary technology with the attention of a dedicated personal financial planner. Every client's situation and goals are unique, and the powerful fusion of high-tech and high-touch allows Edelman Financial Engines to deliver the personal plan and financial confidence that everyone deserves. 1Ranking and status for 2017. For independence methodology and ranking, see InvestmentNews Center (http://data.investmentnews.com/ria/); 2The Top 40 Independent Advisory Firm Ranking issued by Barron's is qualitative and quantitative, including assets managed, the size and experience of teams, and the regulatory records of the advisers and firms. Firms elect to participate, but do not pay to be included in the ranking. Investor returns/experience are not considered. 2018 ranking refers to Edelman Financial Services (EFS), which combined its advisory business in its entirety with Financial Engines Advisors L.L.C. (FEA) in November 2018. For the same survey, FEA received a precombination ranking of twelfth.



Qualifications CRD# 4121001
FirmCRD# 137945
Series 7, 66

Compensation/Fee Fee-Based (Fee and Commissions), Based on Assets


Office Location 9243 Mountain Meadow Drive,
Boonsboro,
MD 
21713
Phone Number (240) 2851911

John has been in the Financial Services industry for 29 years, having worked at one of the world's largest insurance companies, one of the world's largest brokerage houses, and a small community bank. This varied experience, when combined with the fact that he is a Certified Financial Planner® certificant, a Chartered Financial Consultant®, a Chartered Life Underwriter®, and an Accredited Investment Fiduciary®, makes him uniquely positioned to provide his clients with the utmost holistic financial planning advice. He attended Youngstown State University on both partial academic and athletic scholarships, and finished his business degree at Frostburg State University. He resides in Maryland, and has been blessed with a wonderful wife, four incredible children, and three amazing host children! He has been a member of the Financial Planning Association and The Frederick Estate Planning Council, as well as being a former church Board Member. He has been an avid coach for many years in both basketball and soccer, and believes greatly in the life lessons that young men and women can gain from playing sports--team work, loyalty, patience, hard work, determination, and goal setting. He holds the FINRA sponsored Series 7 and 66 securities licenses, and also holds Life, Health, and Variable licenses in the insurance arena. Securities and Investment Advisory Services offered through Founders Financial Securities, LLC Member FINRA , SIPC and Registered Investment Advisor.

About Zinaich Capital and Risk Management

Our mission is to have a positive and inspiring effect upon those we are blessed to serve. As an independent, fee-based, holistic financial planning enterprise, we apply servant leadership with a deep understanding of our private clientele to achieve their dreams. Growing up in WV, just outside of Pittsburgh, PA, I learned quite a bit about the value of strong relationships. Playing team sports through college, and coaching for close to 15 years has also taught me a great deal about working with others. There is no higher compliment than when my current clients help me grow my business by introducing me to their colleagues, family, and friends. I thoroughly enjoy providing the highest quality service and individualized, risk managed, advice to my private client group. The fact that I control the growth of my practice (by working with a select group of clients that I mesh well with in the areas of values, traditions, family focus, and life philosophy) will enable me to never sacrifice my level of service, or contact, with my clients! Please reach out to us and discover how a risk managed approach to financial planning can provide you peace of mind. We look forward to meeting with you!



Qualifications CRD# 5171313
FirmCRD# 297858
Series 65

Compensation/Fee Fee Only, Based on Assets


Office Location 6903 Rockledge Dr,
Suite 1200,
Bethesda,
MD 
20817
Phone Number (301) 2144190

It's Justin's goal to build meaningful relationships on a foundation of trust and transparency. He believes in establishing clear and achievable financial targets for his clients. This process includes developing personalized strategies that help navigate risks and identify opportunities. Having been in the financial services industry since 2005, Justin's well prepared to assist in all aspects of investment management, retirement planning and insurance. Justin was born and raised in the Cincinnati, Ohio area and went on to graduate from Bowling Green State University. He now lives in Bethesda, Maryland with his wife (Gabby), their two sons (Maxwell and William) and beloved bulldog (Porterhouse). Justin enjoys exercising, traveling, food and wine, almost all sports and spending time with his friends and family.

About Sandbox Financial Partners

As an independent Registered Investment Advisor, we place your interests above all else. We are stewards of your wealth and are held to a fiduciary standard by the Securities and Exchange Commission. We are required to act solely in your best interest. Our measure of success is working with you and your family to protect and grow your wealth and achieve the goals you set out to accomplish. Sandbox Financial Partners LLC is a registered investment advisor. Please visit our website https://www.sandboxfp.com for important disclosures.



Qualifications CRD# 5955876
FirmCRD# 120278
Series 65, 66

Compensation/Fee Fee Only, Based on Assets


Office Location 345 N Charles St,
Baltimore,
MD 
21201
Phone Number (410) 4699532

George has been in the Finance Industry since 2011 and has worked at T.Rowe Price and TD Ameritrade. He enjoys building long-lasting relationships with his clients and he has found his passion in helping people achieve their financial goals. George studied Communications at Lycoming College, and uses his background to effectively convey the message of financial health and goal planning. Because of this, he has become effective in the wealth management space, working with clients of all sizes, from those just starting out, to individuals with 5 million+ under management. Born and raised in Baltimore, George is a lover of all things Maryland and is an avid Baltimore sports fan. When out of the office, you will find him cheering on the Orioles and the Ravens, as well as spending time with his family, friends, and his three dogs.

About InvestEd

Everyone should know what their money is doing. But these days, we get wrapped up in charts and fine print, and guys on TV yelling buy-sell-hold, and it’s clear that Wall Street isn’t looking out for you or me. InvestEd is designed to get rid of all that noise. We believe in smart money for everyone–no matter age, income or career path–we want you to have the financial means to reach your life goals. So we provide free, clear and straightforward financial information, that’s specific and unbiased. We’re not tied to big banks, and we’re real people with real offices in downtown Baltimore, not just a chat window or a voice on the phone. There’s no minimum to start, and we charge a simple .95% fee–no hidden charges, no commissions, no fine print.



Qualifications CRD# 5083311
Series 7, 66

Compensation/Fee Fee-Based (Fee and Commissions), Commissions, Flat Fee


Office Location 8401 Connecticut Ave,
Suite 400,
Chevy Chase,
MD 
20815
Phone Number (301) 9079790

Erich is a CERTIFIED FINANCIAL PLANNER" who has been in the financial service industry for over a decade. He received his Bachelors of Science from The Catholic University of America and his Master degree in Finance from The Sellinger School of Business at Loyola University Maryland. Prior to joining Plotkin, Erich was both a client manager and the associate portfolio manager at Geier Asset Management, Inc. in Marriottsville, MD. At Geier, Erich worked with professional athletes, business owners, retirees, and families to implement their financial goals. In conjunction with these responsibilities he gained tremendous experience analyzing, identifying and executing strategies in client investment portfolios that aligned with their unique income and growth objectives. The diverse clientele that Erich has served over the years has allowed him to recognize that there is not a standardized approach when it comes to crafting the right financial plan or investment allocation for clients and their families. This is why Erich believes in holistic financial planning in order to develop a plan and investment strategy that meets the clients needs. Truly passionate about this approach, Erich also conducts retirement income planning seminars on how to accumulate and align assets with ones retirement goals. Erich is a sports enthusiast having played team sports all his life and enjoys staying active by acquiring new hobbies. He and his wife, Kelly, have two young children.

About Plotkin Financial Advisors, LLC

As a Certified Financial Planner (TM) at Plotkin Financial Advisors, LLC I am in the business of making a difference in the lives of clients and their families. I am guided by the core values of honesty, integrity, independence, innovation, objectivity and as a fiduciary of clients' interests. As an independent firm, we are free to craft financial plans and make recommendations that fit our clients best. The services and investments we recommend are based on what is in the best interest for our clients and their families. My firm's comprehensive wealth management service is a refined process that helps to define and clarify the financial landscape for the clients we serve. Together, we help you and your family work towards your financial goals. What - Provide clients with sound advice regarding every aspect of their financial lives. How - I utilize our proprietary Legacy Program method to design a customized wealth management plan. Why - I believe comprehensive financial planning is the foundation of achieving your desired lifestyle.



Qualifications CRD# 5398638
FirmCRD# 155334
Series 65

Compensation/Fee Fee Only, Based on Assets


Office Location 3 Bethesda Metro Center,
Suite 700,
Bethesda,
MD 
20814
Phone Number (202) 5034015

David has seven years of experience in the financial services industry. He grew up in Ellicott City, Maryland and traveled south to The Georgia Institute of Technology to earn a degree in engineering. As many STEM graduates do, David decided to apply his technical education to the field of finance and joined T. Rowe Price Group, Inc. in Baltimore to start his career in 2007. In 2011, he launched Middleton Advisory LLC and offered financial advisory services to the public. David has earned the CERTIFIED FINANCIAL PLANNER (TM) designation by taking coursework through New York University and passing a two day, ten hour exam. David also earned the Accredited Investment Fiduciary® designation by taking coursework though Stetson University and passing an exam. David is passionate about offering investment education to the public and providing holistic financial planning and investment management to qualified clients. He lives in Burtonsville, Maryland with his wife and son.

About Middleton Advisory

Middleton Advisory is a fee-only Registered Investment Adviser in Bethesda, MD, founded by David Middleton to begin his private practice. Services are offered in the entire state and surrounding areas, with the ability to take on clients across the country. David's mission is to help clients implement the best possible investment strategies based on their unique needs. After several years of experience at T. Rowe Price, David founded a completely independent firm, with no obligation to any broker-dealer or investment company. This allows Middleton Advisory to completely avoid investments that carry sales loads or commissions. Instead, a variety of low-cost investment funds are used to implement prudent strategies, following the principles of diversification and asset allocation.



Qualifications CRD# 6615102
Series 65

Compensation/Fee Fee-Based (Fee and Commissions), Based on Assets


Office Location 1910 Towne Centre Blvd,
Suite 250,
Annapolis,
MD 
21401
Phone Number (443) 5343324

Carl Sera is the son in the father & son team of Sera Capital. He's been working with his dad Carlos since he graduated college and this is all he's ever done, with the exception of one summer in high school where he worked at a golf course. He lives in Severna Park with his wife and daughter and enjoys golfing at Gibson Island whenever he can.

About Sera Capital Management, LLC.



Qualifications CRD# 2470323
FirmCRD# 2470323
Series 66

Compensation/Fee Fee-Based (Fee and Commissions), Based on Assets, Flat Fee, Hourly


Office Location 8850 Columbia 100 Parkway,
Suite 204,
Columbia,
MD 
21045
Phone Number (410) 7400220

Born and raised in Baltimore, Nick graduated cum laude with a BA in economics and a concentration in finance from St. Mary's College of Maryland. After cutting his teeth at T. Rowe Price, Nick began looking for a firm that more closely matched his philosophy, investment process, and passion for helping people reach their financial goals joining Williams Asset Management as a full-time wealth manager. Nick has earned prestigious designations, including CERTIFIED FINANCIAL PLANNER™ and Accredited Investment Fiduciary® credentials. Nick is married to his beautiful wife, Jami, and they currently reside in the vibrant Canton area of Baltimore City. After witnessing the polarizing income levels and economic conditions in the city first-hand, Nick decided to volunteer through the CASH Campaign of Maryland's Pro-Bono Financial Planning Program. A program that has been specifically designed to provide free access to quality financial planning guidance and coaching for low-to-moderate income individuals and families in Baltimore and across Maryland.

About Williams Asset Management

Wealth management is about much more than crafting investment portfolios. It's about translating your financial goals into a comprehensive plan with specific strategies and actions that carefully balance your short-term needs with your long-term aspirations. It's about planning for the unexpected and putting protections in place to ensure the well-being of your loved ones. And it?s about preparing the next generation for the challenges of wealth. In the words of Henry David Thoreau,"Wealth is the ability to fully experience life."



List of Additional Financial Advisors in Maryland
LPL Financial Clarksville, MD
Cardinal Wealth Management Bethesda, MD
BNB Wealth Management Silver Spring, MD
Integrated Financial Partners Severna Park, MD
William Price, CPA, CFP, MS Barnesville, MD
Marathon Financial Group Columbia, MD
Princeton Capital Managment Baltimore, MD
Prudential Advisors Owings Mills, MD
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Financial advisors help their client by providing financial advice and strategy to build wealth and eliminate risk. They assess the client's risk appetite, their unique needs and requirements, their short-term and long-term goals and guide them towards adopting the right financial plan, retirement plan, estate plan or education plan etc. as necessary. Learn more about the roles & benefits of a financial advisor.

Financial advisors strategize financial planning and help you make the right decision about your investments. They weigh the pros and cons, and are abreast with the latest industry updates regarding tax issues and investment vehicles. These valuable insights guide you to make investments that meet your financial requirements and goals such as buying a house, education, having a baby or securing your retirement. Learn more about the cost of a financial advisor?.

A financial advisor can help you manage your finances especially when you don't have the time to do it yourself or when there are major changes in your life, such as getting married or having a baby. Even if you've managed your investment on your own, the best financial planners can vet your plan and assess it from a different perspective, to add surety to your decisions. Learn more about the best time to hire a financial advisor.

While choosing a financial planner to help you with your investment decisions, it's important to do some spadework. Meet different consultants and compare and contrast their advice. Pick up clues that demonstrate their experience and integrity. It is also important to verify the credentials of an independent financial planner before making a decision. Read the guide on choosing the best financial advisor.

Finding the right person or a financial advisory firm to help with your retirement planning might take some effort, but the effort is worth it. Financial advisors might have different specializations, look for one who has had past experience in retirement planning. Also, this could translate to a long - term relationship, so it's important to find someone whom you like, trust and respect. Read here the importance of retirement planning.

A fiduciary is any person or firm who acts on behalf of another individual or firm to manage their assets. Fiduciary financial advisors provide their client the highest quality of care while maintaining 'good faith', meaning they wouldn't act in favor of anyone else's interests, including their own. The best way to be certain that a financial advisor is a fiduciary is to simply ask. Learn more about what is a fiduciary financial advisor.

A financial advisor is any person who helps their client manage their money by giving valuable investment insights to help financial decision making. A financial planner is also a financial advisor but specializes in creating comprehensive plans for their clients to match their specific goals. Learn more about financial advisor vs financial planner: Who do you need?