Do you offer any guaranteed results?

No, there are no guaranteed results.

What is your experience? How many clients do you currently manage?

I have been in the financial services industry since 2005.

What is your approach to financial planning?

Successful investing is goal focused and planning driven. Our process usually begins by compiling a comprehensive financial plan to get a clear picture of what your retirement and other goals might look like. There's inflation, taxes, social security, health care and much more to plan for. This allows us to see what your situation currently looks like, what your goals are in the future and how we can add efficiencies to reach those goals. Going forward, an annual update to the plan, as well portfolio review, is included at no additional cost.

What services do you offer?

Financial and Retirement Planning, Income Planning, proactive Portfolio Management, Tax Planning and Preparation, Social Security timing, Education Planning and more.

VETTED

Todd Perry

Q: Why should I choose you as my financial advisor?

I am a Certified Financial Planner" (CFP®). I also went on to get additional investment management education (Certified Investment Management Analyst) as well as studied high net worth strategies (Certified Private Wealth Advisor). I pride myself is being fair, transparent and accessible.

Q: What are your qualifications? What is your education background?

I enjoy helping my clients with strategies and efficiencies that work to transform a complex and disjointed financial life into a simplified, cohesive plan.

Q: How are you compensated? How will I pay for your services?

Our fees are based on the assets that we manage. Our only incentive is to grow your portfolio.

Q: If you are going to manage my account, will you obtain my permission every time you buy or sell something?

No, as part of our discretionary money management, EP Wealth will make trades when appropriate in client's portfolios.

Q: Will you be the only person working with me?

Although we do work as a team, I would be the main point of contact at the firm.

CFP^®, RMA, CPWA^®, CIMA^®

Tel: 810-229-6446 135 W North Street Brighton, MI 48116

Plan for What's Important

About Todd Perry

Todd is an experienced wealth advisor who believes in the critical integration of tax planning and investment strategies as key components of effective wealth management. With a strong background in retirement planning and tax preparation, Todd brings a unique perspective to the financial planning process.

Prior to joining EP Wealth, he served as a Senior Private Wealth Advisor at Executive Wealth Management, where he worked closely with clients to develop personalized, holistic financial strategies.

A graduate of Central Michigan University, Todd began his career in financial services in 2005. In addition to holding the CERTIFIED FINANCIAL PLANNER" (CFP®) designation, Todd has earned the Certified Investment Management Analyst (CIMA®) and Certified Private Wealth Advisor (CPWA®) designations, underscoring his expertise and commitment to the highest standards of financial planning.

Todd resides in Brighton with his wife, Kristen, and their three children. Outside of work, he enjoys playing hockey, golfing, and staying active in the Brighton community.

About EP Wealth Advisors

Helping you achieve your financial goals is our priority. As an independent financial advisor, we bring an in-depth, planning-based approach to address your unique financial goals and needs.

As a fiduciary, we prioritize your best interests, and our fee-only structure delivers objectivity in our investment recommendations.

See Disclosures

Our Team

Alissa Earl

Alissa has over 20 years of industry experience, specializing in client facing roles and delivering exceptional client service. With a passion for building strong client relationships, she is dedicated to guiding clients through any complex process with care. Alissa thrives on creating meaningful connections and fostering long-term client relationships.

General Information

CRD#:

5795799

Firm CRD#:

111147

SEC File#:

801-66881

Name of Custodial Firm:

Charles Schwab & Fidelity

States Willing to do Business in:

Ann Arbor,Bloomfield Hills,Byron,Chelsea,Clarkston,Dexter,Farmington,Fenton,Fowlerville,Gaines,Gregory,Hamburg,Hartland,Highland,Holly,Howell,Keego Harbor,Lakeland,Linden,Livonia,Milford,New Hudson,Northville,Novi,Pinckney,Plymouth,Redford,South Lyon,Southfield,Stockbridge,Walled Lake,Waterford,Webberville,Whitmore Lake,Wixom,Ypsilanti

Years of Experience in Financial Services:

Number of Years with Current Firm:

Work Experience:

Started in the financial services industry in 2005. Todd has extensive experience in wealth management as well as tax planning and preparation.

Work with the following types of clients:

Individual Investors

Advisory Services Provided:

Wealth Management, Retirement Planning, Portfolio Management, Financial Planning, Investment Advice & Management, Financial Advice & Consulting, Education Funding and Planning, Financial Planning for Individuals, Tax Advice and Services, 401K Rollovers

Compliance

Registered Investment Advisor:

Yes

Investment Advisor Representative:

Yes

Acknowledged fiduciary:

Yes

Compliance Disclosures in Last 5 years:

I have a clean record

Criminal Disclosures in Last 5 years:

I have a clean record

Qualifications & Memberships

Certifications, Accreditations & Designations:

CFP^®, CIMA^®, CPWA^®, RMA

Non-Financial Organization Memberships:

Rotary- Brighton, MI

Services

Investment Types:

Exchange Traded Funds (ETFs), Stocks, Bonds, Mutual Funds, Alternative Investments

Can meet clients in the following ways:

Your Office, Email, Phone, Our Office, Your Home, Our Offices, Video Conference

Compensation and Fees

Fee Structure:

Fee-Only

Minimum Portfolio Size for New Managed Accounts:

$500,000

Compensation Methods:

Based on Assets

Fee % Based on Assets:

1 to 1.25%

Minimum Fee Charged for Managed Accounts:

$5,000

Firm Information

Assets Managed by Firm:

$31B

Preferred meeting methods

I provide a free initial consultation:

Yes

Financial Planning for Individuals

EP Wealth offers full financial planning services for our clients. Our relationship begins with a comprehensive financial plan that covers retirement and income planning, investments, tax planning and more. Financial plans are also updated on an annual basis at no additional cost.

401K Rollovers

401(k) and other retirement plans are often limited to a handfull of investment options and basic asset classes. Utilizing a 401(k) rollover allows access to other strategies (ETFs, Individual stocks, etc.) and investment vehicles not available inside the plan. Depending on what mutual fund classes are used in the plan, there may also be an opportunity to lower the overall fund expenses in the portfolio.

Portfolio Management

EP Wealth provides global market diversification through various strategies including tactical asset allocation models, individual stock models and fully invested strategic models.

Tax Advice and Services

Todd has over ten years of tax planning and preparation experience and has helped numerous clients navigate their tax situation during the distribution phase of their portfolio. During our analysis, we may suggest alternate patterns of withdrawal or contributions to retirement accounts like 401(k)s, IRAs, or Roth IRAs. We can also help you understand when it may be beneficial to consider Roth Conversions or harvest a capital gain or loss in taxable accounts. This type of planning can help proactively identify opportunities to save on taxes in retirement.

Retirement Planning

Retirement planning is complex. There's inflation, taxes, social security, health care costs and much more. How do you efficiently withdrawal from a portfolio in order to minimize taxes? Will I be in a lower tax bracket? Is a Roth conversion right for me? These are some of the questions that Todd can help guide you through. Since retirement is such a complex issue, professional help can be very valuable.

Investment Advice & Management

EP has the unique ability to manage employer sponsored retirement plans (401k, 403b, etc). This ensures your overall portfolio is coordinated and well-balanced.

Why should I choose you as my financial advisor?

What are your qualifications? What is your education background?

How are you compensated? How will I pay for your services?

If you are going to manage my account, will you obtain my permission every time you buy or sell something?

Will you be the only person working with me?

Disclosures

WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.

Additional Detailed Disclosures

https://www.wiseradvisor.com/disclosure/1886895/wiseradvisor-ep-wealth-advisors-detailed-disclosure.html

20 Years of Experience

CRD# 5795799 Firm CRD# 111147SEC File# 801-66881

Compliance

Registered Investment AdvisorYes

Investment Advisor RepresentativeYes

Acknowledged fiduciaryYes

Compliance Disclosures in Last 5 yearsI have a clean record

Criminal Disclosures in Last 5 yearsI have a clean record

Communities Served

Ann ArborBloomfield HillsByronChelseaClarkstonDexterFarmingtonFentonFowlervilleGainesGregoryHamburgHartlandHighlandHollyHowellKeego HarborLakelandLindenLivoniaMilfordNew HudsonNorthvilleNoviPinckneyPlymouthRedfordSouth LyonSouthfieldStockbridgeWalled LakeWaterfordWebbervilleWhitmore LakeWixomYpsilanti

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Office Hours

Monday8:00 - 17:00

Tuesday8:00 - 17:00

Wednesday8:00 - 17:00

Thursday8:00 - 17:00

Friday8:00 - 17:00

SaturdayClosed

SundayClosed

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