Wealth management has gotten complex. We have a unique process to make it simple.
Vector Wealth Management was established in 1993 as a
nationally Registered Investment Advisory firm. Today we
manage over one billion dollars of client assets, providing
personal guidance and a long-term, collaborative approach that
reflects our clients' unique needs. We have authored and
developed multiple financial software applications, including
the proprietary SOJOURN® retirement income program.
Our clients include those retired, approaching retirement, corporate executives with complex stock plans, professionals with high earning potential, and perhaps most uniquely- individuals with investment real estate.
Clients of Vector Wealth Management can benefit from the following defining characteristics:
- Fiduciary approach acting only and solely in the clients' interest - Proprietary wealth planning software application, SOJOURN® - Strategic, customized, tax efficient financial planning - Collaborative team approach with strong client relationships as a centerpiece - Disciplined investment process focusing on providing long- term liquidity, stability, and growth while managing volatility - Nearly three decades of guiding clients through life events with understanding knowledge and importantly the collective wisdom gained from its clients
Ultimately, the firm seeks, through its proprietary application SOJOURN®, to help clients have an understanding and confidence around their financial lives that they have not experienced before.
|Firm Start Year:||1993|
|States Licensed in:||MN AZ CA FL IL LA NC ND PA TN TX WI|
Qualifications & Memberships
|Financial Organization Memberships:||National Association of Personal Financial Advisors (NAPFA), American Institute of Certified Public Accountants (AICPA), Financial Planning Association (FPA), National Association of Estate Planners & Councils (NAEPC)|
|Firm's Number of Clients:||900|
|Assets Managed by Firm:||$1 Billion|
Compensation and Fees
|Fee % Based on Assets:||1% or less|
|Additional Details on Charges:||0.85% over $1 million; 0.75% over $3 million; 0.65% over $5 million|
Do you have a customer satisfaction or refund policy?
Vector does not have a written refund, however our advisor agreement can be ended with 30 days notice by either party. Vector gauges customer satisfaction by our retention ratio. We are very proud to have a retention ratio of over 95% and, prior to merging a smaller firm into us this year, our average client tenure was 10.4 years. The majority of Vector's original client base continues to trust Vector as their primary Wealth Advisor and have offered to be references.
Why should I choose you as my financial advisor?
Members of the Vector Wealth Management team hold certifications including CERTIFIED FINANCIAL PLANNER professional, CFP® professional, CFA Charterholder, Certified Public Accountant (CPA), Chartered Financial Consultant (ChFC®), Masters Degree in Financial Services (MSFS), Accredited Investment Fiduciary (AIF®), Accredited Asset Management SpecialistSM (AAMS®), and Registered ParaplannerSM. We invite you to get to know the members of the Vector Wealth Management team.
What are your qualifications? What is your education background?
Vector Wealth Management adopts a team-based approach to financial services, recognizing that the best way to solve unique, complex financial challenges is to utilize multiple perspectives, resources, and areas of expertise.
You will receive services from:
How do you charge for your services?
In keeping with our commitment to supporting trust between us, Vector Wealth Management maintains a transparent fee structure. Unlike other firms in the industry that charge fees on a tiered schedule where the first assets are always charged at the higher rate for that tier, Vector's fee schedule charges ALL assets under management at th
How are you compensated? How will I pay for your services?
Vector team members are all paid on salary, with a potential modest discretionary year-end bonus based significantly on client satisfaction. We do not receive commissions on any products or services we provide to you. Vector as a firm does not receive any commissions or revenue streams from any of the investment products we utilize. Our core philosophy is to be free of conflicts of interest for individuals and free of conflicts of interest for our firm. As a Registered Investment Advisor (RIA), Vector Wealth Management has adopted the fiduciary standard, acting only and solely in our clients interest. Of all RIAs in the United States approximately only 1.5% are true fiduciaries.
|Vector Wealth Management is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.|
Registered Investment Advisor:
Investment Advisor Representative:
Compliance Disclosures in Last 5 years:
Have a clean record
Criminal Disclosures in Last 5 years:
Have a clean record
|Mon.||8:00 AM - 5:00 PM|
|Tue.||8:00 AM - 5:00 PM|
|Wed.||8:00 AM - 5:00 PM|
|Thu.||8:00 AM - 5:00 PM|
|Fri.||8:00 AM - 5:00 PM|
|Circle Pines||Cottage Grove|
|Hugo||Inver Grove Heights|
|Saint Paul||Saint Paul Park|
|South Saint Paul||Spring Park|
|Serve clients throughout the United States|
Chartered Financial Analyst (CFA)
SCHWARZ DYGOS WHEELER INVESTMENT ADVISORS LLC
24 Years of ExperienceView Profile